WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
Wells Fargo & Company (WFC), via Wells Fargo Finance LLC, is issuing Series B market-linked medium-term notes that are equity index-linked, callable, and fully and unconditionally guaranteed by WFC. The notes are tied to the lowest performing of the Nasdaq‑100 Index®, Russell 2000® Index, and S&P 500® Index and mature on September 16, 2031.
The notes pay a contingent coupon of 11.15% per annum, payable quarterly only if the lowest performing index on the relevant calculation day is at or above its coupon threshold, set at 70% of its starting value for each index. Wells Fargo may redeem the notes in whole, at its option, on quarterly dates starting around March 2027, paying face amount plus any due coupon.
If not redeemed, investors receive the $1,000 face amount at maturity only if the lowest performing index on the final calculation day is at or above its 70% downside threshold. Otherwise, repayment is reduced in proportion to the index decline, with losses greater than 30% and up to 100% of principal possible. Investors do not participate in any index appreciation, receive no dividends, face limited liquidity, and bear the unsecured credit risk of Wells Fargo Finance LLC and Wells Fargo & Company.
Wells Fargo & Company (WFC), as guarantor, is supporting a Wells Fargo Finance LLC offering of $52,000,000 Medium-Term Notes, Series B, fixed rate callable notes due November 18, 2027. The notes bear interest at 4.67% per annum, paid at maturity unless the issuer redeems them earlier.
The notes are senior unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, and are subject to the credit risk of both entities. They are callable monthly from March 18, 2027 through October 18, 2027 at 100% of principal plus accrued interest, will not be listed on any exchange, and are issued at $1,000 per note with total proceeds of $52,000,000 to the issuer.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is offering medium-term, principal-at-risk notes linked to a weighted equity index basket (EURO STOXX 50® 40%, TOPIX® 25%, FTSE® 100 17%, SMI® 11%, S&P®/ASX 200 7%). The notes pay no interest and repay no fixed principal; instead, the maturity payment depends on the basket’s level after roughly 23–26 months.
For each $1,000 face amount, investors receive 180% of any positive basket return, capped by a maximum settlement amount expected between $1,290.70–$1,342.00, corresponding to a cap level between 116.15%–119.00% of the initial basket level of 100. A 15% buffer protects principal for basket declines up to 15%; below an 85% basket level, losses accelerate at about 1.1765% of principal per 1% additional decline and can reach 100%. The preliminary estimated value is about $988.50 per $1,000 note (not less than $958.50 at pricing), reflecting structuring and hedging costs. All payments depend on the credit of Wells Fargo Finance LLC and the Wells Fargo & Company guarantee, and the notes are not listed; any secondary market is expected to be limited.
Wells Fargo & Company (WFC), through its subsidiary Wells Fargo Finance LLC, is offering $50,000,000 of Medium-Term Notes, Series B, fully and unconditionally guaranteed by Wells Fargo & Company. The notes are fixed rate callable senior unsecured obligations with an original offering price of $1,000 per note and a stated maturity date of November 8, 2027.
The notes pay 4.63% per annum, with interest accruing from the October 8, 2026 issue date to, but excluding, maturity and paid on the maturity date unless the notes are redeemed earlier. Wells Fargo Finance LLC may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on the 8th of each month from April 8, 2027 through October 8, 2027. The notes are senior unsecured obligations subject to the credit risk of the issuer and guarantor, will not be listed on any securities exchange, and may be difficult to sell prior to maturity. For U.S. federal tax purposes, the notes will be issued with original issue discount, so many investors will recognize taxable income before cash is received.
WELLS FARGO & COMPANY (WFC), through Wells Fargo Finance LLC, is offering $3,950,000 of Market Linked Securities, Series B, linked to the S&P 500® Index, at an original offering price of $1,000 per security, fully and unconditionally guaranteed by WFC.
These notes pay no interest and return at maturity depends on index performance. If the S&P 500 rises, investors receive 150% of the index gain, capped at a maximum return of 14.20% (maximum payment $1,142 per $1,000). If the index is flat to down but not below the 20% buffer, investors receive principal back. Below the 20% buffer, losses are leveraged: investors lose 1.25% of principal for every 1% decline beyond the buffer, up to a total loss.
The starting S&P 500 level is 7,636.36 with a threshold of 6,109.088. The issuer’s estimated value is $992.57 per security, below the issue price due to selling, structuring, hedging and funding costs. The notes are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and WFC, are not listed on any exchange, may have limited or no secondary market, and carry complex and uncertain U.S. tax treatment.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
Wells Fargo Finance LLC, fully guaranteed by Wells Fargo & Company (WFC), is offering market-linked Medium-Term Notes, Series B that are ETF-linked, auto-callable and principal-at-risk, tied to the lowest performing of the ARK Innovation ETF, VanEck Semiconductor ETF and State Street SPDR S&P Metals & Mining ETF. Each security has a $1,000 face amount and is issued at an original offering price of $1,000 per security, with no periodic interest and no principal protection. An automatic call may occur around three months after issuance if the lowest performing Underlier is at or above its call threshold (85% of its starting value), paying back face amount plus a call premium of at least 10.00%. If not called, at maturity investors receive leveraged upside at a 125% upside participation rate if the lowest Underlier ends above its starting value, full return of face amount if the decline in the lowest Underlier does not exceed a 30% buffer amount, and a leveraged loss of approximately 1.4286% of face amount for every 1% decline beyond the buffer, potentially resulting in a total loss of principal. The indicative estimated value is about $970.90 per security, and will not be less than $940.90 on the pricing date, reflecting selling, structuring, hedging and funding costs. The notes are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company, pay no dividends from the Underliers, and are not listed, so liquidity will depend on any secondary market making by affiliates.
WELLS FARGO & COMPANY (WFC), through Wells Fargo Finance LLC, is offering principal-at-risk, equity index-linked medium-term notes tied to the S&P 500® Index that pay no interest and return a variable cash amount at maturity based on index performance over roughly 25 to 28 months.
For each $1,000 note, investors receive 130% of any positive index return, capped by a maximum settlement amount expected between $1,257.01 and $1,302.25, and full principal back if the index decline is no worse than 15.00%. Below an 85.00% buffer level, losses accelerate at about 1.1765% of principal for each additional 1% drop, potentially resulting in a total loss. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, and all payments are subject to their credit risk. The current estimated value is approximately $995.20 per $1,000 note, and will not be less than $965.20 on the trade date, reflecting embedded selling, structuring, hedging and funding costs. The notes are not listed, may have limited or no secondary market, and are treated as complex prepaid derivative contracts for U.S. federal income tax purposes.
Wells Fargo & Company (WFC), via Wells Fargo Finance LLC, is offering Series B medium-term ETF-linked, principal-at-risk notes tied to the lowest performing of the ARK Innovation ETF, iShares Expanded Tech-Software Sector ETF, and VanEck Oil Services ETF, fully and unconditionally guaranteed by WFC.
The notes have a $1,000 face amount, no interest, and may be automatically called about three months after issuance if the lowest performing ETF is at or above 85% of its starting value, in which case holders receive face value plus a call premium of at least 11.00% and the notes terminate early. If not called, at maturity in September 2031 investors receive leveraged upside at a 125% participation rate if the lowest ETF is above its starting value, full principal back if the decline is within a 30% buffer, and leveraged losses of about 1.4286% per 1% decline beyond the buffer, down to a possible total loss.
The securities are unsecured obligations of Wells Fargo Finance LLC, guaranteed by WFC, and are subject to the credit risk of both. The current estimated value is about $971 per $1,000 note (not less than $941), reflecting selling, structuring, hedging and funding costs, and there will be no exchange listing, so liquidity will depend on discretionary secondary market making by affiliates.