VersaBank (VBNK) details internally developed AI for core banking systems

Rhea-AI Filing Summary

VersaBank furnished a Form 6-K to provide investors with a press release about a technology update. On September 18, 2025, the bank announced it has implemented new, internally developed artificial intelligence capabilities within its core banking technology platform.

The press release is attached as Exhibit 99.1. The company notes that the information in this Form 6-K, including the exhibit, is being furnished rather than filed and is not incorporated by reference into other securities law filings.

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Accepted by SEC EDGAR 09/18/2025 - 07:02 AM Learn about SEC filing dates

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of September, 2025

Commission File Number: 001-40805

VersaBank

(Exact name of registrant as specified in its charter)

140 Fullarton Street, Suite 2002

London, Ontario N6A 5P2

Canada

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F o Form 40-F x

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): o

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): o

On September 18, 2025, VersaBank issued a press release titled "VersaBank implements new internally developed Artificial Intelligence Capabilities within Core Banking Technology", a copy of which is furnished as Exhibit 99.1 to this Report of Foreign Private Issuer on Form 6-K.

The information in this Form 6-K (including Exhibit 99.1) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”) or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

			VERSABANK
Date: September 18, 2025			By:			/s/ Brent T. Hodge
						Name: Brent T. Hodge
						Title: SVP, General Counsel & Corporate Secretary

EXHIBIT INDEX

Exhibit No.						Description
99.1						Press Release dated September 18, 2025 titled "VersaBank implements new internally developed Artificial Intelligence Capabilities within Core Banking Technology".

FAQ

What did VersaBank (VBNK) disclose in its latest Form 6-K?

VersaBank disclosed that it furnished a press release announcing implementation of new, internally developed artificial intelligence capabilities within its core banking technology. The Form 6-K primarily serves to make this technology-focused announcement available to investors as an official regulatory communication.

When did VersaBank implement its new AI capabilities in core banking technology?

VersaBank announced on September 18, 2025 that it has implemented new, internally developed artificial intelligence capabilities in its core banking technology. The details are contained in a press release dated the same day, furnished as Exhibit 99.1 to the Form 6-K report.

How is VersaBank’s AI announcement presented in the Form 6-K filing?

The AI announcement is presented through a furnished press release titled “VersaBank implements new internally developed Artificial Intelligence Capabilities within Core Banking Technology.” This release appears as Exhibit 99.1 to the Form 6-K, which serves as the vehicle to distribute the information to the market.

Is VersaBank’s AI press release considered filed under U.S. securities laws?

No, VersaBank specifies that the information in this Form 6-K, including Exhibit 99.1, is furnished and not deemed filed under Section 18 of the Exchange Act. It is also not deemed incorporated by reference into any Securities Act or Exchange Act registration statements.

Who signed VersaBank’s September 2025 Form 6-K related to AI technology?

The Form 6-K was signed on behalf of VersaBank by Brent T. Hodge, who serves as Senior Vice President, General Counsel and Corporate Secretary. His signature confirms the bank’s authorization of the filing describing the new artificial intelligence capabilities in its core banking technology.