WRLD COO granted 6,000 restricted shares

Turner James Tobin reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Turner James Tobin reported acquisition or exercise transactions in this Form 4 filing.

World Acceptance Corp executive James Tobin Turner received a grant of 6,000 shares of common stock as equity compensation. The award was made as a restricted stock grant, with the shares vesting in two equal annual installments beginning on December 1, 2026. After this grant, Turner directly holds a total of 16,255 shares of World Acceptance Corp common stock.

Insider Trade Summary

Grant/Award: 6,000 shares

Grant/Award 1 txn

Insider Turner James Tobin

Role EVP, Chief Operating Officer

Type	Security	Shares	Price	Value
Grant/Award	COMMON STOCK, NO PAR VALUE	6,000	$0.00	$0.00

Holdings After Transaction: COMMON STOCK, NO PAR VALUE — 16,255 shares (Direct)

Footnotes (1)

1. F1. Restricted stock that vests in two equal annual installments beginning on December 1, 2026

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did World Acceptance Corp (WRLD) executive James Tobin Turner report on this Form 4?

James Tobin Turner reported receiving a grant of 6,000 shares of World Acceptance Corp common stock. The award is in the form of restricted stock, increasing his directly held shares to 16,255 after the transaction was recorded.

Is the World Acceptance Corp (WRLD) Form 4 transaction a stock purchase or an award?

The Form 4 shows a stock award, not a market purchase. Turner received 6,000 shares coded as a grant or other acquisition, with a per-share transaction price of $0.0000, indicating equity compensation rather than a cash purchase.

How does the restricted stock granted to WRLD executive James Tobin Turner vest?

The 6,000 restricted shares vest in two equal annual installments. Vesting begins on December 1, 2026, meaning half the award vests then, and the remaining half vests on the following annual vesting date under the grant terms.

How many World Acceptance Corp (WRLD) shares does James Tobin Turner own after this Form 4 transaction?

After the reported grant, Turner directly holds 16,255 shares of World Acceptance Corp common stock. This total includes the newly awarded 6,000 restricted shares, which will vest over time according to the stated vesting schedule.

What does transaction code "A" mean in the World Acceptance Corp (WRLD) Form 4?

Transaction code "A" on the Form 4 indicates a grant, award, or other acquisition of securities. In this case, it reflects the issuance of 6,000 restricted shares to James Tobin Turner as part of his compensation package rather than an open-market trade.

Does James Tobin Turner hold the reported WRLD shares directly or indirectly?

The filing indicates direct ownership of the shares. The transaction is coded as direct, meaning the 16,255 shares, including the 6,000-share restricted stock grant, are held in Turner's own name rather than through an intermediate entity or trust.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/18/2026 - 03:09 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Turner James Tobin

(Last) (First) (Middle)

104 S MAIN ST

(Street)

GREENVILLE SC 29601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WORLD ACCEPTANCE CORP [ WRLD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Operating Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/17/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK, NO PAR VALUE	02/17/2026		A		6,000(1)	A	$0	16,255	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock that vests in two equal annual installments beginning on December 1, 2026

Remarks:

	/s/Bert De Los Santos Attorney-in-fact	02/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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