Welcome to our dedicated page for Webster Financial SEC filings (Ticker: WBS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Webster Financial Corporation (NYSE: WBS), the holding company for Webster Bank, N.A. Founded in 1935 and headquartered in Stamford, Connecticut, Webster files a range of documents that describe its commercial banking, healthcare financial services, and consumer banking activities, as well as its capital structure and governance.
Webster’s current reports on Form 8-K disclose material events such as quarterly financial results, earnings releases, executive appointments and resignations, board changes, and compensation arrangements for certain officers. These filings also document capital markets transactions, including the issuance of subordinated notes under indentures and underwriting agreements, and provide details on securities registered for trading on the New York Stock Exchange, such as common stock and depositary shares representing interests in preferred stock.
Through its SEC filings, Webster reports information about its lines of business, including Commercial Banking, Healthcare Financial Services (which encompasses HSA Bank and Ametros), and Consumer Banking. Filings may reference segment performance, healthcare-related financial platforms, and the geographic footprint of the bank’s operations.
On Stock Titan, these filings are updated in step with EDGAR and are accompanied by AI-powered summaries designed to highlight key points from lengthy documents. Users can quickly identify the purpose of each filing, locate disclosures on topics such as executive compensation, debt issuance, and board composition, and understand how specific events relate to the WBS stock.
Investors, researchers, and other interested readers can use this page to review Webster’s regulatory history, analyze its governance and capital decisions, and track significant corporate developments as reported in its SEC submissions.
Webster Financial EVP & CAO of the Bank Elzbieta Cieslik reported a stock award and related tax withholdings. On March 2, 2026, she acquired 3,144 shares of common stock as a grant/award. On March 2 and 3, tax-withholding dispositions totaled several hundred shares at prices around $71–$72 per share, leaving her with 15,482 directly owned shares after the latest transaction.
Webster Financial Corp executive Kristy Berner reported two tax-withholding share dispositions tied to restricted stock vesting. On March 2, 2026, 783 shares of common stock were withheld at $72.13 per share, and on March 3, 2026, 597 shares were withheld at $71.40 per share. These transactions satisfied tax obligations upon vesting of time-based restricted shares granted on March 1, 2023, March 1, 2024, and March 3, 2025. After these non‑open‑market dispositions, Berner directly held 15,987.369 shares of Webster Financial common stock.
WBS reported a proposed insider sale under Form 144. The filing lists restricted stock vesting events of 880 shares on 03/01/2026 and 545 shares on 03/03/2026, and discloses a prior sale of 654 shares on 12/08/2025 for $40,960.02.
The notice names Gregory S. Madar and records brokerage information for Fidelity Brokerage Services LLC. The filing is a routine insider resale notice under Form 144 for prospective market sales.
Webster Financial Corporation reports on its diversified banking business and highlights a pending acquisition by Banco Santander. As of December 31, 2025, Webster had $84.1 billion in total consolidated assets and operates three main segments: Commercial Banking, Healthcare Financial Services, and Consumer Banking.
On February 3, 2026, Webster agreed to be acquired by Banco Santander in a two-step merger and share exchange valued at approximately $12.3 billion, based on Banco Santander’s February 2, 2026 closing price. Webster stockholders are expected to receive $48.75 in cash plus 2.0548 ADSs or Ordinary Shares for each Webster share, with closing targeted for the second half of 2026, subject to regulatory and shareholder approvals.
The filing also describes a private credit joint venture with Marathon Asset Management and notes that change-of-control events at both Marathon and Webster could allow the non-affected member to dissolve the venture. Webster details its extensive regulatory environment, capital and liquidity framework, and a formal risk governance structure, along with 4,498 full-time employees and a culture focused on engagement, inclusion, and talent development.
Banco Santander held an Investor Day presenting a 2026–2028 strategic plan with quantified targets. Management projects group profit above €20 billion and a return on tangible equity above 20% by 2028. The plan targets >210 million customers and ~125 million active customers by 2028, fee growth, cost efficiencies of €4–5 billion, and hard-currency loan exposure rising to ~80%.
Capital policy preserves a 50% ordinary payout with cash dividend rising to 35% from 2027, a CET1 ratio around 13%, and excess capital distribution above 13%. Management highlights Gravity/Gravity 2.0 platforms, AI investments (~€20 billion programme), and bolt-on acquisitions (TSB, Webster) as key drivers.
Banco Santander, S.A. submitted a Rule 425 disclosure concerning Webster Financial Corporation and described Grupo Santander's 2025 performance and strategic roadmap. The 2025 results: attributable profit €14.1 billion (+16% vs. 2024, constant euros), total income €62.4 billion, and 180 million customers.
The group reported RoTE (post-AT1) 16.3%, CET1 ratio 13.5%, an efficiency ratio of 41.2%, cost of risk 1.15%, NPL ratio 2.91% and loan-loss reserves of €22.9 billion. Management outlined completed and announced portfolio moves (sale of Santander Bank Polska; bolt-on acquisitions: TSB in the UK and Webster in the US, pending customary approvals) and set 2026–2028 targets: profit above €20 billion, RoTE > 20%, customers > 210 million, and CET1 around c.13% by 2028.
Banco Santander convenes an ordinary general shareholders' meeting to be held exclusively by remote means on 27 March 2026 (expected on second call). The agenda seeks approval of the 2025 annual accounts, the consolidated non‑financial statement and corporate management.
Key capital and remuneration items include the proposed allocation of 2025 results of €11,113,251,675 with a total dividend allocation of €3,519,738,223.53 (interim paid €1,698,679,417.78; estimated final dividend €1,821,058,805.75 payable from 5 May 2026), two authorizations to reduce share capital up to €663,227,913 and €734,465,975 via cancellation of treasury shares, and a buyback programme of up to €5,030 million.
The meeting also proposes governance and market authorizations: reappointment of PwC as auditor, approval of a directors' remuneration policy (including 5% increases in certain components for 2026), a maximum variable-to-fixed ratio of 200% for specified staff, board composition at 15 directors, capacity to issue convertible securities up to €10,000 million, and a share capital increase to support the in‑kind acquisition of Webster Financial Corporation via issuance of 334,809,216 new shares (exchange ratio 2.0548 Santander shares per Webster share and a cash element).
Banco Santander released an Investor Day presentation outlining 2026–2028 strategic targets and financial guidance tied to its proposed acquisition of Webster Financial Corporation. The presentation sets group targets including €20bn profit strength, a CET1 operating range of 12-13%, and a goal of >20% RoTE by 2028. It warns that the Webster transaction is pending customary regulatory and, for Webster, shareholder approvals and lists extensive forward-looking risk factors affecting attainment of synergies, timing and capital outcomes.
The deck emphasizes disciplined capital allocation: an ordinary remuneration policy targeting ~50% of underlying profit for 2026 results (split roughly half cash dividends and half buybacks) and a shift to ~35% cash payout from 2027. It also highlights deposit-led funding, liquidity buffers, TLAC/MREL metrics, NII and fee growth drivers, and execution risks tied to integration of announced bolt-ons including TSB and Webster.
Banco Santander filed an investor presentation outlining its 2026–2028 strategic targets and the proposed acquisition of Webster Financial Corporation, noting the Webster transaction is pending customary regulatory and, for Webster, shareholder approvals.
The presentation sets financial goals including >€20bn profit, a >20% RoTE target by 2028, a CET1 operating range of 12 - 13%, and a shareholder remuneration framework targeting ~50% payout of underlying profit for 2026 (split roughly evenly between cash dividends and buybacks), shifting to ~35% cash and ~15% buybacks from 2027 results. Operational targets include ~125 million active customers and >210 million total customers by 2028 (including TSB and Webster), fee growth, and cost synergies from integrations.
Banco Santander presented an Investor Day outlining a multi-year plan focused on scale, ONE Transformation, AI and bolt-ons (TSB and Webster) to lift returns and shareholder distributions. The board intends an ordinary remuneration policy for 2026-2028 allocating approximately 50% of underlying profit for 2026 results (split roughly evenly between cash dividends and buybacks) and targeting a split of 35% cash and 15% buybacks from 2027 results, subject to corporate and regulatory approvals.
The plan targets >€20bn profit and a Group RoTE of >20% by 2028, a 12-13 CET1 operating range with excess >13% to be returned at plan end, and specific cost synergies of c.$800mn for Webster and >£400mn for TSB. The transactions remain pending customary regulatory and, for Webster, shareholder approvals.