Washington Trust Bancorp (WASH) furnishes Q4 2025 unaudited earnings release

Rhea-AI Filing Summary

Washington Trust Bancorp, Inc. filed a current report stating that it released unaudited financial information for its fourth quarter 2025 consolidated earnings. The company issued a press release dated January 28, 2026, and attached it as Exhibit 99.1, which is incorporated by reference for detailed results.

The report clarifies that this earnings information is being furnished, not filed, under securities laws, meaning it is not automatically incorporated into other Securities Act or Exchange Act filings unless specifically referenced.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 28, 2026

WASHINGTON TRUST BANCORP, INC.

(Exact Name of Registrant as Specified in Charter)

Rhode Island

001-32991

05-0404671

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

23 Broad Street
Westerly,			Rhode Island			02891
(Address of principal executive offices)						(Zip Code)

(401)			348-1200
(Registrant's telephone number, including area code)

N/A

(Former name or address, if changed from last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of each class			Trading Symbol(s)			Name of each exchange on which registered
COMMON STOCK, $.0625 PAR VALUE PER SHARE			WASH			The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition
period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the
Exchange Act.			☐

Item 2.02 Results of Operations and Financial Condition.

On January 28, 2026, Washington Trust Bancorp, Inc. issued a press release in which it disclosed unaudited financial information related to fourth quarter 2025 consolidated earnings. A copy of the press release relating to such announcement, dated January 28, 2026, is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Pursuant to General Instructions B.2 of Form 8-K, this information shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Item 9.01 Financial Statements and Exhibits.

(d)

Exhibits.

Exhibit No.

Exhibit

99.1

Press release dated January 28, 2026*

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

*Furnished herewith

SIGNATURES

    Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

WASHINGTON TRUST BANCORP, INC.

Date:

January 28, 2026

By:

/s/ Ronald S. Ohsberg

Ronald S. Ohsberg

Senior Executive Vice President, Chief Financial Officer and Treasurer

FAQ

What did Washington Trust Bancorp (WASH) report in this 8-K?

Washington Trust Bancorp reported that it released unaudited financial information for its fourth quarter 2025 consolidated earnings. The details are contained in a press release dated January 28, 2026, which is attached as Exhibit 99.1.

Which period’s results does Washington Trust Bancorp’s 8-K cover?

The 8-K covers unaudited financial information for Washington Trust Bancorp’s fourth quarter 2025 consolidated earnings. The specific financial figures are included in the press release attached as Exhibit 99.1 to the filing.

How did Washington Trust Bancorp (WASH) provide its Q4 2025 earnings details?

Washington Trust Bancorp provided its Q4 2025 earnings details through a press release dated January 28, 2026. This release is furnished as Exhibit 99.1 to the 8-K and is incorporated by reference for full financial information.

Is the Q4 2025 financial information in the WASH 8-K considered filed with the SEC?

The Q4 2025 financial information is furnished, not filed, under securities laws. It is not deemed filed under Section 18 of the Exchange Act or incorporated into other filings unless specifically referenced.

What exhibits are included with Washington Trust Bancorp’s January 28, 2026 8-K?

The 8-K includes Exhibit 99.1, a press release dated January 28, 2026, containing unaudited Q4 2025 earnings, and Exhibit 104, the cover page interactive data file embedded within the Inline XBRL document.