UWM Holdings: OCO GP reports 6.43% share interest

The reported 6.43% stake is based on the issuer’s 342,349,795 outstanding shares cited in its August 7, 2026 quarterly report.

Rhea-AI Filing Summary

UWM Holdings Corp (UWMC) is the issuer in an ownership report in which OCO Capital GP LLC says it may be deemed the beneficial owner of 22,000,000 Class A common shares, or 6.43% of the class. OCO Opportunities Master Fund, L.P. owns the shares; OCO Capital GP LLC reports sole voting and dispositive power over them. The ownership percentage is based on 342,349,795 shares outstanding, as reported in the issuer’s Form 10-Q filed August 7, 2026.

Key Figures

Beneficially owned: 22,000,000 shares Percent of class: 6.43% Shares outstanding: 342,349,795 shares +1 more

4 metrics

Beneficially owned 22,000,000 shares Class A common shares owned by OCO Opportunities Master Fund, L.P.

Percent of class 6.43% Reported beneficial ownership

Shares outstanding 342,349,795 shares Reported in UWM Holdings Corp’s Form 10-Q filed August 7, 2026

Sole voting and dispositive power 22,000,000 shares Reported by OCO Capital GP LLC

Key Terms

beneficial owner, Sole Voting Power, Sole Dispositive Power

3 terms

beneficial owner technical

"beneficial owner of 22,000,000 Shares"

A beneficial owner is the person who ultimately owns or controls a financial asset or property, even if their name isn't directly on official documents. Think of it like someone who secretly holds the keys to a safe deposit box—others may appear to have access, but the true owner is the one who benefits from what's inside. Identifying beneficial owners helps ensure transparency and prevent illegal activities like money laundering or fraud.

Sole Voting Power technical

"Sole Voting Power 22,000,000.00"

Sole voting power is the exclusive right to cast votes attached to a shareholder’s stock without needing approval from anyone else. Like holding the only remote control for a TV, it lets that holder decide corporate matters such as board members, mergers, and policy changes, making it important to investors because it concentrates control and can strongly influence a company’s strategy and the value of its shares.

Sole Dispositive Power technical

"Sole Dispositive Power 22,000,000.00"

Sole dispositive power is the exclusive legal authority to decide what happens to a security — for example, whether to sell, transfer, or retain shares — without needing anyone else’s permission. Investors care because it signals who truly controls the economic outcome of an investment: like holding the only key to a safe, the holder can realize gains or losses and may trigger regulatory reporting, insider rules, or influence over corporate ownership.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many UWMC shares does OCO Capital GP LLC report beneficially owning?

OCO Capital GP LLC says it may be deemed the beneficial owner of 22,000,000 Class A common shares, representing 6.43% of the class.

Who owns the UWMC shares reported by OCO Capital GP LLC?

OCO Opportunities Master Fund, L.P. owns the 22,000,000 shares. OCO Capital GP LLC is the general partner of OCO Capital GP LP, which is the fund’s general partner; OCO Capital GP LLC reports sole voting and dispositive power over the shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/29/2026 - 09:28 AM Accepted by SEC EDGAR 09/29/2026 - 09:27 AM Learn about SEC filing dates

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

UWM Holdings Corp

(Name of Issuer)

Class A Common Stock, par value $0.0001 per share

(Title of Class of Securities)

91823B109

(CUSIP Number)

09/24/2026

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

schemaVersion:

SCHEDULE 13G

CUSIP Number(s): 91823B109

1

Names of Reporting Persons

OCO Capital GP LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 22,000,000.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 22,000,000.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

22,000,000.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

6.43 %

12

Type of Reporting Person (See Instructions)

OO

Comment for Type of Reporting Person: Based on 342,349,795 shares of Common Stock reported to be outstanding on the Issuer's Quarterly Report on Form 10-Q filed on August 7, 2026.

SCHEDULE 13G

Item 1.
(a)	Name of issuer: UWM Holdings Corp
(b)	Address of issuer's principal executive offices: 585 South Boulevard E., Pontiac, Michigan 48341
Item 2.
(a)	Name of person filing: This statement is filed on behalf of OCO Capital GP LLC (the "Reporting Person"). The Reporting Person is the general partner of OCO Capital GP LP ("GP"), a limited partnership organized under the laws of the State of Delaware. GP is the general partner of OCO Opportunities Master Fund, L.P. ("OCO Opportunities"), a limited partnership organized under the laws of the State of Delaware. OCO Opportunities is a private investment fund engaged in the purchase and sale of securities for investment. The principal business address of OCO Opportunities is 410 Park Ave. Suite 730, New York, NY 10022.
(b)	Address or principal business office or, if none, residence: 410 Park Ave. Suite 730, New York, NY 10022
(c)	Citizenship: Delaware
(d)	Title of class of securities: Class A Common Stock, par value $0.0001 per share
(e)	CUSIP Number(s): 91823B109
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: The Reporting Person may be deemed the beneficial owner of 22,000,000 Shares, which constitutes approximately 6.43% of the total number of Shares outstanding. The Reporting Person's beneficial ownership consists of 22,000,000 Shares owned by OCO Opportunities.
(b)	Percent of class: 6.43%
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 22,000,000
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 22,000,000
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Not Applicable
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

OCO Capital GP LLC

Signature:	/s/ Samuel Martini
Name/Title:	Managing Member
Date:	09/29/2026