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WAFD insider buy: CFO now holds 114,027 shares

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

WAFD Inc. reported an insider transaction on a Form 4: the EVP & CFO acquired 21,609 shares of common stock at $30.56 on 11/11/2025. Following the transaction, the officer beneficially owned 114,027 common shares directly.

The filing notes equity awards that vest ratably over three years beginning November 11, 2026: 8,674 restricted shares and 12,935 performance shares tied to total shareholder return. It also includes 51,594 stock units awarded under a Supplemental Executive Retirement Plan.

  • Non-qualified stock options outstanding: 607 at $32.49 (exp. 10/31/2031); 1,276 at $26.12 (exp. 10/31/2030); 652 at $36.46 (exp. 10/31/2029); 564 at $28.16 (exp. 10/31/2028).

Positive

  • None.

Negative

  • None.
Insider HOLZ KELLI
Role EVP & CFO
Type Security Shares Price Value
Grant/Award Common Stock 21,609 $30.56 $660K
holding Non-Qualified Stock Option (right to buy) -- -- --
holding Non-Qualified Stock Option (right to buy) -- -- --
holding Non-Qualified Stock Option (right to buy) -- -- --
holding Non-Qualified Stock Option (right to buy) -- -- --
Holdings After Transaction: Common Stock — 114,027 shares (Direct); Non-Qualified Stock Option (right to buy) — 607 shares (Direct)
Footnotes (1)
  1. Restricted and performance stock grants vest ratably over three years beginning November 11, 2026, respectively, as follows: 8,674 shares, and 12,935 shares based upon certain performance criteria related to total shareholder return. Includes 51,594 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.
Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
HOLZ KELLI
(Last) (First) (Middle)
425 PIKE STREET
(Street)
SEATTLE WA 98101
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
WAFD INC [ WAFD ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
EVP & CFO
3. Date of Earliest Transaction (Month/Day/Year)
11/11/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 11/11/2025 A 21,609 A $30.56 114,027(1)(2) D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Non-Qualified Stock Option (right to buy) $32.49 10/31/2024 10/31/2031 Common Stock 607 607 D
Non-Qualified Stock Option (right to buy) $26.12 10/31/2023 10/31/2030 Common Stock 1,276 1,276 D
Non-Qualified Stock Option (right to buy) $36.46 10/31/2022 10/31/2029 Common Stock 652 652 D
Non-Qualified Stock Option (right to buy) $28.16 10/31/2021 10/31/2028 Common Stock 564 564 D
Explanation of Responses:
1. Restricted and performance stock grants vest ratably over three years beginning November 11, 2026, respectively, as follows: 8,674 shares, and 12,935 shares based upon certain performance criteria related to total shareholder return.
2. Includes 51,594 stock units awarded pursuant to a Supplemental Executive Retirement Plan ("SERP") for the benefit of the reporting person.
Remarks:
Kelli Holz 11/12/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did WAFD (WAFD) disclose on Form 4?

The EVP & CFO acquired 21,609 shares of common stock at $30.56 on 11/11/2025.

How many WAFD shares does the reporting person own after the transaction?

Beneficial ownership is 114,027 common shares, held directly.

What equity awards and vesting terms are disclosed for WAFD’s EVP & CFO?

Awards vest ratably over three years beginning November 11, 2026: 8,674 restricted shares and 12,935 performance shares tied to total shareholder return.

Does the Form 4 mention any retirement plan stock units for WAFD’s officer?

Yes. It includes 51,594 stock units under a Supplemental Executive Retirement Plan (SERP).

What WAFD stock options are outstanding for the reporting person?

Non-qualified options: 607@$32.49 (exp. 10/31/2031), 1,276@$26.12 (exp. 10/31/2030), 652@$36.46 (exp. 10/31/2029), 564@$28.16 (exp. 10/31/2028).

What is the relationship of the reporting person to WAFD Inc.?

The reporting person is an Officer, serving as EVP & CFO.