[Form 4] UNIVERSAL INSURANCE HLDG, INC. Insider Trading Activity

Rhea-AI Filing Summary

On 24 July 2025, Earlyworks Co., Ltd. (ELWS) convened its seventh Ordinary General Meeting in Tokyo. Holders of 9,727,270 votes—about 96 % of the shares eligible as of 30 Apr 2025—were represented.

• Resolution One: Approval of the fiscal-year 2024/25 financial statements (1 May 2024 – 30 Apr 2025) passed with 9,659,055 votes for and 68,215 against, equating to roughly 99.3 % support.
• Resolution Two: Election of four directors was approved with 9,623,002 votes for and 104,268 against, or about 98.9 % support.

The filing contains no additional financial figures, guidance, or strategic announcements. Given the routine nature of the matters and the overwhelming shareholder backing, the disclosure is chiefly procedural and carries limited immediate investment impact.

Insights

Corporate Governance Expert

TL;DR: Routine AGM items passed with ~99% support; neutral investment impact.

Both the financial-statement approval and director slate received near-unanimous votes, indicating solid shareholder confidence and no apparent governance controversy. However, because the filing lacks financial performance data or strategic resolutions, it does not alter the company’s risk profile or valuation drivers. I classify the event as governance housekeeping rather than a catalyst for the share price.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

DOWNES SEAN P

(Last) (First) (Middle)

1110 WEST COMMERCIAL BOULEVARD

SUITE 100

(Street)

FORT LAUDERDALE FL 33309

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNIVERSAL INSURANCE HOLDINGS, INC. [ UVE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Chairman

3. Date of Earliest Transaction (Month/Day/Year)
07/23/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/23/2025		M		66,666	A	$19.52	968,333	D
Common Stock	07/23/2025		M		150,000	A	$19.52	1,118,333	D
Common Stock	07/23/2025		M		221,294	A	$18.23	1,339,627	D
Common Stock	07/23/2025		M		250,000	A	$13.19	1,589,627	D
Common Stock	07/23/2025		F		546,115	D	$25.46	1,043,512	D
Common Stock								18,000	I	By Children
Common Stock								2,000	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Option to Purchase Common Stock	$19.52	07/23/2025		M			66,666	02/28/2017(1)	02/28/2026	Common Stock	66,666	$0	0	D
Option to Purchase Common Stock	$19.52	07/23/2025		M			150,000	02/28/2017(1)	02/28/2026	Common Stock	150,000	$0	0	D
Option to Purchase Common Stock	$18.23	07/23/2025		M			221,294	04/30/2021(1)	04/30/2030	Common Stock	221,294	$0	0	D
Option to Purchase Common Stock	$13.19	07/23/2025		M			250,000	04/07/2023(1)	04/07/2032	Common Stock	250,000	$0	0	D

Explanation of Responses:

1. One third of the options vest each year beginning with the date indicated.

Remarks:

	/s/ Sean P. Downes	07/25/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

When did Earlyworks (ELWS) hold its 2025 Ordinary General Meeting?

The meeting took place on 24 July 2025 at 1:00 p.m. JST.

What resolutions were approved at Earlyworks' 2025 AGM?

Shareholders approved financial statements for FY2024/25 and elected four directors.

How many votes were cast at the Earlyworks (ELWS) shareholder meeting?

9,727,270 votes were present, representing about 96 % of exercisable votes.

What were the voting results for the financial-statement approval?

Resolution One passed with 9,659,055 for and 68,215 against (≈99.3 % approval).

How much support did the director elections receive?

Resolution Two garnered 9,623,002 for and 104,268 against, or ≈98.9 % support.