VEL insider plans sale of 2,000 common shares

VEL filed a notice of proposed sale of restricted or control securities under Rule 144.

Rhea-AI Filing Summary

VEL filed a notice of proposed sale of restricted or control securities under Rule 144. The filing covers 2,000 shares of common stock to be sold through Morgan Stanley Smith Barney LLC Executive Financial Services, with an indicated aggregate value of $36,920.00 on the NYSE as of August 10, 2026. It also lists prior 10b5-1 plan sales by SZCZEPANIAK FAMILY TRUST during the past three months.

Key Figures

Proposed shares to be sold: 2,000 shares Aggregate value of proposed sale: $36,920.00 10b5-1 sale on 08/06/2026: 1,600 shares for $28,800.00 +2 more

5 metrics

Proposed shares to be sold 2,000 shares Common stock covered by the Rule 144 notice

Aggregate value of proposed sale $36,920.00 Indicated value for 2,000 common shares as of August 10, 2026

10b5-1 sale on 08/06/2026 1,600 shares for $28,800.00 Common stock sold under a 10b5-1 plan by SZCZEPANIAK FAMILY TRUST

10b5-1 sale on 07/28/2026 400 shares for $7,200.00 Common stock sold under a 10b5-1 plan by SZCZEPANIAK FAMILY TRUST

10b5-1 sale on 06/26/2026 1,573 shares for $28,420.49 Common stock sold under a 10b5-1 plan by SZCZEPANIAK FAMILY TRUST

Key Terms

Rule 144, 10b5-1, Performance Stock Units

3 terms

Rule 144 regulatory

"filed a notice of proposed sale of restricted or control securities under Rule 144"

Rule 144 is a U.S. securities regulation that sets conditions under which restricted or insider-held shares can be legally resold to the public, such as required holding periods, availability of public information, limits on how much can be sold at once, and certain filing requirements. For investors it matters because it determines when previously locked-up shares can enter the market — like a release valve that can increase supply, affect share price, and signal insider intent.

10b5-1 regulatory

"It also lists prior 10b5-1 plan sales by SZCZEPANIAK FAMILY TRUST"

A 10b5-1 plan is a pre-set schedule that lets company insiders buy or sell shares according to written instructions made when they do not possess material, nonpublic information. Think of it as a timed automatic payment for stock trades: it helps insiders avoid accusations of trading on secret information and gives outside investors a clearer signal about whether sales are routine or potentially informative about the company’s prospects.

Performance Stock Units financial

"Common | 01/21/2025 | Performance Stock Units | Issuer"

Performance stock units are a type of company award that grants employees shares of stock only if certain performance goals are met. They motivate employees to work toward specific company achievements, aligning their interests with those of shareholders. For investors, they can influence a company's future stock supply and reflect management’s confidence in reaching key targets.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does VEL’s latest Form 144 filing disclose?

The filing discloses a proposed sale of 2,000 shares of VEL common stock under Rule 144, with an indicated aggregate value of $36,920.00, and lists recent 10b5-1 plan sales by SZCZEPANIAK FAMILY TRUST.

How many VEL shares are proposed to be sold in this Form 144?

The notice covers a proposed sale of 2,000 shares of VEL common stock. These shares are to be sold through Morgan Stanley Smith Barney LLC Executive Financial Services, with an indicated aggregate value of $36,920.00 as of August 10, 2026.

What recent 10b5-1 plan sales of VEL stock are reported?

The filing lists 10b5-1 plan sales by SZCZEPANIAK FAMILY TRUST of 1,600 shares for $28,800.00 on August 6, 2026, 400 shares for $7,200.00 on July 28, 2026, and 1,573 shares for $28,420.49 on June 26, 2026.

Which entity is executing the proposed VEL share sale?

The proposed sale of 2,000 VEL common shares is to be executed through Morgan Stanley Smith Barney LLC Executive Financial Services, located at 1 New York Plaza, 8th Floor, New York, NY 10004, according to the filing details.

What type of securities are involved in VEL’s Form 144 filing?

The filing involves common stock of VEL and references Performance Stock Units dated January 21, 2025. It primarily focuses on a proposed sale of 2,000 common shares and recent 10b5-1 plan sales by a family trust.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/10/2026 - 04:37 PM Accepted by SEC EDGAR 08/10/2026 - 04:37 PM Learn about SEC filing dates

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0001794812
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	Velocity Financial, Inc.
SEC File Number	001-39183
Address of Issuer	2945 Townsgate Road, Suite 110 Westlake Village CALIFORNIA 91361
Phone	8185323700
Name of Person for Whose Account the Securities are To Be Sold	SZCZEPANIAK FAMILY TRUST U/A/D 08/10/2021
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	Officer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Morgan Stanley Smith Barney LLC Executive Financial Services 1 New York Plaza 8th Floor New York NY 10004	2000	36920.00	39481457	08/10/2026	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	01/21/2025	Performance Stock Units	Issuer			2000	01/21/2025	N/A

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
10b5-1 Sales for SZCZEPANIAK FAMILY TRUST U/A DTD 08/10/2021 2945 Townsgate Road, Suite 110 Westlake Village CA 91361	Common	08/06/2026	1600	28800.00
10b5-1 Sales for SZCZEPANIAK FAMILY TRUST U/A DTD 08/10/2021 2945 Townsgate Road, Suite 110 Westlake Village CA 91361	Common	07/28/2026	400	7200.00
10b5-1 Sales for SZCZEPANIAK FAMILY TRUST U/A DTD 08/10/2021 2945 Townsgate Road, Suite 110 Westlake Village CA 91361	Common	06/26/2026	1573	28420.49

144: Remarks and Signature

Remarks
Date of Notice	08/10/2026
Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1	03/19/2026
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	/s/ Mark R. Szczepaniak
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)