[Form 4] WORLD ACCEPTANCE CORP Insider Trading Activity

Rhea-AI Filing Summary

Prashad R. Chad, who serves as President and CEO and as a director of World Acceptance Corp (WRLD), reported multiple open-market sales of the issuer's common stock in a Form 4 filing. On 09/12/2025 he sold an aggregate 5,824 shares at a weighted average price of $166.32, leaving 79,760 shares owned directly. Also on 09/12/2025 he sold 1,195 shares at a weighted average price of $168.14, reducing direct ownership to 78,565 shares. On 09/15/2025 he sold 1,905 shares at $166.00, leaving 76,660 shares directly owned. The filing also discloses 5,513 shares indirectly owned by his spouse. The report was signed by an attorney-in-fact on 09/16/2025 and includes explanations that the 09/12 sales occurred in multiple transactions at stated price ranges.

Positive

• Clear, itemized disclosure of sale dates, share counts, weighted-average prices, and resulting ownership.
• Compliance with Section 16: filing includes reporting person roles and signature by attorney-in-fact.

Negative

• Insider share sales totaling 8,924 shares were reported, reducing direct holdings to 76,660 shares.
• Multiple sale price ranges require additional detail for each execution price (though weighted averages and ranges are provided).

Insights

Securities Analyst

TL;DR Insider sales were disclosed clearly: three transactions reduced direct holdings to 76,660 shares; sales were executed across several prices.

The Form 4 documents routine open-market dispositions by the reporting person on 09/12/2025 and 09/15/2025. The filing provides weighted average sale prices and remaining direct and indirect holdings, allowing investors and regulators to track changes in insider ownership precisely. There is no derivative activity disclosed. The filing is informational and complies with Section 16 reporting requirements.

Corporate Governance Expert

TL;DR The filing shows transparent insider sales and appropriate disclosure of direct and indirect ownership.

The report identifies the reporting person, roles (President, CEO, Director), transaction dates, quantities sold, weighted-average prices, and residual ownership levels. It also discloses indirect ownership by spouse and includes explanatory language about price ranges across multiple trades. From a governance and disclosure perspective, the Form 4 appears complete and timely based on the information provided.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Prashad R Chad

(Last) (First) (Middle)

104 S MAIN ST

SUITE 400

(Street)

GREENVILLE SC 29601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WORLD ACCEPTANCE CORP [ WRLD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President and CEO

3. Date of Earliest Transaction (Month/Day/Year)
09/12/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK, NO PAR VALUE	09/12/2025		S		5,824(1)	D	$166.32	79,760	D
COMMON STOCK, NO PAR VALUE	09/12/2025		S		1,195(2)	D	$168.14	78,565	D
COMMON STOCK, NO PAR VALUE	09/15/2025		S		1,905	D	$166	76,660	D
COMMON STOCK, NO PAR VALUE								5,513	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price is the weighted average sale price of the aggregate number of shares that were sold. These shares were sold in multiple transactions at prices ranging from $166.00 to $166.91. The reporting person undertakes to provide to the issuer, any security holder of the issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

2. The price is the weighted average sale price of the aggregate number of shares that were sold. These shares were sold in multiple transactions at prices ranging from $168.00 to $168.47. The reporting person undertakes to provide to the issuer, any security holder of the issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

Remarks:

	/s/Bert De Los Santos Attorney-in-fact	09/16/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transactions did WRLD insider Prashad R. Chad report on Form 4?

He reported three open-market sales: 5,824 shares on 09/12/2025 at a weighted average $166.32, 1,195 shares on 09/12/2025 at $168.14, and 1,905 shares on 09/15/2025 at $166.00.

How many WRLD shares does Prashad R. Chad own after these transactions?

Direct ownership is reported as 76,660 shares following the 09/15/2025 sale; an additional 5,513 shares are reported as indirectly owned by his spouse.

Were any derivative securities (options, warrants) reported by the insider on this Form 4?

No derivative securities were reported in Table II; only non-derivative common stock sales are disclosed.

When was the Form 4 signed and who signed it?

The form was signed on 09/16/2025 by Bert De Los Santos as attorney-in-fact for the reporting person.

Do the Form 4 disclosures include trade price ranges?

Yes. The filing explains the 09/12/2025 sales were executed at prices ranging from $166.00 to $166.91 for one block and $168.00 to $168.47 for the other, with weighted averages provided.