This page is dedicated to West Coast Community Bancorp (WCCB) regulatory disclosures, focusing on the company’s SEC-reporting profile and related information. West Coast Community Bancorp is the parent company of West Coast Community Bank, a full-service community bank headquartered in Santa Cruz, California, and operates as a bank holding company in the regional banking sector.
While no specific SEC filings are listed in the available data for WCCB, investors typically look to filings such as annual reports on Form 10-K, quarterly reports on Form 10-Q and current reports on Form 8-K to understand a bank holding company’s financial condition, risk profile and significant corporate events. These documents generally provide detail on loan and deposit composition, capital ratios, liquidity, credit quality, merger activity and governance matters.
For a company like West Coast Community Bancorp, regulatory reporting complements the information disclosed in its earnings releases, which discuss net interest income, net interest margin, cost of funds, capital ratios and efficiency metrics. Governance-related disclosures, such as annual shareholder voting results and Board composition, also align with topics commonly addressed in proxy materials and other regulatory documents.
On Stock Titan, WCCB’s filings page is designed to surface new regulatory documents as they become available from official sources and to pair them with AI-generated explanations. These AI summaries aim to clarify complex sections of lengthy filings, highlight key changes from prior periods and draw attention to items that may matter most to shareholders and analysts, such as merger-related disclosures, capital and liquidity discussions and Board or leadership changes.
Users can refer to this page to monitor West Coast Community Bancorp’s formal regulatory reporting history as it is updated over time.
West Coast Community Bancorp (WCCB) reported third-quarter 2026 net income of $16.7 million, up 37.7% from the second quarter, and diluted EPS of $1.59, compared with $1.16. Net interest income was $37.1 million, up 12.0% quarter over quarter, as average interest-earning assets grew. Nine-month net income was $43.9 million, up 19.7% from 2025. Results included a $920,000 tax benefit from renewable energy tax credits, adding approximately $0.09 to basic and diluted EPS. Third-quarter results also benefited from the absence of $1.8 million in accelerated purchase discount accretion recorded in the second quarter and associated with the subordinated-debt redemption.
At September 30, 2026, loans were $2.337 billion and deposits were $2.555 billion; nonaccrual loans were $11.9 million, or 0.51% of loans. Net unrealized losses on available-for-sale securities were $23.8 million, compared with $9.0 million at June 30, 2026. The board had declared a quarterly cash dividend of $0.29 per share, a $0.04 increase over the prior quarterly dividend, payable on or about November 6, 2026, to shareholders of record November 2, 2026.
West Coast Community Bancorp declared a regular quarterly cash dividend of $0.29 per share, an increase of $0.04 per share over the previous quarterly dividend. It is payable on or about November 6, 2026, to shareholders of record as of November 2, 2026.
West Coast Community Bancorp (WCCB) reported initial beneficial ownership information for director James L. Weisenstein. He holds 3,000 shares of common stock directly, and additional shares indirectly through a family trust and an IRA. Indirect holdings include 72,340 shares as trustee of the Weisenstein Family Trust and 792 shares held in an IRA.
West Coast Community Bancorp (WCCB) reports that Chairman and CEO Krista Snelling has reported initial ownership of the company’s common stock. Her direct holdings include multiple restricted stock awards (RSAs) with 3‑year and 4‑year annual vesting schedules, and she also reports indirect ownership of 17,125 shares as self as trustee of the Snelling Family Trust.
West Coast Community Bancorp’s EVP/Chief Financial Officer, Situ Min, filed an initial ownership report showing equity awards in the company. The filing lists a stock option covering 1,146 shares of common stock at an exercise price of $25.11 expiring on November 15, 2032, plus multiple restricted stock awards that vest annually over three- and four-year schedules, conditioned on continued service.
West Coast Community Bancorp (WCCB) reported the initial ownership of EVP Chief Banking Officer Jon Patrick Sisk on a Form 3. He holds stock options giving rights to acquire 34,139 shares and 20,861 shares of common stock at an exercise price of $22.9546 per share, expiring October 21, 2029.
He also holds common stock directly, including 652 shares subject to a restricted stock award granted March 19, 2026, which vests annually over three years, and indirectly through an IRA that owns 24,780 shares of common stock.
West Coast Community Bancorp (WCCB) reported the initial equity holdings of EVP and Chief Risk Officer Sinclair Maxwell. Maxwell holds an option to buy 5,000 shares of common stock at $21.60 per share and several restricted stock awards with multi‑year annual vesting, plus indirect holdings in a Roth IRA/HSA.
West Coast Community Bancorp (WCCB) reports that director Ruder Gunlek L has filed an initial statement of beneficial ownership on Form 3. The filing lists 2,000 shares of the company’s Common Stock held with direct ownership, with no associated purchase or sale transactions reported.
West Coast Community Bancorp (WCCB) director Alexander B. Potts reported his initial ownership of the company’s Common Stock as required on a Form 3. The filing lists 7,078 shares held indirectly through an IRA and 25,276 shares held indirectly as self as trustee of the Potts Family Trust.
West Coast Community Bancorp (WCCB) reports the initial equity holdings of Matthew March, its EVP Chief Information Officer, in the form of restricted stock awards. These include 536 shares of common stock under an RSA granted on March 19, 2026 with a 3‑year annual vesting schedule, and 4,025 shares under an RSA granted on December 17, 2025 with a 4‑year annual vesting schedule. Vesting in both cases is conditioned on his continued service to the company on each vesting date.