UVE chair granted 22,696 restricted stock units

DOWNES SEAN P reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

DOWNES SEAN P reported acquisition or exercise transactions in this Form 4 filing.

UNIVERSAL INSURANCE HOLDINGS, INC. Executive Chairman Sean P. Downes received a grant of 22,696 restricted stock units on March 2, 2026. Each RSU represents one share of common stock, awarded at no cash cost to him.

The RSUs vest over three years, subject to his continued employment: 7,566 units on March 2, 2027, 7,565 units on March 2, 2028, and 7,565 units on March 2, 2029. This award increases his directly held derivative equity stake by the full 22,696 units.

Insider Trade Summary

Grant/Award: 22,696 shares

Grant/Award 1 txn

Insider DOWNES SEAN P

Role Executive Chairman

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	22,696	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units — 22,696 contracts (Direct)

Footnotes (2)

1. F1. Each RSU represents the right to receive one share of the Issuer's Common Stock, subject to vesting.
2. F2. These RSUs are scheduled to vest as follows, subject to continued employment by the reporting person through the applicable vesting date: (a) 7,566 shares vest on March 2, 2027; (b) 7,565 shares vest on March 2, 2028; and (c) 7,565 shares vest on March 2, 2029.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did UVE Executive Chairman Sean Downes report?

Sean P. Downes reported receiving a grant of 22,696 restricted stock units. These RSUs are a form of equity compensation that convert into common shares as they vest, aligning his interests with shareholders over a multi-year period.

When do the newly granted UVE restricted stock units vest for Sean Downes?

The 22,696 RSUs vest in three annual installments. 7,566 units vest on March 2, 2027, 7,565 units on March 2, 2028, and 7,565 units on March 2, 2029, all conditioned on his continued employment through each vesting date.

Did Sean Downes pay cash for the 22,696 UVE restricted stock units?

No, the 22,696 restricted stock units were granted at a stated price of $0.0000 per unit. This indicates a compensatory equity award rather than an open-market purchase of shares for cash consideration in the public market.

How many UVE restricted stock units does Sean Downes own after this grant?

After this transaction, Sean P. Downes directly holds 22,696 restricted stock units. These derivative securities convert into an equal number of common shares as they vest, subject to the specified future vesting dates and continued employment conditions.

What role does Sean Downes hold at UNIVERSAL INSURANCE HOLDINGS (UVE)?

Sean P. Downes serves as Executive Chairman and is also a director. His receipt of 22,696 restricted stock units reflects equity-based compensation linked to his leadership role and is structured to vest gradually over three years of continued service.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 03/04/2026 - 04:05 PM EST Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DOWNES SEAN P

(Last) (First) (Middle)

1110 WEST COMMERCIAL BOULEVARD

SUITE 100

(Street)

FORT LAUDERDALE FL 33309

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNIVERSAL INSURANCE HOLDINGS, INC. [ UVE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Chairman

3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	03/02/2026		A		22,696		03/02/2027(2)	03/02/2029	Common Stock	22,696	$0	22,696	D

Explanation of Responses:

1. Each RSU represents the right to receive one share of the Issuer's Common Stock, subject to vesting.

2. These RSUs are scheduled to vest as follows, subject to continued employment by the reporting person through the applicable vesting date: (a) 7,566 shares vest on March 2, 2027; (b) 7,565 shares vest on March 2, 2028; and (c) 7,565 shares vest on March 2, 2029.

Remarks:

	/s/ Sean P. Downes	03/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.