Wells Fargo & Company (WFC), as guarantor of Wells Fargo Finance LLC, is offering Market Linked Securities under its Series B medium-term note program, linked to the lowest performing of the Nasdaq-100 Index and the S&P 500 Index, maturing on September 9, 2030. Each security has a $1,000 face amount, pays no interest and is issued at par, with a total offering of $1,338,000. At maturity, investors receive $1,000 plus 120% of any positive return of the lowest performing index; if that index is flat or down by up to the 10% buffer, they receive $1,000. If it declines by more than 10%, principal is reduced 1-for-1 beyond the buffer, with up to 90% loss of principal possible. The notes are unsecured, not listed, have an estimated value of $985.50 per $1,000 security on the pricing date, and all payments are subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is issuing $13,062,000 of Series B market-linked medium-term notes, auto-callable and linked to the lowest performing of the Dow Jones Industrial Average, Russell 2000 Index, and S&P 500 Index, maturing on September 9, 2030.
The notes have a $1,000 face amount, pay no interest, and may be automatically called on scheduled call dates if the lowest performing index is at or above 84% of its starting value, providing fixed call premiums that step up from 8.00% to 32.00% of face. If never called and the lowest index finishes below its 84% threshold, investors are fully exposed to downside, with the maturity payment equal to $1,000 multiplied by that index’s performance factor, which can result in losing a significant portion or all of principal. All payments are subject to the credit risk of Wells Fargo Finance LLC and the Wells Fargo & Company guarantee. The estimated value on the pricing date is $981.14 per security, below the $1,000 original offering price due to selling, structuring, hedging and funding costs.
WELLS FARGO & COMPANY/MN (WFC), through its subsidiary Wells Fargo Finance LLC, is offering senior unsecured fixed rate callable notes due October 12, 2027, fully and unconditionally guaranteed by Wells Fargo & Company. The notes pay 4.46% per annum, with interest paid semi-annually on March 10 and September 10, starting March 10, 2027. Each note has a $1,000 principal amount, and holders receive $1,000 per note plus accrued interest at stated maturity if the notes are not redeemed earlier. Wells Fargo Finance LLC may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on March 10 and September 10, 2027. The notes are senior unsecured obligations of the issuer, fully guaranteed on a senior unsecured basis by Wells Fargo & Company, and are subject to the credit risk of both entities. The notes will not be listed on any securities exchange, and a secondary market is not expected to develop, so investors should be prepared to hold to maturity.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is issuing market-linked Medium-Term Notes, Series B, that are equity index-linked and fully and unconditionally guaranteed by Wells Fargo & Company. The notes are linked to the lowest performing of the Dow Jones Industrial Average, the Russell 2000 Index and the S&P 500 Index and are scheduled to mature on September 8, 2031.
Each $1,000 note pays a 9.25% per annum contingent coupon, payable quarterly only if the lowest performing index on the relevant calculation day is at or above 70% of its starting value. Wells Fargo Finance LLC may redeem the notes quarterly, beginning around March 2027, at par plus any contingent coupon then due.
If the notes are not redeemed early, investors receive $1,000 per note at maturity only if the lowest performing index on the final calculation day is at or above 60% of its starting value; otherwise, the maturity payment is $1,000 multiplied by that index’s performance factor, exposing investors to losses greater than 40% and potentially a complete loss of principal. The original offering totals $4,575,000, with proceeds to Wells Fargo Finance LLC of $4,540,687.50 after agent discounts, and the estimated value on the pricing date is $976.24 per $1,000 note.
WELLS FARGO & COMPANY (WFC), through Wells Fargo Finance LLC, is offering Medium-Term Notes, Series B “Buffered Enhanced Return Securities” linked to the S&P 500® Index. These principal-at-risk notes pay no interest and have an expected term of about 26–29 months, with cash settlement at maturity based on index performance.
Investors receive 130% of any positive index return, capped at a maximum settlement amount between $1,265.07 and $1,311.74 per $1,000 note, corresponding to a cap level between 120.39% and 123.98% of the initial index level. Principal is protected only by a 15.00% buffer: if the S&P 500® falls more than 15%, investors lose approximately 1.1765% of face amount for every 1% drop beyond that threshold, potentially losing all principal.
The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, and are not insured by the FDIC or any government agency. The current estimated value is about $995.10 per $1,000 note, and will not be less than $965.10 on the trade date, reflecting embedded selling, structuring, hedging and funding costs.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is offering S&P 500®-linked Market Linked Securities with a face amount of $1,000 per note, fully and unconditionally guaranteed by WFC, in an aggregate offering of $340,000.
The notes pay no interest and return at maturity depends on S&P 500® performance. If the index ending value is at least 85% of the 7,747.71 starting value, holders receive principal plus a contingent fixed return of 11.30% (a total of $1,113 per $1,000). If the index falls more than the 15% buffer, principal is reduced 1-for-1 beyond the buffer, with losses of up to 85% of face amount possible.
The notes are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and WFC, will not be listed, and may have limited or no secondary market. The current estimated value is $993.13 per $1,000 note, below the offering price due to selling, structuring, hedging and funding costs, and the tax treatment is based on a prepaid derivative contract analysis that the IRS could challenge.
Wells Fargo & Company (WFC), as guarantor for Wells Fargo Finance LLC, is offering market-linked Medium-Term Notes, Series B, that are equity index-linked, callable, and carry contingent coupons, linked to the lowest performing of the Dow Jones Industrial Average, Russell 2000 Index, and S&P 500 Index, maturing September 8, 2031. Each $1,000 note pays a 9.30% per annum contingent coupon monthly only if, on the relevant calculation day, the lowest performing index is at or above 70% of its starting level; otherwise no coupon is paid for that month. The notes may be redeemed at the issuer’s option on monthly dates beginning around March 2027 at par plus any due coupon. If not redeemed, principal repayment at maturity depends on the final level of the lowest-performing index: investors receive $1,000 only if that index is at or above 60% of its starting level; below this “downside threshold” repayment is $1,000 times the index performance, exposing holders to losses of more than 40% and potentially all principal, with no upside participation or dividends. The notes are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company, will not be listed on an exchange, and have an estimated value of $977.69 per $1,000 on the pricing date, reflecting selling, structuring, hedging and funding costs.
Wells Fargo & Company (WFC), as guarantor for Wells Fargo Finance LLC, is offering $34,045,000 of Medium-Term Notes, Series B, equity index linked “digital” securities with buffered downside, each with a $1,000 face amount, linked to the S&P 500 Index and maturing on December 6, 2028.
The notes pay no interest and do not guarantee principal. If the S&P 500 final level is at least 85% of the initial level of 7,747.71, holders receive a fixed threshold settlement amount of $1,195 per $1,000, a 19.50% contingent gain. Below 85%, investors lose about 1.1765% of principal for each 1% drop beyond the 15% buffer and can lose all principal. The current estimated value is $995.96 per note, the securities are unsecured and subject to Wells Fargo Finance LLC and Wells Fargo & Company credit risk, are not listed, and a secondary market may be limited.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
WELLS FARGO & COMPANY (WFC), through Wells Fargo Finance LLC, is offering S&P 500® Index-linked medium-term notes with a $1,000 face amount per security under its Series B program. These “digital” securities provide a if the index does not fall too far.
If the S&P 500 final level is at least 85% of its initial level, investors receive a fixed threshold settlement amount expected between $1,162.80 and $1,191.50 per $1,000, a 16.28%–19.15% total return over roughly 26–29 months. If the index falls more than 15%, principal loss is leveraged: investors lose about 1.1765% of face value for each 1% drop beyond the 15% buffer, potentially losing their entire investment.
The securities pay no interest, do not participate in dividends, and cap upside at the threshold settlement amount. The current estimated value is about $994.70 per security and will not be less than $964.70 on the trade date, reflecting embedded costs and the issuer’s funding rate. All payments are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, and are subject to their credit risk.