Western New England Bancorp (WNEB) director acquires 172 shares at $11.1227

Rhea-AI Filing Summary

Laura Benoit, a director of Western New England Bancorp, Inc. (WNEB), acquired shares on 08/06/2025 under the company’s Non-Employee Director Stock Election Program. The Form 4 reports she acquired 172 common shares at a price of $11.1227 per share, funded through deferred compensation rather than as a restricted stock award, and that her direct beneficial ownership increased to 45,505 shares.

The filing includes no derivative transactions and contains an explanatory footnote clarifying the shares were self-funded. The form is signed by an attorney-in-fact on 08/08/2025.

Insights

Financial Analyst

Director purchase of 172 shares at $11.1227; holdings now 45,505 — routine insider acquisition with limited apparent market impact.

The filing documents a straightforward acquisition under the issuer’s Non-Employee Director Stock Election Program: 172 shares acquired on 08/06/2025 at $11.1227 funded via deferred compensation. The report shows only non-derivative common stock and records 45,505 shares beneficially owned directly after the transaction. From a financial-analysis perspective, this is an insider alignment of interest rather than a material corporate event—no earnings, debt, or operational metrics are disclosed in this filing.

Corporate Governance Expert

Disclosure reflects standard director compensation election and clear reporting; no unusual grants or derivative activity disclosed.

The Form 4 identifies Laura Benoit as a director and reports acquisition under the Non-Employee Director Stock Election Program, with an explicit note that shares are self-funded through deferred compensation and are not a restricted stock award. The document lists the transaction date as 08/06/2025 and includes a signature date of 08/08/2025. This filing provides transparent, itemized disclosure of the transaction type, amount, and ownership form, consistent with Section 16 reporting requirements included in the submission.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Benoit Laura

(Last) (First) (Middle)

C/O WESTERN NEW ENGLAND BANCORP, INC.

141 ELM STREET

(Street)

WESTFIELD MA 01085

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Western New England Bancorp, Inc. [ WNEB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
08/06/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/06/2025		A		172(1)	A	$11.1227	45,505	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.

	/s/ John E. Bonini, Attorney-in-Fact	08/08/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction is reported for WNEB in this Form 4?

The Form 4 reports that director Laura Benoit acquired 172 common shares of Western New England Bancorp on 08/06/2025 under the Non-Employee Director Stock Election Program.

At what price were the WNEB shares acquired?

The reported purchase price was $11.1227 per share.

How many WNEB shares does the reporting person beneficially own after the transaction?

Following the reported transaction, the filing shows 45,505 shares beneficially owned directly.

Was this acquisition a restricted stock award?

No. The filing states the shares were self-funded through deferred compensation and are not representative of a restricted stock award.

Who signed the Form 4 and when?

The form bears the signature of John E. Bonini, Attorney-in-Fact dated 08/08/2025.