[144] WORLD ACCEPTANCE CORP SEC Filing

Rhea-AI Filing Summary

Form 144 notice from an insider at WRLD reporting proposed sale of common stock. The filer plans to sell 1,905 shares of common stock through Fidelity Brokerage Services with an aggregate market value of $316,230, representing part of the issuer's outstanding 5,445,788 shares. The shares were acquired on 10/15/2023 by restricted stock vesting and were received as compensation. The proposed approximate sale date listed is 09/15/2025 on the NASDAQ.

The filing also discloses a recent sale by the same person: 7,019 shares sold on 09/12/2025 for gross proceeds of $1,169,577.69. The filer certifies they are not aware of undisclosed material adverse information about the issuer. This form documents compliance with Rule 144 for an insider sale, showing acquisition method, sale logistics, and recent dispositions.

Positive

• Full Rule 144 disclosure provided with broker, share count, acquisition method, and sale timing listed
• Acquisition source is restricted stock vesting, indicating shares were granted as compensation rather than purchased on undisclosed terms
• Recent prior sale disclosed (7,019 shares for $1,169,577.69), enhancing transparency about insider trading activity

Negative

• None.

Insights

Securities Analyst

TL;DR: Routine Rule 144 disclosure showing an insider sale from vested restricted stock; impact appears neutral.

The filing indicates a planned sale of 1,905 shares valued at $316,230 and a recent sale of 7,019 shares for $1,169,577.69. The shares to be sold were acquired via restricted stock vesting on 10/15/2023 as compensation, which is a common source for Rule 144 transactions. The disclosure provides necessary details for market transparency but contains no operational or financial performance information about the issuer. From a market-impact perspective, the size of the proposed sale relative to total outstanding shares (1,905 of 5,445,788) is immaterial on its own.

Corporate Governance Expert

TL;DR: The filer meets procedural requirements; disclosure supports governance transparency but reveals an insider monetization.

The form documents acquisition via restricted stock vesting and lists broker and execution timing, which aligns with compliance expectations under Rule 144. The signer attests no undisclosed material adverse information, and the filing includes recent prior sales by the same person. This provides shareholders and regulators with a clear record of insider dispositions, aiding oversight without introducing new corporate governance issues in the filing itself.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Fidelity Brokerage Services LLC 900 Salem Street Smithfield RI 02917	1905	316230.00	5445788	09/15/2025	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	10/15/2023	Restricted Stock Vesting	Issuer			1905	10/15/2023	Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Ravin C. Prashad 104 S Main Street Greenville SC 29601	Common	09/12/2025	7019	1169577.69

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does WRLD Form 144 report about the proposed sale?

The filer intends to sell 1,905 common shares via Fidelity with an aggregate market value of $316,230, approximately on 09/15/2025 on NASDAQ.

How were the shares to be sold by the WRLD filer acquired?

The shares were acquired on 10/15/2023 through restricted stock vesting and were received as compensation.

Did the filer disclose any recent sales of WRLD stock?

Yes. The filer sold 7,019 shares on 09/12/2025 for gross proceeds of $1,169,577.69.

What is the total number of WRLD shares outstanding reported in the filing?

The filing reports 5,445,788 shares outstanding for the issuer.

Who is the broker handling the proposed sale?

The proposed sale lists Fidelity Brokerage Services LLC as the broker (900 Salem Street, Smithfield RI 02917).