Wells Fargo & Company (WFC), via Wells Fargo Finance LLC, is issuing $4,671,000 of Medium-Term Notes, Series B, in the form of equity index-linked "Buffered Enhanced Return Securities" maturing on September 8, 2028. The notes are fully and unconditionally guaranteed by Wells Fargo & Company and are linked to a weighted basket of five non‑U.S. equity indices: EURO STOXX 50® (40%), TOPIX® (25%), FTSE® 100 (17%), Swiss Market Index (11%) and S&P®/ASX 200 (7%).
The notes pay no interest and repay at maturity an amount based on basket performance: 180% upside participation in positive basket return, capped at a maximum settlement of $1,342 per $1,000 (cap level 119% of the initial basket level), return of face amount if the basket decline is up to 15%, and a buffered but leveraged loss of about 1.1765% of principal for every 1% the basket falls below 85% of its initial level, with the potential for total loss. The current estimated value is $988.85 per $1,000 note, reflecting upfront selling, structuring and hedging costs, and the notes are unsecured and subject to the credit risk of both the issuer and guarantor, with no exchange listing and uncertain secondary liquidity.
WELLS FARGO & COMPANY (WFC), through Wells Fargo Finance LLC, is offering Medium-Term Notes, Series B in the form of equity index-linked Buffered Enhanced Return Securities tied to the S&P 500® Index. Each security has a $1,000 face amount, an upside participation rate of 130%, and a capped payoff, with the maximum settlement amount expected to fall between $1,258.57 and $1,304.20 per $1,000 at maturity.
The notes offer a 15.00% downside buffer: investors receive full principal at maturity if the index decline is no more than 15%, but lose approximately 1.1765% of principal for each 1% additional decline, and could lose their entire investment. The current estimated value is about $996.40 per $1,000 security, and will not be less than $966.40 on the trade date. The securities pay no interest or dividends, are unsecured obligations of Wells Fargo Finance LLC fully and unconditionally guaranteed by Wells Fargo & Company, and are subject to both market risk of the S&P 500 Index and the credit risk of the issuer and guarantor; they will not be listed, and there may be limited or no secondary market.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is offering unsecured market-linked notes tied to the lowest performing of the Dow Jones Industrial Average, Russell 2000 Index, and S&P 500 Index, auto-callable and with contingent coupons, maturing on September 26, 2031.
Each $1,000 note may pay a quarterly contingent coupon at a rate set on the pricing date of at least 7.15% per annum, but only if the lowest performing index on the relevant calculation day is at or above 65% of its starting value. From September 2027 to June 2031, if the lowest performing index on a calculation day is at or above its starting value, the notes are automatically called for $1,000 plus a final coupon. If not called, repayment of principal at maturity is protected only down to 65% of the starting value; below that level, investors are fully exposed to the decline of the lowest performing index and can lose more than 35%, up to all principal.
The notes do not participate in any upside of the indices and pay no dividends. All payments are subject to the credit risk of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company. The initial estimated value is about $964.40 per $1,000 note (and will not be less than $934.40), reflecting structuring, distribution, and hedging costs, and the notes will not be listed on an exchange, so liquidity may be limited.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
WELLS FARGO & COMPANY/MN, through Wells Fargo Finance LLC, is offering principal-at-risk Trigger Callable Contingent Yield Notes linked to the Nasdaq-100, Russell 2000 and S&P 500 indices under its Series B medium‑term note program. Each $10 Note pays a quarterly Contingent Coupon at a rate of at least 10.80% per annum only if, on every eligible trading day in the quarter, each index closes at or above 65% of its initial level; otherwise no coupon is paid for that period.
The Notes are callable quarterly at the issuer’s option starting March 2027 at par plus any due coupon, and otherwise mature on June 20, 2030. Principal is protected at maturity only if each index is at or above 60% of its initial level; if any index is below that Downside Threshold, repayment is reduced one‑for‑one with the worst index’s loss, up to a total loss of principal. The Notes are unsecured obligations guaranteed by Wells Fargo & Company, will not be listed, and have an estimated value of about $9.79 per $10 Note on the trade date, not less than $9.49, reflecting selling, structuring, hedging and funding costs.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is offering medium-term Trigger Callable Contingent Yield Notes linked to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500, maturing on June 20, 2030. Each Note has a $10 Principal Amount and may pay a quarterly Contingent Coupon at a rate of at least 11.70% per annum if, on every eligible trading day in the quarter, each index stays at or above its Coupon Barrier set at 70% of its Initial Value.
The Issuer can redeem the Notes quarterly, beginning about six months after settlement, paying principal plus any due coupon. If not redeemed, and on the Final Valuation Date each index is at or above its Downside Threshold of 60% of its Initial Value, investors receive full principal plus any final coupon. If any index finishes below its Downside Threshold, repayment is reduced in line with the negative return of the Least Performing Underlier, with the potential to lose all principal. The Notes are unsecured, not listed, and have a current estimated value of about $9.77 per Note versus the $10.00 offering price, reflecting selling, structuring, hedging and funding costs.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
Wells Fargo & Company (WFC), as guarantor of notes issued by Wells Fargo Finance LLC, is offering $7,438,000 of equity index-linked Medium-Term Notes, Series B, tied to the S&P 500® Index and maturing on November 15, 2028. These Buffered Enhanced Return Securities pay no interest and repay principal based on index performance between September 14, 2026 and November 13, 2028. Investors receive 130% of any positive index return, capped at a maximum of $1,309.14 per $1,000, and full principal back if the index decline is up to 15%. Below a 15% decline, losses accelerate at about 1.1765% of face value for each 1% additional drop, potentially to zero. The initial index level is 7,619.98, with a buffer level at 85% and a cap level at 123.78% of that value. The securities are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company, will not be listed, and have an estimated value at issuance of $996.05 per $1,000 based on Wells Fargo Securities’ pricing models.
Wells Fargo & Company (WFC), as guarantor for Wells Fargo Finance LLC, is offering $7,122,000 of Medium-Term Notes, Series B in the form of S&P 500-linked Buffered Enhanced Return Securities maturing on December 6, 2028. The notes pay no interest and repay principal at maturity based solely on S&P 500 Index performance between September 11, 2026 and December 4, 2028.
Holders get 130% upside participation in index gains, capped at a maximum settlement amount of $1,315.90 per $1,000 note once the index reaches 124.30% of its initial level. A 15% downside buffer protects principal for declines up to that amount; below the buffer level (85% of the initial index level), losses occur on a leveraged basis at about 1.1765% of principal for every 1% additional index decline, potentially resulting in a total loss. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, and carry an estimated value of $998.09 per $1,000 at pricing.
Wells Fargo & Company (WFC), as guarantor for Wells Fargo Finance LLC, is offering $14,155,000 of principal-at-risk, S&P 500®-linked medium-term notes due November 22, 2028. The $1,000-denomination notes pay no interest and repay no fixed principal amount.
The payoff is “digital” with a buffer. If the S&P 500 final level on November 20, 2028 is at least 85% of the initial level of 7,656.98, investors receive a fixed threshold settlement amount of $1,194.30 per $1,000 note, a 19.43% contingent return, regardless of further index gains. If the index has fallen more than 15%, investors lose about 1.1765% of principal for every additional 1% decline below 85%, and can lose their entire investment.
The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by WFC, and are subject to the credit risk of both entities. The estimated value on the trade date is $995.10 per note, below the $1,000 offering price, reflecting selling, structuring, hedging and funding costs. The notes are not listed, may have limited secondary liquidity, and expose holders to complex tax and valuation considerations.