Welcome to our dedicated page for Vroom SEC filings (Ticker: VRM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Vroom, Inc. filings document the company’s automotive finance operations, capital structure, governance, and material financing transactions after its recapitalization. Form 8-K reports cover financial results, Regulation FD presentations, UACC asset-backed securitizations of motor vehicle retail installment contracts, warehouse and secured credit arrangements, convertible notes, preferred units issued by Vroom Automotive, and related unregistered securities disclosures.
Proxy materials describe board matters, executive compensation, equity awards, and shareholder voting procedures. The filings also identify Vroom’s common stock listing on the Nasdaq Global Market and provide formal disclosure around UACC, CarStory, discontinued ecommerce operations, liquidity, debt obligations, collateral arrangements, and fresh-start accounting.
Vroom, Inc. entered into a private financing on August 29, 2025, by selling $10,000,000 aggregate principal amount of 5.000% Convertible Notes due 2030 to Annox Capital, LLC and Robert J. Mylod, Jr. The company will receive cash from this note sale to support its long-term business strategy.
Each Purchaser is buying $5,000,000 of notes, which are immediately convertible at the holder’s discretion into common stock at a conversion price of $35 per share. The notes and the underlying conversion shares were issued in a private placement relying on exemptions from registration under Section 4(a)(2) and Rule 506 of Regulation D, with the Purchasers representing that they are accredited investors and are investing with an investment intent.
Vroom, Inc. reported that its subsidiaries United Auto Credit Corporation and United Auto Financing Trust V entered into an amendment and restatement of their revolving warehouse credit agreement with Capital One and other parties. The amendment renews this warehouse credit facility and pushes the maturity date out to July 25, 2027, helping keep this source of funding in place for a longer period. While the aggregate borrowing capacity and other material terms remain the same, the facility now has a lower advance rate and higher tangible net worth and minimum liquidity requirements, which tighten the conditions Vroom must meet to borrow. The amendment also sets a funding termination date of August 28, 2026, after which no new borrowings can be made, and outstanding amounts could become due earlier if certain events of default or termination events occur.
Bank of America Corporation reports beneficial ownership of 250,529 shares of Vroom, Inc. common stock, equal to about 4.9% of the class. The filing shows shared voting power of 250,462 shares and shared dispositive power of 250,529 shares, with no sole voting or dispositive power reported. The filer certifies these securities are held in the ordinary course of business and not to influence control of the issuer.
The Schedule 13G/A is filed on behalf of Bank of America and its wholly owned subsidiaries, including BofA Securities, Bank of America N.A., and Merrill Lynch Pierce Fenner & Smith.