Welcome to our dedicated page for World Accep Corporation SEC filings (Ticker: WRLD), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
World Acceptance Corporation (WRLD) filings document formal disclosures for a South Carolina consumer finance company listed on the Nasdaq Global Select Market. Recent reports cover quarterly operating results, Regulation FD earnings releases, executive departures and appointments, compensation arrangements, shareholder voting matters, and governance actions.
The company’s material-event filings also describe capital and financing subjects, including a common-stock repurchase authorization, a warehouse credit facility secured by consumer loan receivables originated by subsidiaries, and the World Acceptance Corporation 2025 Stock Incentive Plan. These records frame disclosures around installment-loan receivables, branch-based operations, capital structure, and board oversight.
World Acceptance Corporation ended Janet L. Matricciani’s role as Interim President and Chief Executive Officer effective June 3, 2026. The company states her departure is not due to any disagreement over operations, policies, or practices, and the board expressed appreciation for her interim service while it continues searching for a permanent CEO.
Subject to her signing a separation agreement, she will receive accrued salary through June 3, 2026, unused vacation, expenses, vested benefits, retention of a $350,000 cash inducement award, severance equal to continued base salary through April 12, 2027 at $38,461.54 every two weeks, retention of 592 shares of previously vested restricted stock, and a lump sum equal to expected COBRA premiums through April 12, 2027. Effective June 3, 2026, Executive Vice President and Chief Operating Officer J. Tobin Turner, age 51, was designated Principal Executive Officer for SEC reporting purposes, with no change to his compensation.
World Acceptance Corporation entered into a consent and limited modification with Bank of Montreal and its lenders to temporarily ease a key debt covenant under its Revolving Credit Agreement. The agreement governs a financial test measuring the ratio of Net Income Available for Fixed Charges to Fixed Charges.
The minimum ratio, normally 2.25 to 1.0 each quarter, will be reduced to 2.20 to 1.0 for the quarter ending March 31, 2026, 2.10 to 1.0 for June 30, 2026, and 2.15 to 1.0 for September 30, 2026. Starting with the quarter ending December 31, 2026, the covenant level returns to 2.25 to 1.0, and all other terms of the Credit Agreement remain unchanged.
WORLD ACCEPTANCE CORP director sells small block of shares
Director Benjamin E. Robinson III reported an open-market sale of 90 shares of WORLD ACCEPTANCE CORP common stock at $160.00 per share. After this transaction, he directly holds 4,836 shares of the company’s common stock, indicating this was a relatively small, routine sale compared with his remaining position.
Benjamin E. Robinson III filed a Rule 144 notice reporting transactions in Common stock of WRLD. The filing lists a recent sale of 180 shares dated 04/30/2026 and shows an entry of 90 shares connected to Fidelity Brokerage Services LLC with a date of 05/22/2026. The filing records these as restricted‑stock vesting/compensation and brokerage dispositions.
WORLD ACCEPTANCE CORP interim President and CEO Janet Lewis Matricciani reported a routine tax-withholding share disposition. On May 13, 2026, 264 shares of common stock were withheld at $149.88 per share to cover tax liabilities, and she now directly holds 6,831 shares.
Daniel C. Dyer filed a Form 144 reporting intent to sell Common Stock through Fidelity Brokerage Services LLC on 05/07/2026, with transactions to be effected on NASDAQ. The filing lists prior restricted stock vesting events of 1,243 shares (10/15/2024) and 7,965 shares (04/25/2025).
The filing also discloses a sale of 7,853 shares on 05/04/2026 for $1,181,087.79. The form shows a numeric entry of 1,381,200.00 associated with the securities section and identifies Fidelity's address as the broker.
WRLD submitted a Rule 144 notice concerning Common Stock to be sold through Fidelity Brokerage Services LLC on 05/04/2026 and listed on NASDAQ. The filing lists a total of 7,853 shares associated with restricted stock vesting: 4,548 vested on 10/15/2023 and 3,305 vested on 10/15/2024
WORLD ACCEPTANCE CORP director Benjamin E. Robinson III completed an open-market sale of 180 shares of the company’s common stock at $160.00 per share, for proceeds of about $28,800. After this transaction, he directly holds 4,926 shares, so the sale represents a small portion of his stake.
World Acceptance Corporation reported mixed fourth-quarter fiscal 2026 results. Net income for the quarter was $36.5M, down from $44.3M a year earlier, with diluted EPS of $7.70 versus $8.13. Total revenues rose to $177.6M, a 7.4% increase, driven by higher interest, fee, and tax preparation income.
Gross loans outstanding reached $1.28B as of March 31, 2026, up 4.4% year over year, and credit metrics improved modestly, with fewer loans past due. However, provision for credit losses and general and administrative expenses increased, compressing margins.
For the full year, net income fell sharply to $35.0M from $89.7M, with diluted EPS dropping to $6.97 from $16.30. The company continued significant share repurchases, buying back 16.5% of outstanding shares in fiscal 2026 while leveraging up to a debt-to-equity ratio of 1.7:1.