Usio Inc SEC Filings

Usio, Inc. senior vice president and chief accounting officer Michael Joseph White reported the vesting of restricted stock units and related share issuance. On January 9, 2026, 1,200 restricted stock units granted on January 9, 2023 vested and converted into 1,200 shares of common stock at a reported price of $1.38 per share. Following this transaction, he beneficially owned 267,737 shares of common stock directly and 30,000 restricted stock units directly, reflecting ongoing equity-based compensation rather than an open-market purchase or sale.

A USIO shareholder filed a notice of proposed sale of 349,610 shares of common stock under Rule 144. The planned sale, through Raymond James & Associates, Inc., has an indicated aggregate market value of $489,454.00 and is expected to occur on or around 01/12/2026 on the Nasdaq exchange.

The filing states that these shares were acquired on 10/01/2024 via an open-market purchase for cash. The notice also reports that 27,307,839 shares of the issuer’s common stock were outstanding, providing context for the size of the planned transaction. By signing the notice, the seller represents that they are not aware of any undisclosed material adverse information about USIO’s current or prospective operations.

USIO shareholder filed a notice to sell 349,610 common shares. The planned sale has an aggregate market value of $489,454.00 and is to be executed through Raymond James & Associates on the Nasdaq exchange, with an approximate sale date of January 12, 2026.

The shares are common stock that were acquired on October 1, 2024 through open market purchases, paid for in cash. The notice also confirms the filer’s representation that they are not aware of any undisclosed material adverse information about USIO’s current or future operations.

Usio, Inc. reported third‑quarter results with revenue of $21,180,333, essentially flat year over year. Gross profit was $4,870,019 and the company posted an operating loss of $464,171 and a net loss of $415,086, or $0.02 per share. For the first nine months, revenue rose to $63,150,373 with an operating loss of $1,100,725.

Segment trends were mixed: ACH and complementary services grew, while prepaid card services and Output Solutions softened. Cash and cash equivalents were $7,746,456 and stockholders’ equity was $18,688,554. The company recorded a $115,000 legal settlement related to Triple Pay Play that reduced SG&A in the quarter. In the KDHM matter, an appellate court reversed a prior judgment on one claim and remanded others; KDHM has filed a petition for review in the Texas Supreme Court. Liquidity tools include an undrawn $475,000 revolving line of credit and a $474,229 letter of credit. As of November 10, 2025, common shares outstanding were 27,307,839.

Usio, Inc. (USIO) filed an 8-K stating it furnished a press release announcing financial results for the quarter ended September 30, 2025. The press release is included as Exhibit 99.1 and, as noted, the information is furnished and not deemed “filed” for purposes of Section 18 of the Exchange Act.

The filing also includes forward‑looking statements with customary risk factors, referencing the company’s Form 10‑K for the year ended December 31, 2024 for additional risks.

Usio, Inc. amended independent director agreements on August 28, 2025, to set standard quarterly cash compensation of $2,000 for four non-employee directors: Brad Rollins, Blaise Bender, Ernesto R. Beyer de la Garza, and Michelle Miller. In addition, as Audit Committee Chair, Mr. Bender will receive a $20,000 payment upon the timely and compliant filing of the company's annual Form 10-K (including SEC-granted extensions). The filing notes that full amendment texts are filed as exhibits and that the summary here is qualified by those documents. No changes to executive officers, major transactions, earnings, or financial statements are disclosed in this report.

On August 27, 2025, the Compensation Committee of Usio, Inc. approved a new form of Restricted Stock Unit Agreement for use under the company's 2025 Comprehensive Equity Incentive Plan. The RSU Agreement will be used for future grants of restricted stock units to eligible employees, officers, and directors. A copy of the form of the RSU Agreement is attached as Exhibit 10.1 and is incorporated by reference. No financial terms, grant sizes, or specific participants were disclosed in the report.

Houston Frost, Senior Vice President and Chief Product Officer of Usio, Inc. (USIO), reported transactions dated 08/21/2025. He acquired 50,000 shares of Common Stock at a price of $1.44 per share, bringing his direct beneficial ownership to 717,108 shares. On the same date he was granted three tranches of 6,000 Restricted Stock Units (RSUs) each that vest on 08/21/2026, 08/21/2027, and 08/21/2028, respectively; an additional grant of 6,000 RSUs vests on 08/21/2035 or upon a change in control as noted. The Form 4 is signed and dated 08/25/2025.

Usio, Inc. director Blaise Bender received three awards of restricted stock units (RSUs) on 08/21/2025, each for 7,000 underlying shares. The RSUs vest in annual tranches: one on 08/21/2026, the second on 08/21/2027 and the third on 08/21/2028, and each converts into common stock with no cash exercise price. After the three awards, the filing reports 45,200 shares of common stock beneficially owned by Mr. Bender following the final tranche. The Form 4 was signed by Blaise Bender on 08/22/2025.