USCB (USCB) CEO adds 27,632 restricted shares and holds major options

Rhea-AI Filing Summary

USCB Financial Holdings' President and CEO Luis de la Aguilera received a grant of 27,632 shares of Class A voting common stock as restricted stock on January 27, 2026. The grant was at a price of $0 per share and increased his beneficial ownership to 245,893 shares held directly.

The new restricted shares vest in three equal annual installments starting January 27, 2027. He also holds vested stock options to purchase 40,000 shares at $11.35 expiring September 23, 2029, 160,000 shares at $12.05 expiring September 27, 2031, and 10,000 shares at $7.50 expiring April 1, 2026.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider DE LA AGUILERA LUIS

Role President and CEO

Type	Security	Shares	Price	Value
Grant/Award	Class A Voting Common Stock	27,632	$0.00	--
holding	Stock Option (Right to Buy)	--	--	--
holding	Stock Option (Right to Buy)	--	--	--
holding	Stock Option (Right to Buy)	--	--	--

Holdings After Transaction: Class A Voting Common Stock — 245,893 shares (Direct); Stock Option (Right to Buy) — 40,000 shares (Direct)

Footnotes (1)

1. Represents the grant of 27,632 shares of restricted stock which vest at a rate of one-third per year commencing on January 27, 2027. Includes 17,082 shares of restricted stock from a grant of 25,653 shares which commenced vesting at a rate of one-third per year on January 21, 2026, 4,045 shares of restricted stock from a grant of 12,136 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 7,892 shares of restricted stock from a grant of 23,678 shares which commenced vesting at a rate of one-third per year on March 8, 2024, and 41,666 shares of restricted stock from a grant of 125,000 shares which commenced vesting at a rate of one-third per year on December 31, 2024. The stock options vested at the rate of 25% per year commencing on April 1, 2017. The stock options vested at the rate of one-third per year commencing on September 23, 2020. The stock options vested at the rate of one-third per year commencing on September 27, 2022.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DE LA AGUILERA LUIS

(Last) (First) (Middle)

C/O USCB FINANCIAL HOLDINGS, INC.

2301 N.W. 87TH AVENUE

(Street)

DORAL FL 33172

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
USCB FINANCIAL HOLDINGS, INC. [ USCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President and CEO

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Voting Common Stock	01/27/2026		A		27,632(1)	A	$0	245,893(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$11.35							09/23/2020(4)	09/23/2029	Common Stock	40,000		40,000	D
Stock Option (Right to Buy)	$12.05							09/27/2022(5)	09/27/2031	Common Stock	160,000		160,000	D
Stock Option (Right to Buy)	$7.5							04/01/2017(3)	04/01/2026	Common Stock	10,000		10,000	D

Explanation of Responses:

1. Represents the grant of 27,632 shares of restricted stock which vest at a rate of one-third per year commencing on January 27, 2027.

2. Includes 17,082 shares of restricted stock from a grant of 25,653 shares which commenced vesting at a rate of one-third per year on January 21, 2026, 4,045 shares of restricted stock from a grant of 12,136 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 7,892 shares of restricted stock from a grant of 23,678 shares which commenced vesting at a rate of one-third per year on March 8, 2024, and 41,666 shares of restricted stock from a grant of 125,000 shares which commenced vesting at a rate of one-third per year on December 31, 2024.

3. The stock options vested at the rate of 25% per year commencing on April 1, 2017.

4. The stock options vested at the rate of one-third per year commencing on September 23, 2020.

5. The stock options vested at the rate of one-third per year commencing on September 27, 2022.

	/s/ Robert Anderson by P.O.A. for Luis de la Aguilera	01/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did USCB President and CEO Luis de la Aguilera report?

Luis de la Aguilera reported receiving 27,632 shares of USCB Class A voting common stock as a restricted stock grant. The shares were acquired at a price of $0 per share, increasing his directly held beneficial ownership to 245,893 shares following the reported transaction.

How do the new USCB restricted shares for Luis de la Aguilera vest?

The 27,632 USCB restricted shares granted to Luis de la Aguilera vest in three equal annual installments. Vesting begins on January 27, 2027, with one-third of the shares vesting each year, spreading the full vesting over a three-year period from the initial vesting date.

What stock options in USCB common stock does Luis de la Aguilera hold?

Luis de la Aguilera holds three USCB stock option awards: 40,000 shares at $11.35 per share expiring September 23, 2029; 160,000 shares at $12.05 per share expiring September 27, 2031; and 10,000 shares at $7.50 per share expiring April 1, 2026. All are held directly.

What is Luis de la Aguilera’s total direct share ownership in USCB after this Form 4?

After the reported restricted stock grant, Luis de la Aguilera beneficially owns 245,893 shares of USCB Class A voting common stock directly. This total reflects the addition of 27,632 newly granted restricted shares to his existing holdings as disclosed in the Form 4 filing.

What roles does Luis de la Aguilera hold at USCB Financial Holdings, Inc.?

Luis de la Aguilera serves as both a director and an officer of USCB Financial Holdings, Inc. His officer title is President and Chief Executive Officer, as indicated in the Form 4, reflecting his dual leadership and governance responsibilities at the company.

How have Luis de la Aguilera’s USCB stock options vested over time?

His 10,000-share option grant vested 25% per year starting April 1, 2017. The 40,000-share grant vested one-third per year beginning September 23, 2020, and the 160,000-share grant vested one-third per year beginning September 27, 2022, according to the footnotes.