Wilson Bank (WBHC) director Jack W. Bell makes bona fide stock gift

Rhea-AI Filing Summary

Wilson Bank Holding Co director Jack W. Bell reported a bona fide gift of 1,221 shares of Common Stock. The Form 4 lists the transaction as a gift transfer, not an open-market sale, with a reported value of $0.97 per share. After this disposition, Bell directly holds 176,424 common shares, indicating this was a relatively small, routine adjustment to his ownership stake.

Insider Trade Summary

1,221 shares gifted

Mixed 1 txn

Insider BELL JACK W

Role null

Type	Security	Shares	Price	Value
Gift	Common Stock	1,221	$0.97	$1K

Holdings After Transaction: Common Stock — 176,424 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Gifted shares: 1,221 shares Reported value per share: $0.97 per share Shares held after transaction: 176,424 shares

3 metrics

Gifted shares 1,221 shares Bona fide gift of common stock

Reported value per share $0.97 per share Value used for the 1,221-share gift

Shares held after transaction 176,424 shares Direct common stock ownership following the gift

Key Terms

bona fide gift, dividend reinvestment plan, Common Stock

3 terms

bona fide gift financial

"The Form 4 classifies the transaction as a bona fide gift transfer."

A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.

dividend reinvestment plan financial

"Includes shares issued pursuant to the dividend reinvestment plan."

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

Common Stock financial

"reported a bona fide gift of 1,221 shares of Common Stock."

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BELL JACK W

(Last) (First) (Middle)

623 WEST MAIN ST.

(Street)

LEBANON TENNESSEE 37087

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
WILSON BANK HOLDING CO [ NONE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/15/2026		G		1,221	D	$0.97	176,424(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares issued pursuant to the dividend reinvestment plan.

	Jack Bell	05/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did WBHC director Jack W. Bell report?

Director Jack W. Bell reported a bona fide gift of 1,221 shares of Wilson Bank Holding Co common stock. The Form 4 classifies this as a gift transfer, not a market sale, reflecting a non-cash disposition to another party.

How many WBHC shares did Jack W. Bell transfer in this Form 4 filing?

Jack W. Bell transferred 1,221 shares of Wilson Bank Holding Co common stock. The transaction is coded as a bona fide gift, showing a non-market disposition rather than a traditional buy or sell transaction in the open market.

What was the reported value per WBHC share in Jack W. Bell’s gift?

The Form 4 reports a value of $0.97 per Wilson Bank Holding Co share for the 1,221-share gift. This figure is used for reporting purposes and does not necessarily represent a contemporaneous open-market trading price.

How many WBHC shares does Jack W. Bell own after the reported gift?

After the 1,221-share gift, Jack W. Bell directly holds 176,424 shares of Wilson Bank Holding Co common stock. This indicates the transaction affected only a small portion of his overall direct ownership position in the company.

Does the WBHC Form 4 indicate any special conditions on Jack W. Bell’s holdings?

A footnote explains that Jack W. Bell’s reported holdings include shares issued pursuant to the dividend reinvestment plan. This clarifies that a portion of his total 176,424 shares resulted from automatic reinvestment of dividends.