Universal Insurance (NYSE: UVE) CEO awarded 24,072 time‑vested RSUs

Rhea-AI Filing Summary

Donaghy Stephen reported acquisition or exercise transactions in this Form 4 filing.

Universal Insurance Holdings CEO Stephen Donaghy received a new equity award. On March 2, 2026, he was granted 24,072 restricted stock units, each representing one share of common stock, at no purchase price. The RSUs vest in three equal installments of 8,024 shares on March 2 of 2027, 2028, and 2029, contingent on his continued employment through each vesting date.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Donaghy Stephen

(Last) (First) (Middle)

1110 WEST COMMERCIAL BOULEVARD

SUITE 100

(Street)

FORT LAUDERDALE FL 33309

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNIVERSAL INSURANCE HOLDINGS, INC. [ UVE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CEO

3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	03/02/2026		A		24,072		03/02/2027(2)	03/02/2029	Common Stock	24,072	$0	24,072	D

Explanation of Responses:

1. Each RSU represents the right to receive one share of the Issuer's Common Stock, subject to vesting.

2. These RSUs are scheduled to vest as follows, subject to continued employment by the reporting person through the applicable vesting date: (a) 8,024 shares vest on March 2, 2027; (b) 8,024 shares vest on March 2, 2028; and (c) 8,024 shares vest on March 2, 2029.

Remarks:

	/s/ Stephen Donaghy	03/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UVE CEO Stephen Donaghy report on this Form 4?

Stephen Donaghy reported receiving a grant of 24,072 restricted stock units. Each RSU represents one share of Universal Insurance Holdings common stock, awarded at no purchase price, as part of his equity-based compensation package subject to vesting conditions over several years.

How many restricted stock units did UVE grant to its CEO Stephen Donaghy?

Universal Insurance Holdings granted Stephen Donaghy 24,072 restricted stock units. These units give him the right to receive an equal number of common shares, provided he satisfies the specified vesting conditions tied to continued employment through future vesting dates.

What is the vesting schedule for Stephen Donaghy’s 24,072 UVE RSUs?

The 24,072 RSUs vest in three equal tranches of 8,024 shares. Vesting occurs on March 2, 2027, March 2, 2028, and March 2, 2029, and each installment requires Stephen Donaghy to remain employed through the applicable vesting date.

Does Stephen Donaghy need to pay for the UVE restricted stock units granted?

No, the restricted stock units were granted at a price of $0.0000 per unit. This means Stephen Donaghy is not required to pay a purchase price for the RSUs, though he must meet the vesting and continued employment conditions to receive the underlying shares.

What does each restricted stock unit granted to UVE’s CEO represent?

Each restricted stock unit represents the right to receive one share of Universal Insurance Holdings common stock. Delivery of these shares is contingent on the RSUs vesting according to the schedule and on Stephen Donaghy remaining employed through each specified vesting date.

How many derivative securities does Stephen Donaghy hold after this RSU grant from UVE?

After the grant, Stephen Donaghy is shown as directly holding 24,072 restricted stock units. These units reflect his right to obtain the same number of Universal Insurance Holdings common shares as they vest over the three-year vesting schedule outlined in the award terms.