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Wells Fargo (NYSE: WFC) details Q4 2025 results and webcast presentation

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

Wells Fargo & Company filed a report highlighting that it has released its financial results for the quarter ended December 31, 2025. The company issued a news release and a 4Q25 Quarterly Supplement, both providing details on its results of operations and financial condition, and made these materials available on its website.

The company also plans to host a live conference call and webcast to discuss its fourth quarter 2025 financial results and related matters, supported by presentation materials posted online. These materials, together with the earnings release and supplement, are included as exhibits to the report, giving investors multiple ways to review and follow the quarter’s performance.

Positive

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Insights

Wells Fargo reports Q4 2025 results and schedules an earnings call.

Wells Fargo & Company has released its financial results for the quarter ended December 31, 2025 through a news release and a detailed 4Q25 Quarterly Supplement. This combination typically provides headline figures along with segment detail, balance sheet trends, and credit quality metrics, all of which are important for understanding a large bank’s performance.

The company is also holding a live conference call and webcast to discuss these fourth quarter 2025 results, supported by presentation materials that include historical and forward-looking information. This structure allows management to explain key drivers and outlook while giving investors and analysts a consistent information set via the filed exhibits and website materials.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (date of earliest event reported): January 14, 2026

WELLS FARGO & COMPANY
(Exact name of registrant as specified in its charter)
Delaware 001-02979 No. 41-0449260
(State or Other Jurisdiction
of Incorporation)
 (Commission File
Number)
 (IRS Employer
Identification No.)
            
333 Market Street, San Francisco, California 94105
(Address of principal executive offices) (Zip Code)

Registrant's telephone number, including area code: 415-371-2921


    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
        Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
        Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
        Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
        Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of Each Class
Trading Symbol
Name of Each Exchange
on Which Registered
Common Stock, par value $1-2/3
WFC
New York Stock
Exchange
(NYSE)
7.5% Non-Cumulative Perpetual Convertible Class A Preferred Stock, Series L
WFC.PRL
NYSE
Depositary Shares, each representing a 1/1000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock, Series Y
WFC.PRY
NYSE
Depositary Shares, each representing a 1/1000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock, Series Z
WFC.PRZ
NYSE
Depositary Shares, each representing a 1/1000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock, Series AA
WFC.PRA
NYSE
Depositary Shares, each representing a 1/1000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock, Series CC
WFC.PRC
NYSE
Depositary Shares, each representing a 1/1000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock, Series DD
WFC.PRD
NYSE
Guarantee of Medium-Term Notes, Series A, due October 30, 2028 of Wells Fargo Finance LLC
WFC/28A
NYSE

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act (17 CFR 230.405) or Rule 12b-2 of the Exchange Act (17 CFR 240.12b‑2).
Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o



Item 2.02    Results of Operations and Financial Condition.

On January 14, 2026, Wells Fargo & Company (the “Company”) issued a news release regarding its results of operations and financial condition for the quarter ended December 31, 2025, and posted on its website its 4Q25 Quarterly Supplement, which contains certain additional information about the Company’s financial results for the quarter ended December 31, 2025. The news release is included as Exhibit 99.1 and the 4Q25 Quarterly Supplement is included as Exhibit 99.2 to this report, and each is incorporated by reference into this Item 2.02. The information included in Exhibit 99.1 and Exhibit 99.2 is considered to be “filed” for purposes of Section 18 under the Securities Exchange Act of 1934.


Item 7.01 Regulation FD Disclosure.

On January 14, 2026, the Company intends to host a live conference call that will also be available by webcast to discuss the Company’s fourth quarter 2025 financial results and other matters relating to the Company. In connection therewith, the Company has posted on its website presentation materials containing certain historical and forward-looking information relating to the Company. The presentation materials are included as Exhibit 99.3 to this report and are incorporated by reference into this Item 7.01. Exhibit 99.3 shall not be considered “filed” for purposes of Section 18 under the Securities Exchange Act of 1934 and shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act of 1933.


Item 9.01    Financial Statements and Exhibits.

(d)    Exhibits
    
Exhibit No.DescriptionLocation
99.1
News Release dated January 14, 2026
Filed herewith
99.2
4Q25 Quarterly Supplement
Filed herewith
99.3
Presentation Materials – 4Q25 Financial Results
Furnished herewith
104Cover Page Interactive Data File
Embedded within the Inline XBRL document




SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
Dated:January 14, 2026WELLS FARGO & COMPANY
By: /s/ MUNEERA S. CARR
Muneera S. Carr
Executive Vice President,
Chief Accounting Officer and Controller



FAQ

What did Wells Fargo (WFC) disclose in this 8-K filing?

Wells Fargo & Company disclosed that it issued a news release and a 4Q25 Quarterly Supplement covering its results of operations and financial condition for the quarter ended December 31, 2025, and made these materials available as exhibits and on its website.

Which period do Wells Fargo's newly released results cover?

The results disclosed by Wells Fargo & Company relate to its operations and financial condition for the quarter ended December 31, 2025.

Is Wells Fargo hosting a call to discuss Q4 2025 results?

Yes. On January 14, 2026, Wells Fargo & Company intends to host a live conference call, also available by webcast, to discuss its fourth quarter 2025 financial results and other related matters.

What exhibits are included with Wells Fargo's Q4 2025 results filing?

The filing includes a news release dated January 14, 2026 (Exhibit 99.1), the 4Q25 Quarterly Supplement (Exhibit 99.2), and presentation materials for the 4Q25 financial results (Exhibit 99.3), plus the cover page interactive data file (Exhibit 104).

Are Wells Fargo's Q4 2025 presentation materials considered filed with the SEC?

The presentation materials in Exhibit 99.3 are described as furnished, not filed, for purposes of Section 18 of the Securities Exchange Act of 1934 and are not deemed incorporated by reference into Securities Act filings.

Where can investors find more detail on Wells Fargo's Q4 2025 performance?

Investors can review Exhibit 99.1 (news release), Exhibit 99.2 (4Q25 Quarterly Supplement), and Exhibit 99.3 (presentation materials), which are referenced in the report and posted on the company’s website.
Wells Fargo Co

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