[Form 4] Washington Trust Bancorp Inc Insider Trading Activity

Rhea-AI Filing Summary

Robert A. DiMuccio, a director of Washington Trust Bancorp, reported a purchase of 3,000 shares of the company's common stock on 08/25/2025 at an average price of $29.69 per share. After the acquisition the filing shows Mr. DiMuccio beneficially owns 23,345.979 shares in a direct ownership capacity. The filing notes the balance includes shares acquired through dividend reinvestment plans that are exempt from Form 4 reporting. The disclosure was submitted under Section 16 and signed by an attorney-in-fact on behalf of the reporting person.

Insights

Financial Analyst

TL;DR: Director purchased a modest number of shares, showing insider confidence but likely minimal market impact.

The reported purchase of 3,000 shares at $29.69 signals personal investment by a board member, which can be interpreted as a mild positive signal about management's view of valuation. The post-transaction direct ownership of 23,345.979 shares aggregates the director's stake, but the size appears small relative to publicly traded bank peers, suggesting limited influence on market perception or control. The notation that dividend reinvestments contributed to the balance clarifies part of the holding growth.

Corporate Governance Expert

TL;DR: Routine Section 16 disclosure of an insider purchase; governance processes appear followed.

The Form 4 shows compliance with Section 16 reporting and uses an attorney-in-fact for filing execution, indicating standard governance procedures. The acquisition code 'P' identifies an open-market purchase rather than an option exercise or gift. While insider purchases can be a governance-positive signal, the absolute size reported here is modest and does not suggest a material change in insider alignment or control.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DiMuccio Robert A

(Last) (First) (Middle)

20 HEARTHSTONE ROAD

(Street)

NEWBURY NH 03255

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WASHINGTON TRUST BANCORP INC [ WASH ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
08/25/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/25/2025		P		3,000	A	$29.69	23,345.979(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Balance reflects acquisitions pursuant to dividend reinvestments exempt from Form 4 reporting under Rule 16a-11.

Remarks:

	/s/Kristen L. DiSanto, Attorney-in-Fact	08/27/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did WASH director Robert A. DiMuccio report?

The Form 4 reports a purchase of 3,000 shares of Washington Trust Bancorp common stock on 08/25/2025 at an average price of $29.69 per share.

How many WASH shares does Robert A. DiMuccio beneficially own after the reported transaction?

The filing shows 23,345.979 shares beneficially owned in a direct capacity following the purchase.

What does transaction code 'P' mean on the Form 4 for WASH?

Transaction code 'P' denotes an open-market purchase of the issuer's securities by the reporting person.

Does the Form 4 explain changes in the holding balance for the WASH director?

Yes. The filing states the balance reflects shares acquired through dividend reinvestments that are exempt from Form 4 reporting under Rule 16a-11.

Who signed the Form 4 filing for the WASH reporting person?

The filing was signed on behalf of the reporting person by an attorney-in-fact, Kristen L. DiSanto, as indicated in the document.