Bank of America Files Schedule 13G/A Reporting 4.9% Stake in Vroom

Rhea-AI Filing Summary

Bank of America Corporation reports beneficial ownership of 250,529 shares of Vroom, Inc. common stock, equal to about 4.9% of the class. The filing shows shared voting power of 250,462 shares and shared dispositive power of 250,529 shares, with no sole voting or dispositive power reported. The filer certifies these securities are held in the ordinary course of business and not to influence control of the issuer.

The Schedule 13G/A is filed on behalf of Bank of America and its wholly owned subsidiaries, including BofA Securities, Bank of America N.A., and Merrill Lynch Pierce Fenner & Smith.

Positive

• Reporting person beneficially owns 250,529 Vroom shares, representing approximately 4.9% of the class
• Filer certifies holdings are held in the ordinary course of business and not for the purpose of changing or influencing control

Negative

• None.

Insights

Financial Analyst

TL;DR: Bank of America reports a near-5% stake (250,529 shares) in Vroom, disclosed as passive holdings, not a control position.

The Schedule 13G/A indicates Bank of America beneficially owns 250,529 Vroom shares, representing approximately 4.9% of the class, with shared voting power of 250,462 and shared dispositive power of 250,529. Because this is a 13G amendment and the filer certifies the holdings are in the ordinary course of business, the filing signals passive ownership rather than an activist or control intent. The holdings are reported on behalf of the parent and specific broker-dealer and bank subsidiaries, which explains the shared powers reported.

Corporate Governance Expert

TL;DR: Schedule 13G/A treatment and the certification that holdings are ordinary-course imply no intent to influence control; governance impact is neutral.

The disclosure of shared voting and dispositive power without any sole power and the explicit certification that the securities were not acquired to influence control are consistent with passive investor status under the Exchange Act rules. The identification of BofA Securities, Bank of America N.A., and Merrill Lynch as relevant subsidiaries clarifies which entities exercise the reported shared powers. From a governance perspective, this filing does not signal a change in control dynamics at Vroom.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 1)

Vroom, Inc.

(Name of Issuer)

Common Stock

(Title of Class of Securities)

92918V307

(CUSIP Number)

06/30/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 92918V307

1

Names of Reporting Persons

BANK OF AMERICA CORP /DE/

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 250,462.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 250,529.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

250,529.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

4.9 %

12

Type of Reporting Person (See Instructions)

HC

SCHEDULE 13G

Item 1.
(a)	Name of issuer: Vroom, Inc.
(b)	Address of issuer's principal executive offices: 3600 W SAM HOUSTON PKWY S, FLOOR 4, 3600 W SAM HOUSTON PKWY S, FLOOR 4, HOUSTON, TEXAS, 77042.
Item 2.
(a)	Name of person filing: BANK OF AMERICA CORP /DE/
(b)	Address or principal business office or, if none, residence: 100 N TRYON ST CHARLOTTE, NC 28255
(c)	Citizenship: Delaware
(d)	Title of class of securities: Common Stock
(e)	CUSIP No.: 92918V307
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 250,529.00
(b)	Percent of class: 4.9%
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 0.00
	(ii) Shared power to vote or to direct the vote: 250,462.00
	(iii) Sole power to dispose or to direct the disposition of: 0.00
	(iv) Shared power to dispose or to direct the disposition of: 250,529.00
Item 5.	Ownership of 5 Percent or Less of a Class.
	Ownership of 5 percent or less of a class
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	If a parent holding company has filed this schedule, pursuant to Rule 13d-1(b)(ii)(G), so indicate under Item 3(g) and attach an exhibit stating the identity and the Item 3 classification of the relevant subsidiary. If a parent holding company has filed this schedule pursuant to Rule 13d-1(c) or Rule 13d-1(d), attach an exhibit stating the identification of the relevant subsidiary. This statement on Schedule 13G is being filed by Bank of America Corporation on behalf of itself and its wholly owned subsidiaries BofA Securities, Inc., a broker dealer registered under section 15 of the Act (15 U.S.C. 78o); Bank of America N.A., a bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c); and Merrill Lynch Pierce Fenner & Smith, Inc., a broker dealer registered under section 15 of the Act (15 U.S.C. 78o).
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

BANK OF AMERICA CORP /DE/

Signature:	Andres Ortiz
Name/Title:	Authorized Signatory
Date:	08/12/2025

FAQ

How many Vroom (VRM) shares does Bank of America report owning?

250,529 shares, approximately 4.9% of the class.

Does Bank of America have sole voting or dispositive power over VRM shares?

No. Sole voting power is reported as 0 and sole dispositive power as 0; shared voting power is 250,462 and shared dispositive power is 250,529.

What type of Schedule was filed for Vroom (VRM)?

A Schedule 13G/A (amendment) was filed under the Securities Exchange Act.

Are the holdings intended to influence control of Vroom?

The filer certifies the securities were acquired and are held in the ordinary course of business and were not acquired to change or influence control.

Which Bank of America entities are identified in the filing?

The filing is made on behalf of Bank of America Corporation and its wholly owned subsidiaries, including BofA Securities, Inc., Bank of America N.A., and Merrill Lynch Pierce Fenner & Smith, Inc..