Western New England Bancorp (WNEB) SVP awarded 3,041 Common Stock shares

Rhea-AI Filing Summary

Goncalves Filipe B reported acquisition or exercise transactions in this Form 4 filing.

Western New England Bancorp SVP & CCO Filipe B. Goncalves received a grant of 3,041 shares of Common Stock on March 6, 2026. The award was recorded at a price of $0.00 per share, reflecting a compensation-related stock grant rather than a market purchase.

Following the grant, he directly holds 31,711 shares of Common Stock. Footnotes state that his total direct position includes 7,101 unvested time-based incentive shares, scheduled to vest in tranches of 3,726, 2,360 and 1,015 shares on December 31 of 2026, 2027 and 2028. He also has additional direct holdings of 316 shares jointly with his daughter and indirect holdings of 4,922 shares through an ESOP, 5,192 shares through a 401(k) plan, and 115 shares held solely by his daughter.

Insider Trade Summary

5 transactions reported

Mixed 5 txns

Insider Goncalves Filipe B

Role SVP & CCO

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	3,041	$0.00	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 31,711 shares (Direct); Common Stock — 4,922 shares (Indirect, by ESOP)

Footnotes (1)

1. Total direct includes 7,101 unvested time-based incentive stock award shares, for which 3,726, 2,360 and 1,015 shares are scheduled to vest on 12/31/26, 12/31/27 and 12/31/28, respectively. 316 shares held jointly with daughter. 115 shares held solely by daughter.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Goncalves Filipe B

(Last) (First) (Middle)

C/O WESTERN NEW ENGLAND BANCORP, INC.

141 ELM STREET

(Street)

WESTFIELD MA 01085

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Western New England Bancorp, Inc. [ WNEB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP & CCO

3. Date of Earliest Transaction (Month/Day/Year)
03/06/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/06/2026		A		3,041	A	$0	31,711(1)	D
Common Stock								316(2)	D
Common Stock								4,922	I	by ESOP
Common Stock								5,192	I	by 401(K) Plan
Common Stock								115	I	by Child(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Total direct includes 7,101 unvested time-based incentive stock award shares, for which 3,726, 2,360 and 1,015 shares are scheduled to vest on 12/31/26, 12/31/27 and 12/31/28, respectively.

2. 316 shares held jointly with daughter.

3. 115 shares held solely by daughter.

	/s/ John E. Bonini, Attorney-in-Fact	03/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did WNEB SVP Filipe Goncalves report on this Form 4?

Filipe B. Goncalves reported receiving a grant of 3,041 shares of Western New England Bancorp Common Stock. The grant was recorded at $0.00 per share, indicating a compensation-related award rather than an open-market purchase, and increased his direct holdings reported in the filing.

How many Western New England Bancorp (WNEB) shares does Filipe Goncalves hold after the grant?

After the grant, Goncalves directly holds 31,711 shares of WNEB Common Stock. The filing also shows indirect holdings through an ESOP, a 401(k) plan, and shares held by his daughter, providing a fuller picture of his overall equity exposure.

Is the WNEB Form 4 transaction a market buy or a compensation grant?

The Form 4 shows a compensation grant, not a market buy. The 3,041 shares of Common Stock were reported under transaction code A with a price of $0.00 per share, which is typical for stock awards granted as part of executive compensation packages.

What unvested stock awards for WNEB does Filipe Goncalves currently have?

Goncalves has 7,101 unvested time-based incentive stock award shares. According to the footnote, 3,726 shares vest on December 31, 2026, 2,360 shares on December 31, 2027, and 1,015 shares on December 31, 2028, reflecting a multi-year vesting schedule.

What indirect Western New England Bancorp holdings are reported for Filipe Goncalves?

The filing reports 4,922 WNEB shares held indirectly through an ESOP, 5,192 shares through a 401(k) plan, and 115 shares held solely by his daughter. It also notes 316 shares held jointly with his daughter, expanding his reported economic interest beyond direct ownership.

What is Filipe Goncalves’ role at Western New England Bancorp (WNEB)?

Filipe B. Goncalves is reported as Senior Vice President and Chief Credit Officer. His position as SVP & CCO aligns with receiving stock-based compensation, such as the 3,041-share Common Stock grant disclosed in this Form 4 filing for Western New England Bancorp.