WF preliminary Q3 2025: group net income climbs, bank declines

Rhea-AI Filing Summary

Woori Financial Group Inc. (WF) reported preliminary Q3 2025 results. On a consolidated basis, revenue was 8,000,877 (millions of KRW), down 41.04% from Q2 2025 and up 7.53% year over year. Net income was 1,291,996 (millions of KRW), up 37.48% from Q2 2025 and up 40.90% from Q3 2024. Income before income tax expense reached 1,529,722 (millions of KRW), rising 28.93% quarter over quarter and 27.40% year over year, while operating income fell to 987,722 (millions of KRW), down 10.89% sequentially and 16.08% year over year. Figures are prepared under Korean IFRS and are unaudited.

Woori Bank (wholly-owned subsidiary) showed softer trends. Q3 2025 revenue was 5,062,405 (millions of KRW), down 58.69% from Q2 2025 and 19.75% from Q3 2024. Net income was 736,024 (millions of KRW), down 19.71% sequentially and 13.59% year over year. Operating income declined to 953,514 (millions of KRW), down 13.44% from Q2 2025 and 12.63% from Q3 2024. These figures are preliminary and subject to adjustment.

Insights

Banking analyst

Group earnings rose sharply year over year, while the bank lagged.

Woori Financial Group posted strong year-over-year gains in net income at 1,291,996 (millions of KRW), up 40.90%, and higher income before tax at 1,529,722 (millions of KRW), up 27.40%. However, operating income decreased by 16.08%, indicating mixed operating leverage.

Woori Bank reported declines across revenue, operating income, and net income year over year, with net income at 736,024 (millions of KRW), down 13.59%. Sequentially, the bank also softened, contrasting with the group’s quarter-over-quarter rebound in net income of 37.48%.

Because these are preliminary and unaudited, actual impact depends on finalized results and segment disclosures in subsequent reports.

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FAQ

What was Woori Financial Group (WF) Q3 2025 net income?

Q3 2025 net income was 1,291,996 (millions of KRW), up 40.90% year over year and 37.48% from Q2 2025.

How did Woori Financial Group’s revenue change in Q3 2025?

Revenue was 8,000,877 (millions of KRW), down 41.04% from Q2 2025 and up 7.53% from Q3 2024.

What were Woori Bank’s Q3 2025 results?

Woori Bank’s Q3 2025 net income was 736,024 (millions of KRW), down 19.71% from Q2 2025 and 13.59% year over year.

Did operating income improve for Woori Financial Group in Q3 2025?

Operating income was 987,722 (millions of KRW), down 10.89% from Q2 2025 and 16.08% year over year.

Are these figures audited or final?

They are preliminary, prepared under Korean IFRS, and have not been reviewed by independent auditors.

How did income before tax trend for Woori Financial Group?

Income before income tax expense was 1,529,722 (millions of KRW), up 28.93% quarter over quarter and 27.40% year over year.

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of October 2025

Commission File Number: 001-31811

Woori Financial Group Inc.

(Translation of registrant’s name into English)

51, Sogong-ro, Jung-gu, Seoul, 04632, Korea

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒   Form 40-F ☐

Woori Financial Group’s Preliminary Financial Performance Figures

for the Third Quarter of 2025

The preliminary financial performance figures for Woori Financial Group for the quarter ended September 30, 2025, on a consolidated basis, are as follows.

(Units: millions of KRW, %)

Item				3Q 2025				2Q 2025				% Change Increase (Decrease)				3Q 2024				% Change Increase (Decrease)
Revenue*		Specified Quarter			8,000,877				13,570,154				(41.04	)			7,440,638				7.53
		Cumulative Basis			31,229,559				—				—				31,178,350				0.16
Operating Income		Specified Quarter			987,722				1,108,451				(10.89	)			1,177,021				(16.08	)
		Cumulative Basis			2,965,436				—				—				3,581,030				(17.19	)
Income before		Specified Quarter			1,529,722				1,186,485				28.93				1,200,710				27.40
Income Tax Expense		Cumulative Basis			3,580,802				—				—				3,591,569				(0.30	)
Net Income		Specified Quarter			1,291,996				939,743				37.48				916,978				40.90
		Cumulative Basis			2,886,295				—				—				2,717,398				6.22
Profit to the Equity Holders of the Parent Entity		Specified Quarter			1,244,431				935,328				33.05				904,371				37.60
		Cumulative Basis			2,796,450				—				—				2,659,867				5.13

The above figures are prepared in accordance with Korean International Financial Reporting Standards. The figures above are subject to adjustment as they are preliminary and have not been reviewed by our independent auditors.

* Represents the sum of interest income, fee and commission income, dividend income, gain on financial assets and other operating income (excluding non-operating income).

Woori Bank’s Preliminary Financial Performance Figures

for the Third Quarter of 2025

The preliminary financial performance figures for Woori Bank, a wholly-owned subsidiary of Woori Financial Group, for the quarter ended September 30, 2025, on a consolidated basis, are as follows.

(Units: millions of KRW, %)

Item				3Q 2025				2Q 2025				% Change Decrease				3Q 2024				% Change Decrease
Revenue*		Specified Quarter			5,062,405				12,255,206				(58.69	)			6,308,353				(19.75	)
		Cumulative Basis			25,779,900				—				—				27,675,438				(6.85	)
Operating Income		Specified Quarter			953,514				1,101,595				(13.44	)			1,091,362				(12.63	)
		Cumulative Basis			2,870,167				—				—				3,325,932				(13.70	)
Income before		Specified Quarter			949,823				1,131,835				(16.08	)			1,104,217				(13.98	)
Income Tax Expense		Cumulative Basis			2,899,839				—				—				3,314,956				(12.52	)
Net Income		Specified Quarter			736,024				916,702				(19.71	)			851,824				(13.59	)
		Cumulative Basis			2,287,944				—				—				2,530,641				(9.59	)
Profit to the Equity Holders of the Parent Entity		Specified Quarter			735,604				923,581				(20.35	)			850,849				(13.54	)
		Cumulative Basis			2,293,297				—				—				2,524,361				(9.15	)

The above figures are prepared in accordance with Korean International Financial Reporting Standards. The figures above are subject to adjustment as they are preliminary and have not been reviewed by our independent auditors.

* Represents the sum of interest income, fee and commission income, dividend income, gain on financial assets and other operating income (excluding non-operating income).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

				Woori Financial Group Inc.
				(Registrant)
Date: October 29, 2025				By:		/s/ Sung-Wook Lee
				(Signature)
				Name:  Sung-Wook Lee
				Title:   Deputy President