Velocity Financial officer plans $141K share sale

Two prior transactions are listed as 10b5-1 sales, each involving 1,600 shares and an aggregate market value of $28,800.

Available on EDGAR 11/05/2026 - 04:31 PM EST Accepted by SEC EDGAR 11/05/2026 - 04:29 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Velocity Financial, Inc. (VEL) is the issuer named in officer Roland Kelly’s Rule 144 notice for a proposed sale of 8,400 common shares with an aggregate market value of $140,700; the approximate sale date is November 5, 2026. The securities were acquired upon vesting of restricted and performance stock units during the period from January 13, 2023 through January 23, 2026. The notice also lists prior 10b5-1 sales of 1,600 shares on September 1, 2026 and 1,600 shares on August 6, 2026, each with an aggregate market value of $28,800.

Key Figures

Proposed sale: 8,400 common shares Aggregate market value of proposed sale: $140,700 Prior 10b5-1 sale: 1,600 shares; $28,800 aggregate market value +1 more

4 metrics

Proposed sale 8,400 common shares Approximate sale date: November 5, 2026

Aggregate market value of proposed sale $140,700 Proposed sale by Roland Kelly

Prior 10b5-1 sale 1,600 shares; $28,800 aggregate market value September 1, 2026

Prior 10b5-1 sale 1,600 shares; $28,800 aggregate market value August 6, 2026

Key Terms

Rule 144, restricted and performance stock units, 10b5-1 Sales, aggregate market value

4 terms

Rule 144 regulatory

"144: Filer Information"

Rule 144 is a U.S. securities regulation that sets conditions under which restricted or insider-held shares can be legally resold to the public, such as required holding periods, availability of public information, limits on how much can be sold at once, and certain filing requirements. For investors it matters because it determines when previously locked-up shares can enter the market — like a release valve that can increase supply, affect share price, and signal insider intent.

restricted and performance stock units financial

"vesting of restricted and performance stock units"

10b5-1 Sales financial

"10b5-1 Sales for ROLAND KELLY"

10b5-1 sales are pre-arranged stock-trading plans that let company insiders automatically buy or sell shares according to a fixed schedule or formula, even if they later learn confidential information. Think of it as setting up an automatic thermostat for trades: it creates a clear, documented path that can protect insiders from insider-trading accusations and gives investors a signal about predictable insider activity—though it can also simply be a way for insiders to diversify or raise cash.

aggregate market value financial

"Aggregate market value"

Aggregate market value is the combined price you would pay to buy all outstanding shares of a company or all companies in a group at current market prices — essentially the sum of each stock’s market capitalization. It matters to investors because it shows the overall size and weight of an investment or sector (like the total cost to buy every piece of a puzzle), helps compare scale across companies or markets, and influences index composition and risk exposure.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many VEL shares does Roland Kelly plan to sell?

Roland Kelly, identified as an officer of Velocity Financial, Inc., is named for a proposed sale of 8,400 common shares, with an aggregate market value of $140,700 and an approximate sale date of November 5, 2026.

What recent VEL share sales did Roland Kelly report?

The listed 10b5-1 sales were 1,600 shares on September 1, 2026 and 1,600 shares on August 6, 2026. Each sale is listed with an aggregate market value of $28,800.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0001817058
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	VELOCITY FINANCIAL INC
SEC File Number	001-39183
Address of Issuer	2945 Townsgate Road, Suite 110 Westlake Village CALIFORNIA 91361
Phone	8185323700
Name of Person for Whose Account the Securities are To Be Sold	ROLAND KELLY
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	Officer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Morgan Stanley Smith Barney LLC Executive Financial Services 1 New York Plaza 8th Floor New York NY 10004	8400	140700.00	39481457	11/05/2026	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	01/13/2023	Restricted and Performance Stock Units	Issuer			8400	01/13/2023	N/A

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
10b5-1 Sales for ROLAND KELLY 2945 Townsgate Road, Suite 110 Westlake Village CA 91361	Common	09/01/2026	1600	28800.00
10b5-1 Sales for ROLAND KELLY 2945 Townsgate Road, Suite 110 Westlake Village CA 91361	Common	08/06/2026	1600	28800.00

144: Remarks and Signature

Remarks	The securities to be sold were acquired upon the vesting of restricted and performance stock units during the period of 01/13/2023 through 01/23/2026.
Date of Notice	11/05/2026
Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1	03/18/2026
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	/s/ Roland Kelly
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)