Here are the 10-K annual reports from Univest Financial Corporation (UVSP) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow UVSP and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full UVSP filings page.
Univest Financial Corporation outlines its 2025 annual overview as a Pennsylvania-based bank holding company with total assets of $8.4 billion, net loans and leases of $6.8 billion, deposits of $7.1 billion and shareholders' equity of $943.3 million as of December 31, 2025.
Through Univest Bank and Trust Co. and affiliated wealth and insurance subsidiaries, it serves 19 Pennsylvania counties plus parts of New Jersey and Maryland, holding 4.0% combined deposit share in key counties. The report emphasizes competition, regulatory oversight, capital rules and community-focused operations.
Univest details 960 employees, extensive training and inclusion programs, and $2.2 million in 2025 community contributions. Major risk factors include interest rate and investment portfolio volatility, commercial credit concentration, liquidity and deposit funding risk, cybersecurity and AI-related operational risks, and evolving economic and regulatory conditions.