Here are the 10-K annual reports from WesBanco, Inc. (WSBCO) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow WSBCO and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full WSBCO filings page.
Wesbanco, Inc. files its annual report outlining a growing regional banking franchise and key risk factors. The company operates one commercial bank with 251 branches and 266 ATMs across seven states, reporting approximately $27.7 billion in total assets as of December 31, 2025.
The year included completion of the acquisition of Premier Financial Corp., expansion of community development programs, and continued focus on two core segments: community banking and trust and investment services, which oversee about $7.9 billion in client assets under management. Wesbanco emphasizes strong regulatory capital, with consolidated CET1, Tier 1 and total capital ratios of 10.37%, 11.42% and 13.92%, and a leverage ratio of 9.42%.
The report highlights human capital metrics—2,969 full-time equivalent employees, relatively low officer turnover, and diversity initiatives—alongside an "Outstanding" CRA rating and more than $3.5 million in 2025 philanthropic donations. Detailed risk disclosures cover credit concentration in commercial and residential real estate, reliance on regional economic conditions, regulatory and capital requirements, rising FDIC premiums, cyber and operational risks, climate and pandemic risks, and competition from large banks and fintechs.