Here are the 10-Q quarterly reports from Univest Financial Corporation (UVSP) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow UVSP and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full UVSP filings page.
Univest Financial Corporation (UVSP) reported third-quarter 2026 net income of $21.568 million, compared with $25.639 million a year earlier. Net interest income was $67.761 million, up from $61.324 million, while provision for credit losses was $8.997 million versus $517,000. For the first nine months, net income was $71.613 million, compared with $68.012 million in 2025, and net cash provided by operating activities was $92.501 million versus $70.842 million. The company declared a quarterly cash dividend of $0.23 per share.
At September 30, 2026, total assets were $8,606.406 million and deposits were $7,354.520 million. Net loans and leases held for investment were $6,933.487 million, compared with $6,826.639 million at December 31, 2025. Nonperforming loans and leases were $32.024 million, versus $13.832 million at year-end. A commercial loan relationship placed on nonaccrual status in the second quarter had $14.4 million of charge-offs in the third quarter; its remaining carrying value was supported by a letter of intent to sell the business.
Univest Financial Corporation reported net income of $22.9 million for the quarter and $50.0 million for the six months ended June 30, 2026, with diluted EPS of $0.82 and $1.78, compared with $0.69 and $1.45 a year earlier. Quarterly net interest income rose to $66.2 million from $59.5 million, while the provision for credit losses decreased to $2.7 million from $5.7 million.
Total assets were $8.20 billion at June 30, 2026. Loans and leases held for investment were $7.04 billion, up from $6.91 billion at December 31, 2025, and deposits were $6.93 billion versus $7.09 billion. Shareholders’ equity increased to $954.3 million, with 27.6 million common shares outstanding.
Credit quality weakened: nonperforming loans and leases climbed to $44.1 million from $13.8 million at year-end, including a $28.6 million commercial relationship placed on nonaccrual with a specific reserve of $9.8 million. The allowance for credit losses on loans and leases was $90.0 million.
Univest Financial Corporation reported stronger first-quarter 2026 results. Net income rose to $27.1 million from $22.4 million a year earlier, with diluted earnings per share increasing to $0.96 from $0.77. Net interest income grew to $63.4 million, supported by slightly lower deposit and borrowing costs, while noninterest income increased to $24.1 million.
Provision for credit losses declined to $1.3 million, and the allowance for credit losses on loans and leases stood at $88.9 million. Total assets were $8.14 billion, with loans and leases held for investment of $6.94 billion and deposits of $6.81 billion, reflecting some deposit runoff. Nonperforming loans and leases increased to $17.0 million. Shareholders’ equity improved to $952.0 million, after paying a quarterly cash dividend of $0.22 per share and absorbing modest unrealized losses in the securities portfolio.
Univest Financial Corporation reported stronger results for the quarter ended September 30, 2025. Net income was $25.6 million versus $18.6 million a year ago, and diluted EPS was $0.89 compared with $0.63. Net interest income rose to $61.3 million from $53.2 million as interest expense declined year over year, while the provision for credit losses was $0.5 million versus $1.4 million last year.
Noninterest income was $21.9 million, up from $20.2 million, with stable contributions from wealth and insurance. Noninterest expense increased to $50.7 million from $48.6 million. For the first nine months, net income totaled $68.0 million and diluted EPS was $2.34, both higher than the prior year.
The balance sheet expanded: total assets were $8.57 billion (up from $8.13 billion at December 31, 2024), and total deposits were $7.22 billion (from $6.76 billion). Net loans and leases held for investment were $6.70 billion, slightly below $6.74 billion year-end. Shareholders’ equity increased to $933.2 million. The company declared a quarterly cash dividend of $0.22 per share.