Welcome to our dedicated page for Vroom SEC filings (Ticker: VRM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Vroom, Inc. filings document the company’s automotive finance operations, capital structure, governance, and material financing transactions after its recapitalization. Form 8-K reports cover financial results, Regulation FD presentations, UACC asset-backed securitizations of motor vehicle retail installment contracts, warehouse and secured credit arrangements, convertible notes, preferred units issued by Vroom Automotive, and related unregistered securities disclosures.
Proxy materials describe board matters, executive compensation, equity awards, and shareholder voting procedures. The filings also identify Vroom’s common stock listing on the Nasdaq Global Market and provide formal disclosure around UACC, CarStory, discontinued ecommerce operations, liquidity, debt obligations, collateral arrangements, and fresh-start accounting.
Vroom, Inc. has filed a registration statement to sell up to $6,000,000 of its common stock pursuant to an Equity Distribution Agreement with Virtu Americas LLC dated May 15, 2026. Shares will be sold as “at the market offerings” from time to time; the Manager may act as sales agent or principal and is entitled to up to 2.5% commission.
The prospectus states the offering proceeds may be used for general corporate purposes, including working capital to support UACC and CarStory. As of May 12, 2026, there were 5,207,627 shares outstanding, and on May 12, 2026 the last reported sale price was $11.37 per share. The aggregate market value of common equity held by non-affiliates was stated as approximately $21,230,250 as of May 13, 2026.
Vroom, Inc. reports a Q1 2026 net loss attributable to common shareholders of $19.6 million, or $3.77 per share, as it operates post‑restructuring with a new capital structure. Interest income was $42.5 million, largely from UACC’s auto finance receivables portfolio.
Total assets were $937.8 million as of March 31, 2026, including finance receivables at fair value of $804.6 million, cash of $14.5 million and restricted cash of $59.2 million. Long‑term debt totaled $578.0 million, primarily $551.0 million of securitization debt, plus $159.5 million drawn on warehouse credit facilities.
Vroom emerged from a prepackaged Chapter 11 case in January 2025 and adopted fresh start accounting, making pre‑ and post‑emergence periods not comparable. The company has three warehouse credit facilities with an aggregate borrowing limit of $600.0 million and $14.9 million of excess capacity, and expects renewals but highlights that failure to extend or meet covenants could materially affect liquidity. Common shares outstanding were 5,206,492 as of March 31, 2026 and 5,207,627 as of May 12, 2026.
Vroom, Inc. reported a first quarter 2026 net loss from continuing operations of $19.0 million, with net loss attributable to controlling interest and common shareholders of $19.6 million and an adjusted net loss of $18.2 million. The company highlighted stockholders’ equity of $98.4 million and tangible book value of $86.5 million as of March 31, 2026.
Total available liquidity was $56.4 million, including $14.5 million of cash, $14.9 million of warehouse facility availability and $27.0 million from a delayed draw facility. Vroom updated full‑year 2026 adjusted net loss guidance to a range of $25.0–$30.0 million and maintained indirect origination volume guidance of $475–$515 million. Trailing‑twelve‑month adjusted net loss improved by $20.6 million versus the prior year period, while results remain affected by fresh‑start accounting following emergence from a prepackaged Chapter 11 case.
Vroom, Inc. reported that its Chief Legal Officer, Chief Compliance Officer and Secretary, Anna-Lisa Christina Corrales, sold 35 shares of common stock on May 8, 2026 at a weighted average price of $12.2022 per share. According to the footnotes, these shares were sold solely to satisfy tax withholding obligations related to vesting equity awards, rather than as a discretionary sale. After this small transaction, she directly holds 31,029 shares of Vroom common stock.
Vroom, Inc. is asking stockholders to vote at its virtual 2026 annual meeting on electing seven directors for one-year terms, ratifying RSM US LLP as auditor for 2026, and approving on an advisory basis 2025 compensation for named executive officers.
The proxy describes Vroom’s post-restructuring focus on its UACC auto finance and CarStory analytics businesses, a majority-independent board with an Independent Executive Chair, and fully independent key committees. It highlights anti‑hedging and clawback policies, an insider trading policy, and board oversight of risk, succession, and ESG matters.
Compensation for senior leaders in 2025 combined base salary with at‑risk equity incentives. CEO Thomas Shortt had a $775,000 base salary, a 150% bonus target but no 2025 bonus, and received large RSU and option grants that vest over several years and can accelerate on certain terminations or a qualifying change in control.
Vroom, Inc. files its annual report detailing a major restructuring and a new, narrower business focus. The company emerged from a Prepackaged Chapter 11 Case in January 2025, discharging about $290 million of unsecured convertible notes and cancelling all prior equity, then issuing 5,163,109 new common shares and 364,516 warrants.
Vroom has exited its ecommerce used-vehicle marketplace and now centers on two businesses: UACC, a non-prime and near-prime auto lender with about 76,000 contracts and $950 million in receivables as of December 31, 2025, and CarStory, an AI-driven automotive data and pricing platform. UACC relies on warehouse credit facilities and securitizations and is experiencing rising credit losses.
The report highlights tight liquidity—cash of $10.4 million and restricted cash of $55.9 million at year-end 2025—ongoing net losses, and heavy dependence on maintaining funding lines and Nasdaq listing. A four-part Long-Term Strategic Plan emphasizes advanced analytics in lending, dealer-focused sales and marketing, and digital-first servicing to return UACC to profitability.
Vroom, Inc. reported significantly improved 2025 results after emerging from a prepackaged Chapter 11 process and applying fresh-start accounting. For the Non-GAAP combined year, net loss from continuing operations was about $9 million, while adjusted net loss narrowed to $49.2 million, a $66 million year-over-year improvement.
Stockholders’ equity was $116.6 million as of December 31, 2025, with tangible book value of $104.2 million. Total available liquidity was $48.7 million, including $10.4 million of cash and cash equivalents, $11.3 million of warehouse credit facility availability and $27.0 million from a delayed draw facility.
Vroom highlighted its UACC and CarStory businesses and noted $481 million of indirect loan origination in 2025. For 2026, it projects indirect origination volume of $475–$515 million and an adjusted net loss between $(20) million and $(25) million, indicating a path toward further loss reduction but not yet profitability.
Vroom, Inc. chief legal officer and corporate secretary Anna-Lisa Christina Corrales reported a small sale of 18 shares of common stock on March 20, 2026 at a weighted average price of $12.0657 per share. According to the disclosure, these shares were sold solely to satisfy tax withholding obligations related to the vesting of equity awards, rather than as a discretionary open-market trade. After this transaction, Corrales directly holds 31,064 shares of Vroom common stock. The shares were sold in multiple trades at prices ranging from $11.08 to $12.31 per share.
Vroom, Inc. Principal Accounting Officer Jacob Shlomo Benzaquen reported a very small open-market sale of 7 shares of common stock at a weighted average price of $12.0657 per share on March 20, 2026. The shares were sold to satisfy tax withholding obligations from vesting equity awards, and he continued to hold 10,315 shares afterward.
Vroom, Inc. chief executive officer Thomas H. Shortt reported routine share withholdings to cover taxes on vested restricted stock units. On March 11, 2026, a total of 3,740 shares of common stock were disposed of at $12.77 per share as tax-withholding transactions, not open-market sales. After these entries, Shortt directly owned 292,590 shares of Vroom common stock.