[Form 4] Usio, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Louis A. Hoch, Chairman, President and CEO of Usio, reported significant insider transactions on June 21, 2025. The transactions involved:

• Acquisition of 7,000 shares of common stock at $1.44 per share through the vesting and conversion of Restricted Stock Units (RSUs)
• Disposition of 2,755 shares at $1.44 per share to cover tax obligations
• Following these transactions, Hoch directly owns 2,936,434 shares of Usio common stock
• Maintains ownership of 25,000 RSUs with an expiration date of June 21, 2034

As a Director, 10% Owner, and senior executive, Hoch's trading activity provides significant insight into insider ownership patterns. The transactions were executed pursuant to a planned RSU vesting schedule, with shares withheld for tax purposes rather than open market sales.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

HOCH LOUIS A

(Last) (First) (Middle)

3611 PAESANOS PARKWAY

SUITE 300

(Street)

SAN ANTONIO TX 78231

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Usio, Inc. [ USIO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	Chairman, President and CEO

3. Date of Earliest Transaction (Month/Day/Year)
06/21/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/21/2025		M		7,000(2)	A	$1.44	2,939,189	D
Common Stock	06/21/2025		F		2,755(1)	D	$1.44	2,936,434	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restriced Stock Units	$0.0000	06/21/2025		M			7,000(2)	06/21/2025	06/21/2034	Common Shares	7,000	$0.0000	25,000	D

Explanation of Responses:

1. The reporting person returned 2,755 shares to the issuer at the closing price on 06/21/2025 of $1.44 to cover taxes due.

2. The reporting person received these shares of common stock due to the vesting and subsequent conversion of restricted stock units granted on 6/21/2024 and vested 6/21/2025.

	Louis Hoch	06/24/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

How many USIO shares did CEO Louis Hoch receive from RSU vesting on June 21, 2025?

CEO Louis Hoch received 7,000 shares of USIO common stock on June 21, 2025, due to the vesting and conversion of restricted stock units that were originally granted on June 21, 2024.

What is Louis Hoch's total USIO share ownership after the June 21, 2025 transactions?

After the reported transactions, Louis Hoch owned 2,936,434 shares of USIO common stock directly. This reflects the addition of 7,000 shares from RSU vesting and the deduction of 2,755 shares for tax purposes.

What positions does Louis Hoch hold at USIO as of June 2025?

Louis Hoch holds multiple positions at USIO, serving as the Chairman, President and CEO. He is also a Director and a 10% Owner of the company, as indicated in the Form 4 filing.

How many shares did USIO's CEO surrender for tax purposes in June 2025?

Louis Hoch surrendered 2,755 shares to USIO at a price of $1.44 per share on June 21, 2025, to cover taxes due from the RSU vesting transaction.

How many unvested RSUs does Louis Hoch still have at USIO after June 21, 2025?

Following the reported transactions, Louis Hoch still holds 25,000 restricted stock units (RSUs) of USIO, which have an expiration date of June 21, 2034.