UWM Holdings (UWMC) EVP logs RSU vesting and tax withholding shares

Rhea-AI Filing Summary

UWM Holdings Corp executive Melinda Wilner, EVP and COO, reported the vesting of 17,436 Restricted Stock Units on February 27, 2026, which converted into the same number of Class A shares on a one-for-one basis. Of these, 5,074 shares were withheld by the company to cover tax obligations, which the footnotes state is not a sale. Following these transactions, she directly holds 71,200 Class A shares and substantial additional RSU awards that vest on May 19, 2026, March 1, 2027, and August 30, 2031, plus 1,000 Class A shares held in a separate account by her spouse, in which she disclaims pecuniary interest.

Insider Trade Summary

17,436 shares exercised/converted

Mixed 8 txns

Insider Wilner Melinda

Role EVP, COO

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	17,436	$0.00	--
Exercise	Class A Common Stock	17,436	$4.41	$77K
Tax Withholding	Class A Common Stock	5,074	$4.41	$22K
holding	Restricted Stock Units	--	--	--
holding	Restricted Stock Units	--	--	--
holding	Restricted Stock Units	--	--	--
holding	Restricted Stock Units	--	--	--
holding	Class A Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 0 shares (Direct); Class A Common Stock — 76,274 shares (Direct); Class A Common Stock — 1,000 shares (Indirect, See Footnote)

Footnotes (1)

1. On February 27 2026, 17,436 of the Reporting Person's Restricted Stock Units ("RSUs") vested and were settled for an equal number of Class A Common Stock. This transaction is not a sale of shares by the Reporting Person. Instead this reflects shares mandatorily withheld by the Company in accordance with the award agreement to meet the Company's minimum withholding obligations pursuant to a transaction exempt under Rule 16b-3. The Reporting Person's spouse holds these shares in a separate account. The Reporting Person disclaims pecuniary interest in these shares. The RSUs convert to Class A Common Stock on a one-for-one basis. These RSUs vest on August 30, 2031. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan. These RSUs vest on May 19, 2026. These RSUs were granted pursuant to the 2020 Omnibus Incentive Plan. These RSUs vest on March 1, 2027. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Wilner Melinda

(Last) (First) (Middle)

C/O UWM HOLDINGS CORPORATION

585 SOUTH BLVD E

(Street)

PONTIAC MI 48341

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UWM Holdings Corp [ UWMC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, COO

3. Date of Earliest Transaction (Month/Day/Year)
02/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	02/27/2026		M		17,436(1)	A	$4.41	76,274	D
Class A Common Stock	02/27/2026		F		5,074(2)	D	$4.41	71,200	D
Class A Common Stock								1,000	I	See Footnote(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(4)							(5)	(5)	Class A Common Stock	768,387		768,387	D
Restricted Stock Units	(4)							(6)	(6)	Class A Common Stock	1,608,794		1,608,794	D
Restricted Stock Units	(4)							(5)	(5)	Class A Common Stock	175,439		175,439	D
Restricted Stock Units	(4)							(7)	(7)	Class A Common Stock	29,611		29,611	D
Restricted Stock Units	(4)	02/27/2026		M			17,436	(1)	(1)	Class A Common Stock	17,436	$0	0	D

Explanation of Responses:

1. On February 27 2026, 17,436 of the Reporting Person's Restricted Stock Units ("RSUs") vested and were settled for an equal number of Class A Common Stock.

2. This transaction is not a sale of shares by the Reporting Person. Instead this reflects shares mandatorily withheld by the Company in accordance with the award agreement to meet the Company's minimum withholding obligations pursuant to a transaction exempt under Rule 16b-3.

3. The Reporting Person's spouse holds these shares in a separate account. The Reporting Person disclaims pecuniary interest in these shares.

4. The RSUs convert to Class A Common Stock on a one-for-one basis.

5. These RSUs vest on August 30, 2031. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

6. These RSUs vest on May 19, 2026. These RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

7. These RSUs vest on March 1, 2027. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

Remarks:

	/s/ Anthony Valentine, as Attorney-in-Fact for Melinda Wilner	03/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transactions did UWMC EVP Melinda Wilner report on February 27, 2026?

Melinda Wilner reported 17,436 Restricted Stock Units vesting and converting into the same number of UWM Holdings Class A shares on February 27, 2026. The filing also shows shares withheld for taxes and updated direct and indirect share and RSU holdings.

Did the UWMC Form 4 show an open-market sale by Melinda Wilner?

The Form 4 states the disposition of 5,074 Class A shares reflects mandatory withholding by the company to meet minimum tax obligations. A footnote specifies this transaction is not a sale by the reporting person and is exempt under Rule 16b-3.

How many UWM Holdings Class A shares does Melinda Wilner hold directly after these transactions?

After the reported transactions, Melinda Wilner directly holds 71,200 UWM Holdings Class A Common shares. These shares result from RSU vesting and share-withholding activity reported on February 27, 2026, and are separate from her various outstanding RSU awards.

What future RSU vesting schedules are disclosed for Melinda Wilner at UWMC?

The filing discloses several RSU awards that vest on different dates, including May 19, 2026, March 1, 2027, and August 30, 2031. These RSUs were granted under the company’s 2020 Omnibus Incentive Plan and convert into Class A shares on a one-for-one basis.

How are Melinda Wilner’s spouse-held UWMC shares treated in the Form 4?

The Form 4 notes that 1,000 UWM Holdings Class A shares are held in a separate account by Melinda Wilner’s spouse. A footnote states that she disclaims pecuniary interest in these shares, meaning they are reported as indirect ownership with that disclaimer.

What conversion ratio applies to Melinda Wilner’s RSUs into UWMC Class A stock?

A footnote specifies that Melinda Wilner’s Restricted Stock Units convert to UWM Holdings Class A Common Stock on a one-for-one basis. This means each vested RSU is settled for one share of Class A stock when it vests, consistent with the plan terms.