UVE (UVE) CFO receives 4,127 RSUs vesting through 2029

Rhea-AI Filing Summary

Wilcox Frank reported acquisition or exercise transactions in this Form 4 filing.

UNIVERSAL INSURANCE HOLDINGS, INC. reported that its CFO, Frank Wilcox, received a grant of 4,127 restricted stock units (RSUs) on March 2, 2026. Each RSU represents the right to receive one share of common stock, subject to vesting.

The RSUs are scheduled to vest in three equal-time tranches, conditioned on continued employment: 1,376 shares on March 2, 2027, 1,376 shares on March 2, 2028, and 1,375 shares on March 2, 2029.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Wilcox Frank

(Last) (First) (Middle)

1110 W. COMMERCIAL BLVD.

SUITE 100

(Street)

FORT LAUDERDALE FL 33309

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNIVERSAL INSURANCE HOLDINGS, INC. [ UVE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CFO

3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	03/02/2026		A		4,127		03/02/2027(2)	03/02/2029	Common Stock	4,127	$0	4,127	D

Explanation of Responses:

1. Each RSU represents the right to receive one share of the Issuer's Common Stock, subject to vesting.

2. These RSUs are scheduled to vest as follows, subject to continued employment by the reporting person through the applicable vesting date: (a) 1,376 shares vest on March 2, 2027; (b) 1,376 shares vest on March 2, 2028; and (c) 1,375 shares vest on March 2, 2029.

Remarks:

	/s/ Frank Wilcox	03/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UNIVERSAL INSURANCE HOLDINGS (UVE) report for Frank Wilcox?

UNIVERSAL INSURANCE HOLDINGS reported that CFO Frank Wilcox received 4,127 restricted stock units. The grant was recorded on March 2, 2026, as an acquisition award. These RSUs convert into common shares only if specific time-based vesting conditions are met over three future dates.

How many restricted stock units were granted to UVE CFO Frank Wilcox?

Frank Wilcox was granted 4,127 restricted stock units. Each RSU represents the right to receive one share of UNIVERSAL INSURANCE HOLDINGS common stock. The award vests in three installments between 2027 and 2029, assuming Wilcox remains employed through each vesting date.

What is the vesting schedule for Frank Wilcox’s 4,127 RSUs at UVE?

The 4,127 RSUs vest in three tranches over three years. 1,376 RSUs vest on March 2, 2027, another 1,376 on March 2, 2028, and the remaining 1,375 on March 2, 2029, contingent on continued employment through each vesting date.

Does the RSU grant to UVE’s CFO have a purchase price per share?

The reported grant to UVE’s CFO lists a transaction price per share of 0.0000. This reflects a compensation award of restricted stock units rather than an open-market purchase, with value realized if and when the RSUs vest into common shares.

What does each restricted stock unit granted to UVE’s CFO represent?

Each RSU granted to the CFO represents the right to receive one share of UNIVERSAL INSURANCE HOLDINGS common stock. Conversion into shares depends on the RSUs vesting according to the schedule from March 2027 through March 2029 and the CFO’s continued employment.