World Acceptance CEO receives 1,960 stock shares

The restricted shares vest on April 1, 2027, and bring John L. Calmes Jr.'s directly held total to 50,294 shares.

Rhea-AI Filing Summary

WORLD ACCEPTANCE CORP President and Chief Executive Officer John L. Calmes Jr. acquired 1,960 shares of restricted stock as an award on September 24, 2026. The shares vest on April 1, 2027. His directly held shares following the award totaled 50,294. The award was reported in common stock with no par value, and no Rule 10b5-1 plan is reported.

Insider Trade Summary

Grant/Award: 1,960 shares

Grant/Award 1 txn

Insider Calmes John L Jr

Role See remarks

Type	Security	Shares	Price	Value
Grant/Award	COMMON STOCK, NO PAR VALUE F1	1,960	$0.00	$0.00

Holdings After Transaction: COMMON STOCK, NO PAR VALUE — 50,294 shares (Direct)

Footnotes (1)

1. F1. Restricted stock that vests on April 1, 2027.

Key Figures

Restricted-stock award: 1,960 shares Direct shares after award: 50,294 shares Vesting date: April 1, 2027

3 metrics

Restricted-stock award 1,960 shares Awarded September 24, 2026

Direct shares after award 50,294 shares Reported following the award

Vesting date April 1, 2027 Restricted-stock award

Key Terms

Restricted stock, NO PAR VALUE

2 terms

Restricted stock financial

"Restricted stock that vests on April 1, 2027."

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

NO PAR VALUE financial

"COMMON STOCK, NO PAR VALUE"

Shares described as "no par value" are equity securities issued without a fixed face amount written into the corporate charter; their legal capital is not tied to a specific per-share number and the company may record proceeds differently than for par-value shares. This matters to investors because it affects how a company records equity, sets minimum legal capital, and handles bookkeeping for issuances, dividends and splits—similar to buying slices of a pie where the slice has no printed sticker price and market forces determine worth.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many WRLD shares did the CEO acquire?

John L. Calmes Jr., WORLD ACCEPTANCE CORP's President and Chief Executive Officer, acquired 1,960 restricted shares as an award on September 24, 2026. His directly held shares following the award totaled 50,294. No Rule 10b5-1 plan is reported.

When do the WRLD restricted shares vest?

The 1,960 restricted shares vest on April 1, 2027.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/25/2026 - 11:24 AM Accepted by SEC EDGAR 09/25/2026 - 11:24 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Calmes John L Jr

(Last) (First) (Middle)

104 S MAIN ST

SUITE 400

(Street)

GREENVILLE SOUTH CAROLINA 29601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
WORLD ACCEPTANCE CORP [ WRLD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	See remarks

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/24/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK, NO PAR VALUE	09/24/2026		A		1,960(1)	A	$0	50,294	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock that vests on April 1, 2027.

Remarks:

President and Chief Executive Officer

	/s/Amanda Parker Attorney-in-fact	09/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)