USCB (USCB) CEO Luis de la Aguilera reports sale of 1,511 shares

Rhea-AI Filing Summary

USCB Financial Holdings President and CEO Luis de la Aguilera reported a disposition of 1,511 shares of Class A Voting Common Stock on January 22, 2026 at a price of $20.70 per share, coded as transaction type F. Following this transaction, he beneficially owns 218,261 shares of Class A Voting Common Stock directly.

He also holds stock options giving him the right to buy additional common shares, including 40,000 options at $11.35 per share expiring on September 23, 2029, 160,000 options at $12.05 per share expiring on September 27, 2031, and 10,000 options at $7.50 per share expiring on April 1, 2026. The common stock holdings include multiple grants of restricted stock that vest in installments over several years.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider DE LA AGUILERA LUIS

Role President and CEO

Type	Security	Shares	Price	Value
Tax Withholding	Class A Voting Common Stock	1,511	$20.70	$31K
holding	Stock Option (Right to Buy)	--	--	--
holding	Stock Option (Right to Buy)	--	--	--
holding	Stock Option (Right to Buy)	--	--	--

Holdings After Transaction: Class A Voting Common Stock — 218,261 shares (Direct); Stock Option (Right to Buy) — 40,000 shares (Direct)

Footnotes (1)

1. Includes 17,082 shares of restricted stock from a grant of 25,653 shares which commenced vesting at a rate of one-third per year on January 21, 2026, 4,045 shares of restricted stock from a grant of 12,136 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 7,892 shares of restricted stock from a grant of 23,678 shares which commenced vesting at a rate of one-third per year on March 8, 2024, and 41,666 shares of restricted stock from a grant of 125,000 shares which commenced vesting at a rate of one-third per year on December 31, 2024. The stock options vested at the rate of 25% per year commencing on April 1, 2017. The stock options vested at the rate of one-third per year commencing on September 23, 2020. The stock options vested at the rate of one-third per year commencing on September 27, 2022.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DE LA AGUILERA LUIS

(Last) (First) (Middle)

C/O USCB FINANCIAL HOLDINGS, INC.

2301 N.W. 87TH AVENUE

(Street)

DORAL FL 33172

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
USCB FINANCIAL HOLDINGS, INC. [ USCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President and CEO

3. Date of Earliest Transaction (Month/Day/Year)
01/22/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Voting Common Stock	01/22/2026		F		1,511	D	$20.7	218,261(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$11.35							09/23/2020(3)	09/23/2029	Common Stock	40,000		40,000	D
Stock Option (Right to Buy)	$12.05							09/27/2022(4)	09/27/2031	Common Stock	160,000		160,000	D
Stock Option (Right to Buy)	$7.5							04/01/2017(2)	04/01/2026	Common Stock	10,000		10,000	D

Explanation of Responses:

1. Includes 17,082 shares of restricted stock from a grant of 25,653 shares which commenced vesting at a rate of one-third per year on January 21, 2026, 4,045 shares of restricted stock from a grant of 12,136 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 7,892 shares of restricted stock from a grant of 23,678 shares which commenced vesting at a rate of one-third per year on March 8, 2024, and 41,666 shares of restricted stock from a grant of 125,000 shares which commenced vesting at a rate of one-third per year on December 31, 2024.

2. The stock options vested at the rate of 25% per year commencing on April 1, 2017.

3. The stock options vested at the rate of one-third per year commencing on September 23, 2020.

4. The stock options vested at the rate of one-third per year commencing on September 27, 2022.

	/s/ Robert Anderson by P.O.A. for Luis de la Aguilera	01/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did USCB (USCB) report for Luis de la Aguilera?

The filing reports that President and CEO Luis de la Aguilera disposed of 1,511 shares of USCB Financial Holdings Class A Voting Common Stock on January 22, 2026, at a price of $20.70 per share, coded as transaction type F.

How many USCB Class A shares does Luis de la Aguilera own after this Form 4?

After the reported transaction, Luis de la Aguilera beneficially owns 218,261 shares of USCB Class A Voting Common Stock directly.

What stock options does Luis de la Aguilera hold in USCB?

He holds stock options to buy USCB common stock, including 40,000 options at $11.35 per share expiring on September 23, 2029, 160,000 options at $12.05 per share expiring on September 27, 2031, and 10,000 options at $7.50 per share expiring on April 1, 2026.

What is transaction code F on this USCB Form 4?

The transaction in USCB Class A Voting Common Stock is labeled with code F, indicating a disposition of 1,511 shares at $20.70 per share on January 22, 2026.

Does the USCB CEO hold his shares directly or indirectly?

The Form 4 shows that Luis de la Aguilera's 218,261 shares of Class A Voting Common Stock and his listed stock options are held with direct (D) ownership.

How do restricted stock grants factor into Luis de la Aguilera's USCB holdings?

The filing notes that his common stock holdings include multiple restricted stock grants that vest over time, such as grants commencing vesting on January 21, 2026, January 22, 2025, March 8, 2024, and December 31, 2024, each vesting in one-third annual installments.