Washington Trust director granted 1,260 shares

WASHINGTON TRUST BANCORP INC director John T. Ruggieri received a grant of 1,260 shares of Common Stock.

Rhea-AI Filing Summary

WASHINGTON TRUST BANCORP INC director John T. Ruggieri received a grant of 1,260 shares of Common Stock. The shares were acquired on a non-cash basis at $0.00 per share as a grant, award, or other acquisition, increasing his direct holdings to 9,077.099 shares. A footnote explains that the balance also reflects prior acquisitions through dividend reinvestments under Rule 16a-11.

Insider Trade Summary

Grant/Award: 1,260 shares

Grant/Award 1 txn

Insider RUGGIERI JOHN T

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,260	$0.00	$0.00

Holdings After Transaction: Common Stock — 9,077.099 shares (Direct)

Footnotes (1)

1. F1. Balance reflects acquisitions pursuant to dividend reinvestments exempt from Form 4 reporting under Rule 16a-11

Key Figures

Shares granted: 1,260 shares Grant price: $0.00 per share Total holdings after grant: 9,077.099 shares

3 metrics

Shares granted 1,260 shares Common Stock grant on 2026-04-28

Grant price $0.00 per share Non-cash grant/award acquisition

Total holdings after grant 9,077.099 shares Direct ownership following transaction

Key Terms

Grant, award, or other acquisition, Rule 16a-11, dividend reinvestments

3 terms

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

Rule 16a-11 regulatory

"dividend reinvestments exempt from Form 4 reporting under Rule 16a-11"

dividend reinvestments financial

"Balance reflects acquisitions pursuant to dividend reinvestments exempt from Form 4 reporting"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did WASHINGTON TRUST BANCORP INC (WASH) report for John T. Ruggieri?

WASHINGTON TRUST BANCORP INC reported that director John T. Ruggieri received a grant of 1,260 shares of Common Stock. The shares were acquired as a grant or award at $0.00 per share, increasing his direct ownership to 9,077.099 shares.

Was the WASHINGTON TRUST (WASH) insider transaction a market purchase or a grant?

The transaction for WASHINGTON TRUST director John T. Ruggieri was a grant or award, not a market purchase. It is coded as an acquisition under a grant, with 1,260 shares of Common Stock received at $0.00 per share, reflecting compensation rather than open-market buying.

How many WASHINGTON TRUST (WASH) shares does John T. Ruggieri hold after this Form 4?

After receiving 1,260 granted shares, director John T. Ruggieri directly holds 9,077.099 shares of WASHINGTON TRUST Common Stock. This total also reflects prior acquisitions through dividend reinvestments that are exempt from Form 4 reporting under Rule 16a-11, according to the filing footnote.

What does the $0.00 per share price mean in the WASHINGTON TRUST (WASH) Form 4 filing?

The $0.00 per share price indicates the 1,260 WASHINGTON TRUST shares were received as a grant or award, not bought in the market. This reflects a compensation-related acquisition where the director did not pay cash for the shares, consistent with the grant transaction code in the filing.

What is the significance of Rule 16a-11 in John T. Ruggieri’s WASHINGTON TRUST (WASH) holdings?

The filing notes that the balance of John T. Ruggieri’s WASHINGTON TRUST holdings reflects acquisitions via dividend reinvestments under Rule 16a-11. These dividend reinvestment transactions are exempt from Form 4 reporting, meaning they contribute to his total shares but are not reported as separate Form 4 transactions.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/30/2026 - 04:44 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

RUGGIERI JOHN T

(Last) (First) (Middle)

173 MATHEWSON ROAD

(Street)

BARRINGTON RHODE ISLAND 02806

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
WASHINGTON TRUST BANCORP INC [ WASH ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/28/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/28/2026		A		1,260	A	$0	9,077.099(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Balance reflects acquisitions pursuant to dividend reinvestments exempt from Form 4 reporting under Rule 16a-11

Remarks:

	/s/Kristen L. DiSanto, Attorney-in-Fact	04/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)