USCB Financial (USCB) EVP receives 6,217-share restricted stock grant

Rhea-AI Filing Summary

USCB Financial Holdings EVP and Chief Risk Officer Maricarmen Logrono reported a grant of 6,217 shares of restricted Class A voting common stock on January 27, 2026 at a price of $0 per share. These restricted shares vest in three equal annual installments starting on January 27, 2027.

Following this award, Logrono beneficially owns 16,089 shares of Class A voting common stock. She also holds options to purchase 15,000 shares of Class A voting common stock at an exercise price of $12.05 per share, vesting one-third per year beginning on September 27, 2022 and expiring on September 27, 2031.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Logrono Maricarmen

(Last) (First) (Middle)

C/O USCB FINANCIAL HOLDINGS, INC.

2301 N.W. 87TH AVENUE

(Street)

DORAL FL 33172

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
USCB FINANCIAL HOLDINGS, INC. [ USCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Voting Common Stock	01/27/2026		A		6,217(1)	A	$0	16,089(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Options to Purchase Class A Voting Stock	$12.05							09/27/2022(3)	09/27/2031	Class A Voting Common Stock	15,000		15,000	D

Explanation of Responses:

1. Represents the grant of 6,217 shares of restricted stock which vest at a rate of one-third per year commencing on January 27, 2027.

2. Includes 876 shares of restricted stock from a grant of 2,630 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 808 shares of restricted stock from a grant of 2,426 shares which commenced vesting at a rate of one-third per year on March 8, 2024, and 3,920 shares of restricted stock from a grant of 5,880 shares which commenced vesting at a rate of one-third per year on January 21, 2026.

3. The options vest at a rate of one-third per year commencing on the first anniversary of the date of grant, which was 9/27/2021.

	/s/ Robert Anderson by P.O.A. for Maricarmen Logrono	01/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transaction did USCB (USCB) report for Maricarmen Logrono?

USCB reported that EVP and Chief Risk Officer Maricarmen Logrono received 6,217 shares of restricted Class A voting common stock. The award was granted at $0 per share and increases her beneficial ownership to 16,089 shares of common stock, plus existing stock options.

How do the 6,217 restricted USCB (USCB) shares vest for Maricarmen Logrono?

The 6,217 restricted shares vest in three equal annual installments. Vesting begins on January 27, 2027, with one-third of the shares vesting each year. This structure encourages long-term alignment between the executive and USCB Financial Holdings’ shareholders through continued service.

How many USCB (USCB) common shares does Maricarmen Logrono own after this Form 4?

After the reported grant, Maricarmen Logrono beneficially owns 16,089 shares of USCB Class A voting common stock. This figure includes previously granted restricted stock awards that are vesting over time, as detailed in the footnotes describing prior grants and their respective vesting schedules.

What stock options in USCB (USCB) does Maricarmen Logrono hold?

Maricarmen Logrono holds options to purchase 15,000 shares of USCB Class A voting common stock at an exercise price of $12.05 per share. The options vest one-third per year starting September 27, 2022 and expire on September 27, 2031, subject to continued service.

Is the USCB (USCB) Form 4 transaction a purchase or a grant?

The reported transaction is a grant of restricted stock rather than an open-market purchase. Logrono received 6,217 restricted shares at a price of $0 per share, with vesting conditions that require continued service over three years starting January 27, 2027.