WNEB CIO sells 3,680 shares at $13.42

Western New England Bancorp, Inc. insider Darlene M. Libiszewski, the SVP and Chief Information Officer, reported an open-market sale of 3,680 shares of common stock on May 20, 2026 at $13.42 per share.

Rhea-AI Filing Summary

Western New England Bancorp, Inc. insider Darlene M. Libiszewski, the SVP and Chief Information Officer, reported an open-market sale of 3,680 shares of common stock on May 20, 2026 at $13.42 per share. Following this sale, she directly held 14,048 common shares.

She also reported indirect ownership of common stock through retirement and employee plans, including shares held by an IRA, an ESOP, and a 401(k). A footnote states that her holdings include 8,303 incentive stock award shares that have not yet vested, and that 2,350 shares were transferred from her ESOP account to her 401(k) account under a diversification election made pursuant to the Internal Revenue Code.

Insider Trade Summary

Net Seller: 3,680 shares

Net Sell 4 txns

Insider Libiszewski Darlene M

Role SVP, Chief Information Officer

Sold 3,680 shs ($49K)

Type	Security	Shares	Price	Value
Sale	Common Stock	3,680	$13.42	$49K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 14,048 shares (Direct); Common Stock — 2,350 shares (Indirect, By 401(k)); Common Stock — 7,131 shares (Indirect, by ESOP); Common Stock — 10,761 shares (Indirect, by IRA)

Footnotes (2)

1. F1. Includes 8,303 incentive stock award shares that have not yet vested and have been previously reported.
2. F2. Since the date of the reporting person's last report, the reporting person transferred 2,350 shares held in her ESOP account to her 401(k) account pursuant to a diversification election made under the Internal Revenue Code.

Key Figures

Shares sold: 3,680 shares Sale price: $13.42 per share Direct holdings after sale: 14,048 shares +5 more

8 metrics

Shares sold 3,680 shares Open-market sale of common stock on May 20, 2026

Sale price $13.42 per share Price for 3,680 common shares sold

Direct holdings after sale 14,048 shares Common stock directly owned following the transaction

IRA indirect holdings 10,761 shares Common stock held indirectly by IRA

ESOP indirect holdings 7,131 shares Common stock held indirectly by ESOP

401(k) indirect holdings 2,350 shares Common stock held indirectly by 401(k) after transfer

Unvested incentive shares 8,303 shares Incentive stock award shares not yet vested

Shares transferred ESOP to 401(k) 2,350 shares Transfer pursuant to diversification election under Internal Revenue Code

Key Terms

incentive stock award shares, ESOP, 401(k), IRA, +1 more

5 terms

incentive stock award shares financial

"Includes 8,303 incentive stock award shares that have not yet vested"

ESOP financial

"transferred 2,350 shares held in her ESOP account to her 401(k) account"

An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.

401(k) financial

"transferred 2,350 shares held in her ESOP account to her 401(k) account"

A 401(k) is a type of retirement savings plan offered by employers that allows workers to set aside a portion of their paycheck before taxes are taken out. The money saved in a 401(k) can grow over time through investments, helping individuals build funds for their future retirement. It matters to investors because it provides a tax-advantaged way to save and invest for long-term financial security.

IRA financial

"nature_of_ownership": "by IRA""

An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.

Internal Revenue Code financial

"pursuant to a diversification election made under the Internal Revenue Code"

The Internal Revenue Code is the U.S. federal law that sets the rules for calculating, collecting, and enforcing taxes — essentially the country's tax rulebook. It matters to investors because those rules determine how much companies and individuals actually keep after taxes, affecting profits, cash flow, dividend payouts, deal structures and the after-tax return on investments; changes in the Code can change financial outcomes and investment strategy much like a rule change in a game.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did WNEB executive Darlene Libiszewski report?

Darlene M. Libiszewski reported an open-market sale of 3,680 shares of Western New England Bancorp common stock. The sale occurred on May 20, 2026, and was executed at a price of $13.42 per share according to the Form 4 filing data.

How many WNEB shares does Darlene Libiszewski hold directly after this Form 4?

After the reported sale, Darlene Libiszewski directly holds 14,048 shares of Western New England Bancorp common stock. This direct position is in addition to several indirect holdings reported through an IRA, an ESOP, and a 401(k) plan in the same filing.

What indirect WNEB share holdings does Darlene Libiszewski report?

The filing shows indirect ownership of Western New England Bancorp common stock through multiple accounts, including an IRA, an ESOP, and a 401(k) plan. These indirect holdings are classified as indirect ownership and are separate from her directly held 14,048 common shares.

What price per share was received in the WNEB insider stock sale?

The reported open-market sale of Western New England Bancorp common stock by Darlene Libiszewski was executed at $13.42 per share. This price applies to the 3,680 shares sold on May 20, 2026, as disclosed in the Form 4 transaction details.

What does the Form 4 say about unvested WNEB incentive stock awards?

A footnote explains that Darlene Libiszewski’s reported holdings include 8,303 incentive stock award shares that have not yet vested. These shares were previously reported and remain part of her overall position but are subject to vesting conditions before becoming fully available.

Did the WNEB Form 4 disclose any transfers between employee plans?

Yes. The filing notes that 2,350 shares were transferred from Darlene Libiszewski’s ESOP account to her 401(k) account. This transfer occurred under a diversification election made pursuant to the Internal Revenue Code and reflects a movement between retirement-related accounts.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/22/2026 - 04:15 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Libiszewski Darlene M

(Last) (First) (Middle)

C/O WESTERN NEW ENGLAND BANCORP, INC.

141 ELM STREET

(Street)

WESTFIELD MASSACHUSETTS 01085

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Western New England Bancorp, Inc. [ WNEB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP, Chief Information Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/20/2026		S		3,680	D	$13.42	14,048(1)	D
Common Stock								2,350(2)	I	By 401(k)
Common Stock								7,131(2)	I	by ESOP
Common Stock								10,761	I	by IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 8,303 incentive stock award shares that have not yet vested and have been previously reported.

2. Since the date of the reporting person's last report, the reporting person transferred 2,350 shares held in her ESOP account to her 401(k) account pursuant to a diversification election made under the Internal Revenue Code.

	/s/ John E. Bonini, Attorney-in-Fact	05/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)