STOCK TITAN

Whitestone REIT (NYSE: WSR) lifts Q1 2026 rent revenue and income

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
10-Q

Rhea-AI Filing Summary

Whitestone REIT reports stronger results for the quarter ended March 31, 2026. Total revenues were $41.4 million, up from $38.0 million a year earlier, driven mainly by higher rental income of $40.9 million versus $37.4 million. Net income attributable to Whitestone rose to $4.1 million, compared with $3.7 million, and basic and diluted earnings per share increased to $0.08 from $0.07.

Operating cash flow was $3.6 million, slightly above $3.1 million in the prior-year quarter, while the company paid total quarterly distributions of $0.1425 per common share. At March 31, 2026, Whitestone reported total assets of $1.17 billion, notes payable of $655.1 million, and minimum future rents under existing leases totaling $538.7 million. During the quarter it acquired the Dunlap Crossings property in Phoenix for about $0.8 million.

Positive

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Negative

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Total revenues $41.4M Three months ended March 31, 2026
Net income attributable to Whitestone REIT $4.1M Three months ended March 31, 2026
Basic and diluted EPS $0.08 per share Three months ended March 31, 2026
Net cash provided by operating activities $3.6M Three months ended March 31, 2026
Total assets $1.17B Balance sheet as of March 31, 2026
Total notes payable $655.1M After discounts and deferred costs, March 31, 2026
Quarterly distribution per share $0.1425 First quarter 2026 cash distribution
Minimum future rents $538.7M Lease commitments as of March 31, 2026
cash flow hedge financial
"We recognize our interest rate swaps as cash flow hedges with the effective portion of the changes in fair value recorded in comprehensive income (loss)"
A cash flow hedge is an accounting label for a contract or arrangement used to offset expected future swings in a company’s cash payments or receipts — for example from variable-rate interest, foreign currency sales, or forecasted purchases. It matters to investors because it aims to smooth future cash and earnings volatility: gains or losses on the hedge are held out of current profit and reported separately until the underlying transaction affects results, much like buying insurance to steady future bills.
interest rate swap financial
"we entered an interest rate swap with Bank of Montreal that fixed the unhedged SOFR portion of Term Loan"
An interest rate swap is a financial agreement where two parties exchange interest payments on a set amount of money over time. Typically, one side pays a fixed interest rate, while the other pays a variable rate that can change with market conditions. This helps investors manage or reduce their exposure to interest rate fluctuations, much like locking in a mortgage rate to avoid future cost increases.
at the market offerings financial
"for the offer and sale of up to an aggregate of $100,000,000 of our common shares ... in “at the market” offerings"
At-the-market offerings are a way for a company to raise cash by selling newly issued shares directly into the open market at the current trading price through a broker, rather than in a single large sale. Think of it like topping up a gas tank a little at a time at whatever the pump price is; it gives the company flexibility to raise money when conditions are favorable but can increase the number of shares outstanding and dilute existing investors, and frequent or large sales can put downward pressure on the stock price.
noncontrolling interest financial
"Noncontrolling interest in subsidiary | 5,850"
The portion of a business owned by investors other than the controlling owner when one company has control of another; it represents outside shareholders’ share of the subsidiary’s assets and profits. For investors, it matters because those outside claims reduce the amount of profit and net assets attributable to the parent owner — similar to saying part of a pizza belongs to someone else — and thus affects earnings, book value and valuation.
Total Shareholder Return financial
"Vesting of the TSR Units is contingent upon achieving Total Shareholder Return relative to the peer group"
Total shareholder return is the overall gain an investor gets from owning a stock, combining changes in the share price plus any cash payouts like dividends, and assuming those payouts are reinvested in more shares. Investors use it like a single score that shows the true return on their investment—similar to checking both the growth of a savings account and the interest earned—to compare how well different companies or investments perform over time.
operating partnership financial
"we serve as the general partner of Whitestone REIT Operating Partnership, L.P. (the “Operating Partnership”)"
An operating partnership is a separate legal entity set up to own and run a company’s core assets and day-to-day businesses, while investors hold interests indirectly through the parent company. Think of it like a dedicated garage that actually stores and services the cars while the owner keeps the dealership; it matters to investors because it affects how income, taxes, liability and voting rights are allocated and therefore can influence distributions and risk.
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There was no ineffective portion of our interest rate swaps to recognize in earnings for the three and six months ended June 30, 2025 and 2024. Promissory note includes an interest rate swap that fixes the Secured Overnight Financing Rate (“SOFR”) portion of the term loan at an interest rate of 3.40% through September 30, 2026, 3.36% from October 1, 2026 through January 31, 2028, and 3.42% beginning February 1, 2028 through January 31, 2031. There was no ineffective portion of our interest rate swaps to recognize in earnings for the three months ended March 31, 2026 and 2025. For a reconciliation of cash, cash equivalents and restricted cash, see supplemental disclosures below. Promissory note includes an interest rate swap that fixes the Secured Overnight Financing Rate (“SOFR”) portion of the term loan at an interest rate of 2.16% through October 28, 2022, 2.76% from October 29, 2022 through January 31, 2024, and 3.32% beginning February 1, 2024 through January 31, 2028. There was no ineffective portion of our interest rate swaps to recognize in earnings for the three and nine months ended September 30, 2025 and 2024. 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Table of Contents

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

 

FORM 10-Q

 

 

(Mark One)

QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the quarterly period ended March 31, 2026

OR

 

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the transition period from ____________ to ____________

 

Commission File Number 001-34855

WHITESTONE REIT

(Exact Name of Registrant as Specified in Its Charter)

 

 

Maryland

 

76-0594970

(State or Other Jurisdiction of

Incorporation or Organization)

 

(I.R.S. Employer

Identification No.)

 

2600 South Gessner, Suite 500

 

77063

Houston, Texas

  

(Address of Principal Executive Offices)

 

(Zip Code)

 

(713) 827-9595

(Registrant’s Telephone Number, Including Area Code)

 

N/A

(Former Name, Former Address and Former Fiscal Year, if Changed Since Last Report)

 

Securities registered pursuant to Section 12(b) of the Act:

 

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Shares of Beneficial Interest, par value $0.001 per share

WSR

New York Stock Exchange

 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.  ☒Yes     ☐No

 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).  ☒Yes    ☐No

 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

 

Large accelerated filer

 

Accelerated filer

Non-accelerated filer

 

Small reporting company

     

Emerging growth company

   

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes   ☒ No

 

As of May 4, 2026, there were 51,393,977 common shares of beneficial interest, $0.001 par value per share, outstanding.

 

 

 

 

PART I - FINANCIAL INFORMATION

 

Item 1.

Financial Statements.

1

 

Consolidated Balance Sheets as of March 31, 2026 (Unaudited) and December 31, 2025

1

 

Consolidated Statements of Operations and Comprehensive Income (Loss) (Unaudited) for the Three Months Ended March 31, 2026 and 2025

3

 

Consolidated Statements of Changes in Equity (Unaudited) for the Three Months Ended March 31, 2026 and 2025

6

 

Consolidated Statements of Cash Flows (Unaudited) for the Three Months Ended March 31, 2026 and 2025

8

 

Notes to Consolidated Financial Statements (Unaudited)

10

Item 2.

Management's Discussion and Analysis of Financial Condition and Results of Operations.

36

Item 3.

Quantitative and Qualitative Disclosures About Market Risk.

57

Item 4.

Controls and Procedures.

57

 

PART II - OTHER INFORMATION

Item 1.

Legal Proceedings.

58

Item 1A.

Risk Factors.

58

Item 2.

Unregistered Sales of Equity Securities and Use of Proceeds.

60

Item 3.

Defaults Upon Senior Securities.

60

Item 4.

Mine Safety Disclosures.

60

Item 5.

Other Information.

60

Item 6.

Exhibits.

60

 

Exhibit Index

61

 

Signatures

62

 

 

 

 

PART I. FINANCIAL INFORMATION

Item 1. Financial Statements.

Whitestone REIT and Subsidiaries

CONSOLIDATED BALANCE SHEETS

(in thousands, except share and per share data)

 

  

March 31, 2026

  

December 31, 2025

 
   (unaudited)     

ASSETS

 

Real estate assets, at cost

        

Property

 $1,361,525  $1,354,112 

Accumulated depreciation

  (273,500)  (264,940)

Total real estate assets

  1,088,025   1,089,172 

Cash and cash equivalents

  6,016   4,888 

Restricted cash

     2,472 

Escrows and deposits

  1,614   5,170 

Accrued rents and accounts receivable, net of allowance for doubtful accounts

  37,435   37,447 

Unamortized lease commissions, legal fees and loan costs

  17,709   17,865 

Prepaid expenses and other assets (1)

  6,893   3,934 

Finance lease right-of-use assets

  10,289   10,315 

Total assets

 $1,167,981  $1,171,263 
         

LIABILITIES AND EQUITY

 

Liabilities:

        

Notes payable

 $655,075  $643,925 

Accounts payable and accrued expenses (2)

  32,520   45,715 

Tenants' security deposits

  9,989   9,652 

Dividends and distributions payable (3)

     7,370 

Finance lease liabilities

  732   741 

Total liabilities

  698,316   707,403 

Commitments and contingencies:

      

Equity:

          

Preferred shares, $0.001 par value per share; 50,000,000 shares authorized; none issued and outstanding as of March 31, 2026 and December 31, 2025

      

Common shares, $0.001 par value per share; 400,000,000 shares authorized; 51,393,977 and 51,088,833 issued and outstanding as of March 31, 2026 and December 31, 2025, respectively

  51   51 

Additional paid-in capital

  640,457   641,234 

Accumulated deficit

  (179,486)  (183,586)

Accumulated other comprehensive income

  2,793   391 

Total Whitestone REIT shareholders' equity

  463,815   458,090 

Noncontrolling interest in subsidiary

  5,850   5,770 

Total equity

  469,665   463,860 

Total liabilities and equity

 $1,167,981  $1,171,263 

 

See accompanying notes to Consolidated Financial Statements.

 

 

1

 

Whitestone REIT and Subsidiaries

CONSOLIDATED BALANCE SHEETS

(in thousands)

 

   

March 31, 2026

   

December 31, 2025

 
      (unaudited)          

(1) Operating lease right-of-use assets (net)

  $ 483     $ 539  

(2) Operating lease liabilities

  $ 482     $ 539  

 

(3)

No dividends were declared during the three months ended March 31, 2026; accordingly, no dividends and distribution payable was recorded as of that date.

 

See accompanying notes to Consolidated Financial Statements.

 

2

 

 

 

Whitestone REIT and Subsidiaries

CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS)

(Unaudited)

(in thousands)

 

   

Three Months Ended March 31,

 
   

2026

   

2025

 

Revenues

               

Rental (1)

  $ 40,894     $ 37,395  

Other revenue

    492       608  

Total revenues

    41,386       38,003  
                 

Operating expenses

               

Depreciation and amortization

    9,974       9,324  

Operating and maintenance

    7,360       7,012  

Real estate taxes

    5,127       4,252  

General and administrative

    6,010       5,443  

Total operating expenses

    28,471       26,031  
                 

Other expenses (income)

               

Interest expense

    8,384       8,097  

Loss on disposal of assets, net

    215       100  

Interest, dividend and other investment income

    (9 )     (100 )

Total other expenses

    8,590       8,097  
                 

Income before income tax

    4,325       3,875  
                 

Provision for income tax

    (132 )     (127 )

Net income

    4,193       3,748  
                 

Less: Net income attributable to noncontrolling interests

    51       47  
                 

Net income attributable to Whitestone REIT

  $ 4,142     $ 3,701  

 

See accompanying notes to Consolidated Financial Statements.

 

3

 

Whitestone REIT and Subsidiaries

CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS)

(Unaudited)

(in thousands, except per share data)

 

   

Three Months Ended March 31,

 
   

2026

   

2025

 

Basic Earnings Per Share:

               

Net income attributable to common shareholders, excluding amounts attributable to unvested restricted shares

  $ 0.08     $ 0.07  

Diluted Earnings Per Share:

               

Net income attributable to common shareholders, excluding amounts attributable to unvested restricted shares

  $ 0.08     $ 0.07  
                 

Weighted average number of common shares outstanding:

               

Basic

    51,388       50,890  

Diluted

    52,775       52,010  
                 

Consolidated Statements of Comprehensive Income (Loss)

               
                 

Net income

  $ 4,193     $ 3,748  
                 

Other comprehensive income (loss)

               
                 

Unrealized gain (loss) on cash flow hedging activities

    2,432       (3,526 )
                 

Comprehensive income

    6,625       222  
                 

Less: Net income attributable to noncontrolling interests

    51       47  

Less: Comprehensive gain (loss) attributable to noncontrolling interests

    30       (44 )
                 

Comprehensive income attributable to Whitestone REIT

  $ 6,544     $ 219  

 

See accompanying notes to Consolidated Financial Statements.

 

4

 

Whitestone REIT and Subsidiaries

CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS)

(Unaudited)

(in thousands)

 

   

Three Months Ended March 31,

 
   

2026

   

2025

 

(1) Rental

               

Rental revenues

  $ 29,132     $ 27,205  

Recoveries

    12,252       10,509  

Bad debt

    (490 )     (319 )

Total rental

  $ 40,894     $ 37,395  

 

See accompanying notes to Consolidated Financial Statements.

 

5

 

 

Whitestone REIT and Subsidiaries

CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY

(Unaudited)

(in thousands)

 

                  

Accumulated

                 
          

Additional

      

Other

  

Total

  

Noncontrolling

     
  

Common Shares

  

Paid-In

  

Accumulated

  

Comprehensive

  

Shareholders’

  

Interests

  

Total

 
  

Shares

  

Amount

  

Capital

  

Deficit

  

Income

  

Equity

  

Units

  

Dollars

  

Equity

 
                                     

Balance, December 31, 2025

  51,089  $51  $641,234  $(183,586) $391  $458,090   635  $5,770  $463,860 

Issuance of shares under dividend reinvestment plan

  2      36         36         36 

Repurchase of common shares (1)

  (139)     (1,936)        (1,936)        (1,936)

Share-based compensation

  442      1,123         1,123         1,123 

Distributions - $0.1425 per common share / OP unit

           (42)     (42)     (1)  (43)

Unrealized gain on change in value of cash flow hedge

              2,402   2,402      30   2,432 

Net income

           4,142      4,142      51   4,193 

Balance, March 31, 2026

  51,394  $51  $640,457  $(179,486) $2,793  $463,815   635  $5,850  $469,665 

 

(1)    The Company acquired common shares held by employees who tendered owned common shares to satisfy the tax withholding on the lapse of certain restrictions on restricted common shares.

 

See accompanying notes to Consolidated Financial Statements.

 

6

 

Whitestone REIT and Subsidiaries

CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY

(Unaudited)

(in thousands)

 

                  

Accumulated

                 
          

Additional

      

Other

  

Total

  

Noncontrolling

     
  

Common Shares

  

Paid-In

  

Accumulated

  

Comprehensive

  

Shareholders’

  

Interests

  

Total

 
  

Shares

  

Amount

  

Capital

  

Deficit

  

Income (Loss)

  

Equity

  

Units

  

Dollars

  

Equity

 
                                     

Balance, December 31, 2024

  50,690  $51  $637,946  $(205,557) $5,713  $438,153   650  $5,681  $443,834 

Exchange of noncontrolling interest OP units for common shares

  7      55         55   (7)  (55)   

Issuance of shares under dividend reinvestment plan

  2      25         25         25 

Repurchase of common shares (1)

  (107)     (1,510)        (1,510)        (1,510)

Share-based compensation

  303      981         981         981 

Distributions - $0.1350 per common share / OP unit

           (6,898)     (6,898)     (87)  (6,985)

Unrealized loss on change in value of cash flow hedge

              (3,482)  (3,482)     (44)  (3,526)

Net income

           3,701      3,701      47   3,748 

Balance, March 31, 2025

  50,895  $51  $637,497  $(208,754) $2,231  $431,025   643  $5,542  $436,567 

 

(1)    The Company acquired common shares held by employees who tendered owned common shares to satisfy the tax withholding on the lapse of certain restrictions on restricted common shares.

 

See accompanying notes to Consolidated Financial Statements.

 

7

 

 

Whitestone REIT and Subsidiaries

CONSOLIDATED STATEMENTS OF CASH FLOWS

(Unaudited)

(in thousands)

 

   

Three Months Ended March 31,

 
   

2026

   

2025

 

Cash flows from operating activities:

               

Net income

  $ 4,193     $ 3,748  

Adjustments to reconcile net income to net cash provided by operating activities:

               

Depreciation and amortization

    9,974       9,324  

Amortization of deferred loan costs

    483       280  

Loss on disposal of assets, net

    215       100  

Bad debt

    490       319  

Accretion of debt discount

    58        

Share-based compensation

    1,123       981  

Amortization of right-of-use assets - finance leases

   

26

     

34

 

Changes in operating assets and liabilities:

               

Escrows and deposits

    3,556       3,112  

Accrued rents and accounts receivable

    (478 )     (364 )

Receivable due from related party

          228  

Unamortized lease commissions, legal fees and loan costs

    (994 )     (728 )

Prepaid expenses and other assets

    (529 )     (1,766 )

Accounts payable and accrued expenses

    (14,892 )     (12,038 )

Payable due to related party

          (42 )

Tenants' security deposits

    337       (107 )

Net cash provided by operating activities

    3,562       3,081  

Cash flows from investing activities:

               

Acquisitions of real estate

    (814 )      

Additions to real estate

    (5,626 )     (3,914 )

Net cash used in investing activities

    (6,440 )     (3,914 )

Cash flows from financing activities:

               

Distributions paid to common shareholders

    (7,288 )     (6,845 )

Distributions paid to OP unit holders

    (90 )     (87 )

Proceeds from credit facility

    28,000       27,300  

Repayments of notes payable

    (17,143 )     (17,572 )

Repurchase of common shares

    (1,936 )     (1,510 )

Payment of finance lease liability

    (9 )     (9 )

Net cash provided by financing activities

    1,534       1,277  

Net increase (decrease) in cash, cash equivalents and restricted cash

    (1,344 )     444  

Cash, cash equivalents and restricted cash at beginning of period

    7,360       15,370  

Cash, cash equivalents and restricted cash at end of period (1)

  $ 6,016     $ 15,814  

 

(1)

For a reconciliation of cash, cash equivalents and restricted cash, see supplemental disclosures below.

 

 

See accompanying notes to Consolidated Financial Statements.

 

8

 

Whitestone REIT and Subsidiaries

CONSOLIDATED STATEMENTS OF CASH FLOWS

(Unaudited)

(in thousands)

 

   

Three Months Ended March 31,

 
   

2026

   

2025

 

Supplemental disclosure of cash flow information:

               

Cash paid for interest

  $ 8,026     $ 8,041  

Non cash investing and financing activities:

               

Disposal of fully depreciated real estate

  $ 390     $  

Value of shares issued under dividend reinvestment plan

  $ 36     $ 25  

Value of common shares exchanged for OP units

  $     $ 55  

Change in fair value of cash flow hedge

  $ 2,432     $ (3,526 )

Accrued capital expenditures

  $ 1,654     $ 1,710  

 

 

 

   

March 31,

 
   

2026

   

2025

 

Cash, cash equivalents and restricted cash

               

Cash and cash equivalents

  $ 6,016     $ 5,586  

Restricted cash

          10,228  

Total cash, cash equivalents and restricted cash

  $ 6,016     $ 15,814  

 

 

See accompanying notes to Consolidated Financial Statements.

 

 
9

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)

 

The use of the words “we,” “us,” “our,” “Company” or “Whitestone” refers to Whitestone REIT and our consolidated subsidiaries, except where the context otherwise requires.

 

1.  INTERIM FINANCIAL STATEMENTS

 

The consolidated financial statements included in this report are unaudited; however, amounts presented in the consolidated balance sheet as of December 31, 2025 are derived from our audited consolidated financial statements as of that date.  The unaudited consolidated financial statements as of and for the period ended March 31, 2026 have been prepared in accordance with U.S. generally accepted accounting principles (“U.S. GAAP”) for interim financial information on a basis consistent with the annual audited consolidated financial statements and with the instructions to this Quarterly Report on Form 10-Q.

 

The consolidated financial statements presented herein reflect all adjustments which, in the opinion of management, are necessary for a fair presentation of the financial position of Whitestone and our subsidiaries as of March 31, 2026 and December 31, 2025, and the results of operations for the three month periods ended March 31, 2026 and 2025, the consolidated statements of changes in equity for the three months ended March 31, 2026 and 2025 and cash flows for the three months ended March 31, 2026 and 2025.  All of these adjustments are of a normal recurring nature.  The results of operations for the interim periods are not necessarily indicative of the results expected for a full year.  The statements should be read in conjunction with the audited consolidated financial statements and the notes thereto which are included in our Annual Report on Form 10-K for the year ended December 31, 2025.

 

Business.  Whitestone was formed as a real estate investment trust (“REIT”) pursuant to the Texas Real Estate Investment Trust Act on August 20, 1998.  In July 2004, we changed our state of organization from Texas to Maryland pursuant to a merger where we merged directly with and into a Maryland REIT formed for the sole purpose of the reorganization and the conversion of each of the outstanding common shares of beneficial interest of the Texas entity into 1.42857 common shares of beneficial interest of the Maryland entity.  We serve as the general partner of Whitestone REIT Operating Partnership, L.P. (the “Operating Partnership”), which was formed on December 31, 1998 as a Delaware limited partnership.  We currently conduct substantially all of our operations and activities through the Operating Partnership.  As the general partner of the Operating Partnership, we have the exclusive power to manage and conduct the business of the Operating Partnership, subject to certain customary exceptions. As of  March 31, 2026 and December 31, 2025, Whitestone wholly owned 57 and 56 commercial properties, respectively, in and around Austin, Dallas, Houston, Phoenix and San Antonio.

 

As of March 31, 2026, these properties consist of:

 

Consolidated Operating Portfolio

 

 

52 wholly owned properties that meet our Community Centered Properties® strategy; and

 

Redevelopment, New Acquisitions Portfolio

 

 

five parcels of land held for future development.

 

As of March 31, 2026, our ownership in Pillarstone Capital REIT Operating Partnership LP (“Pillarstone” or “Pillarstone OP”) no longer represents a majority interest. On   January 25, 2024, we exercised a notice of redemption for substantially all of our investment in Pillarstone OP. On  March 4, 2024, Pillarstone Capital REIT (“Pillarstone REIT”) authorized and filed a Chapter 11 bankruptcy (the “Pillarstone Bankruptcies”) of itself, Pillarstone OP, and all of its remaining special purpose entities in the United States Bankruptcy Court for the Northern District of Texas (the “Bankruptcy Court”). We filed a claim in the “Pillarstone Bankruptcies” for the value of our redemption claim along with interest and other costs. On  December 12, 2025, we received $33.4 million dollars from Pillarstone OP pursuant to a settlement agreement approved by the Bankruptcy court under Bankruptcy Rule 9019. The settlement agreement directs Pillarstone OP to distribute to us all funds remaining after a payment of $4.05 million to Pillarstone REIT and a reserve of $2.5 million for claims, taxes and administrative expenses. After the $4.05 million payment is made to Pillarstone REIT, we expect to receive approximately $4.0 million in cash and any excess from the $2.5 million in reserves in 2026.  Please refer to Note 6 (Investment in Real Estate Partnership) for more information on our accounting treatment of our former investment in Pillarstone OP. 

 

10

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 
 

2.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

 

Basis of Consolidation.  We are the sole general partner of the Operating Partnership and possess full legal control and authority over the operations of the Operating Partnership. As of March 31, 2026 and December 31, 2025, we owned a majority of the partnership interests in the Operating Partnership. Consequently, the accompanying consolidated financial statements include the accounts of the Operating Partnership.

 

Noncontrolling interest in the accompanying consolidated financial statements represents the share of equity and earnings of the Operating Partnership allocable to holders of partnership interests other than us. Net income or loss is allocated to noncontrolling interests based on the weighted-average percentage ownership of the Operating Partnership during the period. Issuance of additional common shares of beneficial interest in Whitestone (the “common shares”) and units of limited partnership interest in the Operating Partnership that are convertible into cash or, at our option, common shares on a one-for-one basis (the “OP units”) changes the percentage of ownership interests of both the noncontrolling interests and Whitestone.

 

Pillarstone OP Guarantee. 

 

The Company, through the Operating Partnership, guaranteed Pillarstone OP’s loan for its Uptown Tower property located in Dallas, Texas, with an aggregate principal amount of $14.4 million as of  September 30, 2023.  The loan was also secured by the Uptown Tower property.  The debt matured on  October 4, 2023, and was in default, as Pillarstone OP failed to refinance the loan.  On  October 24, 2023, the Lender provided notice of a planned foreclosure sale on  December 5, 2023.  The Lender also claimed that an additional sum of $4.6 million was due which included default interest of approximately $6.3 million and net credits from escrowed funds and other charges of approximately $1.7 million.

 

On  December 1, 2023, the Company reached an agreement with the Lender that would avoid foreclosure and secure the release of the lien and discharge of the guarantee, and the Company negotiated and satisfied a payoff as of  December 4, 2023, in the amount of $13,632,764 (the “DPO Amount”). We paid the DPO amount and asserted subrogation claim against Pillarstone OP. As of  December 31, 2024, the DPO amount was recorded as an asset in our financial statement line receivable due from related party.  

 

On  September 8, 2025, Pillarstone paid $13.6 million to the Operating Partnership for its subrogation claim as guarantor. 

 

Accounting treatment of the redemption of our OP units in Pillarstone OP.  On  January 25, 2024, we executed an irrevocable redemption of substantially all our investment in Pillarstone OP, converting our equity investment into a receivable. Pillarstone OP conveyed their intention to forego issuing equity, opting instead to liquidate the properties to satisfy creditors, with Whitestone being significantly the largest creditor. 

 

The carrying value of our investment in Pillarstone OP was approximately $31.6 million as of January 25, 2024. 

 

On  December 12, 2025, we received $33.4 million dollars from Pillarstone OP pursuant to a settlement agreement approved by the Bankruptcy court under Bankruptcy Rule 9019. The settlement agreement directs Pillarstone OP to distribute to us all funds remaining after a payment of $4.05 million to Pillarstone REIT and a reserve of $2.5 million for claims, taxes and administrative expenses. After the $4.05 million payment is made to Pillarstone REIT, we expect to receive approximately $4.0 million in cash and any excess from the $2.5 million in reserves in 2026.

 

Following the receipt of the $33.4 million, we applied the amount against the redemption receivable and other related transactions, and accordingly recognized a gain on partnership redemption during the year ended  December 31, 2025.

 

Basis of Accounting.  Our financial records are maintained on the accrual basis of accounting whereby revenues are recognized when earned and expenses are recorded when incurred.

 

Use of Estimates.   The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent liabilities as of the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Significant estimates that we use include the estimated fair values of properties acquired, the estimated useful lives for depreciable and amortizable assets and costs, the grant date fair value of common share units included in share-based compensation expense, the estimated allowance for doubtful accounts, the estimated fair value of interest rate swaps, the estimates supporting our impairment analysis for the carrying values of our real estate assets.  Actual results could differ from those estimates. 

 

11

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 

Restricted Cash. We classify all cash pledged as collateral to secure certain obligations and all cash whose use is limited as restricted cash. During the year ended  December 31, 2025, we completed the sale of Kempwood and Sugar Park as part of a reverse like-kind exchange under Section 1031 of the Internal Revenue Code. The replacement property, South Hulen, was acquired prior to the disposition of Kempwood and Sugar Park. Upon the sale, net proceeds were deposited with a Qualified Intermediary (“QI”) and restricted for purposes of completing the exchange. As of December 31, 2025, the remaining escrow balance was classified as restricted cash on the balance sheet and was not available for general corporate use until its release following the 45-day identification period in the first quarter of 2026. As of March 31, 2026, we had no restricted cash.

 

Derivative Instruments and Hedging Activities. We utilize derivative financial instruments, principally interest rate swaps, to manage our exposure to fluctuations in interest rates. We have established policies and procedures for risk assessment, and the approval, reporting and monitoring of derivative financial instruments. We recognize our interest rate swaps as cash flow hedges with the effective portion of the changes in fair value recorded in comprehensive income (loss) and subsequently reclassified into earnings in the period that the hedged transaction affects earnings. Any ineffective portion of a cash flow hedges’ change in fair value is recorded immediately into earnings. Our cash flow hedges are determined using Level 2 inputs under ASC 820,Fair Value Measurements and Disclosures.” Level 2 inputs represent quoted prices in active markets for similar assets or liabilities; quoted prices in markets that are not active; and model-derived valuations in which significant inputs and significant value drivers are observable. As of March 31, 2026, we consider our cash flow hedges to be highly effective.

 

Development Properties. Land, buildings and improvements are recorded at cost. Expenditures related to the development of real estate are carried at cost which includes capitalized carrying charges and development costs. Carrying charges (interest, real estate taxes, loan fees, and direct and indirect development costs related to buildings under construction) are capitalized as part of construction in progress. The capitalization of such costs ceases when the property, or any completed portion, becomes available for occupancy. For the three months ended March 31, 2026, approximately $134,000 and $48,000 in interest expense and real estate taxes, respectively, were capitalized. For the three months ended March 31, 2025, approximately $136,000 and $47,000 in interest expense and real estate taxes, respectively, were capitalized.

 

Share-Based Compensation.  From time to time, we award nonvested restricted common share awards or restricted common share unit awards, which may be converted into common shares, to executive officers and employees under our 2018 Long-Term Equity Incentive Ownership Plan (the “2018 Plan”).  Awarded shares and units vest when certain performance conditions are met.  We recognize compensation expense when achievement of the performance conditions is probable based on management’s most recent estimates using the fair value of the shares as of the grant date.  We recognized $1,233,000 and $1,132,000 in share-based compensation net of forfeitures for the three months ended March 31, 2026 and 2025, respectively.

 

Noncontrolling Interests.  Noncontrolling interests are the portion of equity in a subsidiary not attributable to a parent.  The ownership interests not held by the parent are considered noncontrolling interests.  Accordingly, we have reported noncontrolling interests in equity on the consolidated balance sheets but separate from Whitestone’s equity.  On the consolidated statements of operations and comprehensive income (loss), subsidiaries are reported at the consolidated amount, including both the amount attributable to Whitestone and noncontrolling interests.  Consolidated statements of changes in equity are included for both quarterly and annual financial statements, including beginning balances, activity for the period and ending balances for shareholders’ equity, noncontrolling interests and total equity.

 

12

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 

Accrued Rents and Accounts Receivable. Included in accrued rents and accounts receivable are base rents, tenant reimbursements and receivables attributable to recording rents on a straight-line basis. We review the collectability of charges under our tenant operating leases on a regular basis, taking into consideration changes in factors such as the tenant’s payment history, the financial condition of the tenant, business conditions in the industry in which the tenant operates and economic conditions in the area where the property is located. We recognize an adjustment to rental revenue if we deem it probable that the receivable will not be collected. Our review of collectability under our operating leases includes any accrued rental revenues related to the straight-line method of reporting rental revenue. As of March 31, 2026 and December 31, 2025, we had an allowance for uncollectible accounts of $13.4 million and $13.7 million, respectively. During the three months ended  March 31, 2026 and 2025, we recorded an adjustment to rental revenue for bad debt, exclusive of straight-line rent reserve adjustments, resulting in a $0.5 million and $0.3 million decrease in revenue, respectively. The three months ended March 31, 2026 included 7 cash basis tenants, resulting in a decrease in rental revenue for straight-line rent adjustments of $0.1 million and a decrease to rental revenue for bad debt adjustments of less than $0.1 million. The three months ended  March 31, 2025 included 11 cash basis tenants, resulting in a decrease to rental revenue for straight-line rent adjustment of $0.2 million and a decrease to rental revenue for bad debt adjustments of $0.1 million. 

 

Revenue Recognition. All leases on our properties are classified as operating leases, and the related rental income is recognized on a straight-line basis over the terms of the related leases. Differences between rental income earned and amounts due per the respective lease agreements are capitalized or charged, as applicable, to accrued rents and accounts receivable. Percentage rents are recognized as rental income when the thresholds upon which they are based have been met.  Recoveries from tenants for taxes, insurance, and other operating expenses are recognized as revenues in the period the corresponding costs are incurred. We combine lease and nonlease components in lease contracts, which includes combining base rent, recoveries, and percentage rents into a single line item, Rental, within the consolidated statements of operations and comprehensive income (loss). Additionally, we have tenants who pay real estate taxes directly to the taxing authority. We exclude these costs paid directly by the tenant to third parties on our behalf from revenue recognized and the associated property operating expense.

 

Other revenue primarily includes amounts recorded in connection with lease termination fees. We recognize lease termination fees in the year that the lease is terminated and collection of the fee is probable. Amounts recorded within other revenue are accounted for at the point in time when control of the goods or services transfers to the customer and our performance obligation is satisfied.

 

See our Annual Report on Form 10-K for the year ended December 31, 2025 for further discussion on significant accounting policies.

 

13

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 
 

3.  LEASES 

 

As a Lessor. All leases on our properties are classified as noncancelable operating leases, and the related rental income is recognized on a straight-line basis over the terms of the related leases. Differences between rental income earned and amounts due per the respective lease agreements are capitalized or charged, as applicable, to accrued rents and accounts receivable. Percentage rents are recognized as rental income when the thresholds upon which they are based have been met.  Recoveries from tenants for taxes, insurance, and other operating expenses are recognized as revenues in the period the corresponding costs are incurred. We combine lease and nonlease components in lease contracts, which includes combining base rent, recoveries, and percentage rents into a single line item, Rental, within the consolidated statements of operations and comprehensive income (loss).

 

A summary of minimum future rents to be received (exclusive of renewals, tenant reimbursements, contingent rents, and collectability adjustments under Topic 842) under noncancelable operating leases in existence as of March 31, 2026 is as follows (in thousands):

 

  

Minimum Future Rents

 

2026 (remaining)

 $87,018 

2027

  103,494 

2028

  86,297 

2029

  69,700 

2030

  51,599 

Thereafter

  140,553 

Total

 $538,661 

 

As a Lessee. We have office space, automobile, and office machine leases, which qualify as operating leases, with remaining lease terms of approximately three years.  As of March 31, 2026, we had one ground lease and one office machine lease that were classified as finance leases. The ground lease provides for variable rental payments based on CPI adjustment. 

 

The following table summarizes the fixed, future minimum rental payments, excluding variable costs, which are discounted by our weighted average incremental borrowing rates to calculate the lease liabilities for our operating and finance leases in which we are the lessee (in thousands): 

 

   Operating Leases   Finance Leases 

2026 (remaining)

 $186  $63 

2027

  233   85 

2028

  95   86 

2029

     81 

2030

     69 

Thereafter

     2,570 

Total undiscounted rental payments

  514   2,954 

Less imputed interest

  32   2,222 

Total lease liabilities

 $482  $732 

 

For the three months ended  March 31, 2026 and 2025, the total lease costs for operating leases were approximately $68,000 and $19,000, respectively, and for the finance leases were approximately $26,000 and $34,000, respectively. 

 

The weighted average remaining lease term for our operating leases and our finance leases was 2.3 and 94 years, respectively, at March 31, 2026. We do not include renewal options in the lease term for calculating the lease liability unless we are reasonably certain we will exercise the option or the lessor has the sole ability to exercise the option. The weighted average incremental borrowing rate as of  March 31, 2026, was 5.9% for operating leases and 6.1% for our finance leases.

 

14

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 
 

4. ACCRUED RENTS AND ACCOUNTS RECEIVABLE, NET

 

Accrued rents and accounts receivable, net consists of amounts accrued, billed and due from tenants, allowance for doubtful accounts and other receivables as follows (in thousands):

 

   

March 31, 2026

   

December 31, 2025

 

Tenant receivables

  $ 17,200     $ 17,025  

Accrued rents and other recoveries

    32,942       32,835  

Allowance for doubtful accounts

    (13,392 )     (13,674 )

Other receivables

    685       1,261  

Total

  $ 37,435     $ 37,447  

 

 

5. UNAMORTIZED LEASE COMMISSIONS, LEGAL FEES AND LOAN COSTS 

 

Costs which have been deferred consist of the following (in thousands):

 

   

March 31, 2026

   

December 31, 2025

 

Leasing commissions

  $ 25,870     $ 25,165  

Deferred legal cost

    254       255  

Deferred financing cost

    3,977       3,977  

Total cost

    30,101       29,397  

Less: leasing commissions accumulated amortization

    (11,607 )     (10,997 )

Less: deferred legal cost accumulated amortization

    (242 )     (240 )

Less: deferred financing cost accumulated amortization

    (543 )     (295 )

Total cost, net of accumulated amortization

  $ 17,709     $ 17,865  

 

 

6. INVESTMENT IN REAL ESTATE PARTNERSHIP   

 

On December 8, 2016, we, through our Operating Partnership, entered into a Contribution Agreement (the “Contribution Agreement”) with Pillarstone OP and Pillarstone Capital REIT (“Pillarstone REIT”) pursuant to which we contributed all of the equity interests in four of our wholly-owned subsidiaries that, at the time, owned 14 non-core properties that did not fit our Community Centered Property® strategy (the “Pillarstone Properties”), to Pillarstone OP for aggregate consideration of approximately $84 million, consisting of (1) approximately $18.1 million of Class A units representing limited partnership interests in Pillarstone OP (“Pillarstone OP Units”) and (2) the assumption of approximately $65.9 million of liabilities (collectively, the “Contribution”). As of March 31, 2026, our ownership in Pillarstone OP no longer represents a majority interest. On January 25, 2024, the Company exercised its notice of redemption for substantially all of its investment in Pillarstone OP. 

 

15

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 

 Pillarstone OP's guarantee.  We, through our subsidiary, the Operating Partnership, guaranteed Pillarstone OP’s loan for its Uptown Tower property located in Dallas, Texas, with an aggregate principal amount of $14.4 million as of September 30, 2023.  The loan was also secured by the Uptown Tower property.  The debt matured on October 4, 2023, and was in default, as Pillarstone OP failed to refinance the loan.  On October 24, 2023, the Lender provided notice of a planned foreclosure sale on December 5, 2023.  The Lender also claimed that an additional sum of $4.6 million was due which included default interest of approximately $6.3 million and net credits from escrowed funds and other charges of approximately $1.7 million. 

 

On  December 1, 2023, the Operating Partnership reached an agreement with the Lender that would avoid foreclosure and secure the release of the lien and discharge of the guarantee, and negotiated and satisfied a payoff as of  December 4, 2023, in the amount of $13.6 million (the “DPO Amount”). The DPO Amount included a compromise settlement of approximately $1.7 million for the disputed default interest and other fees. The Company's share of it was recorded in the 4th quarter of fiscal year 2023 in the financial statement line equity (deficit) in earnings of real estate partnership. Per the agreement, this payment would satisfy the loan. The Company wired the DPO Amount to Lender on  December 4, 2023, with accompanying releases as required by Lender, fully satisfying the agreement.

 

On  December 1, 2023, Pillarstone OP filed the Chapter 11 bankruptcy of its special purpose entity borrower that owns Uptown Tower, in the Bankruptcy Court of the Northern District of Texas (the “Bankruptcy Court”). On  January 25, 2024, the Company exercised its notice of redemption for substantially all of its investment in Pillarstone OP. On  February 9, 2024, the Lender filed suit in New York County against the guarantor the Operating Partnership and the Company for alleged amounts due under the guarantee.  On  March 4, 2024, Pillarstone REIT authorized all of its entities to file bankruptcy.

 

On  April 24, 2024, the Lender and Pillarstone OP filed a motion with the Bankruptcy Court seeking approval to settle the dispute and dismiss their mutual lawsuits including the lawsuit by the Lender against the Operating Partnership as Guarantor of the loan. On or before  June 10, 2024, Pillarstone OP agreed to pay to the Lender the sum of $1.1 million plus all attorneys’ fees and costs (not to exceed $20,000) incurred by the Lender from  April 10, 2024 through the date of receipt of such payment. Upon timely receipt of the cash payment from Pillarstone OP, the Lender applied the $13.6 million tendered to it by the Operating Partnership, and the guaranty was subsequently released. The Company pursued collection of the DPO Amount from Pillarstone in the Pillarstone Bankruptcies through a subrogation claim against Pillarstone OP. On  October 2, 2024, the Bankruptcy Court affirmed the Company’s right of subrogation and allowed the Company’s secured claim for the guaranty payment in the amount of $13.6 million. On October 28, 2024, Pillarstone OP, through a subsidiary, filed a notice of appeal of the Bankruptcy Court’s order affirming the Operating Partnership’s right of subrogation. On July 17, 2025, Pillarstone OP sold the Uptown Tower Property for net proceeds of approximately $17.3 million.

 

Following the sale of the Uptown Tower property, the Operating Partnership filed in the Bankruptcy court a Motion to Compel the payment of $13.6 million from the Uptown Tower closing proceeds relating to the Operating Partnership’s subrogation claim as guarantor, which was a secured claim. Following a hearing on August 18, 2025, the Bankruptcy Court ordered Pillarstone to pay the Operating Partnership to the amount of $13.6 million and on September 8, 2025, Pillarstone paid $13.6 million to the Operating Partnership for its subrogation claim as guarantor. On September 10, 2025 Pillarstone filed a Notice of Appeal of the Court’s order. On September 15, 2025, the Bankruptcy Court denied Pillarstone’s Motion for Stay Pending Appeal.

   

16

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 

Accounting treatment of the redemption of our OP units in Pillarstone OP. On January 25, 2024, we executed an irrevocable redemption of substantially all our investment in Pillarstone OP, converting our equity investment into a receivable. Pillarstone OP conveyed their intention to forego issuing equity, opting instead to liquidate the properties to satisfy creditors, with Whitestone being significantly the largest creditor. 

 

The carrying value of our investment in Pillarstone OP was approximately $31.6 million as of January 25, 2024. 

 

On  December 12, 2025, we received $33.4 million dollars from Pillarstone OP pursuant to a settlement agreement approved by the Bankruptcy court under Bankruptcy Rule 9019. The settlement agreement directs Pillarstone OP to distribute to us all funds remaining after a payment of $4.05 million to Pillarstone REIT and a reserve of $2.5 million for claims, taxes and administrative expenses. After the $4.05 million payment is made to Pillarstone REIT, we expect to receive approximately $4.0 million in cash and any excess from the $2.5 million in reserves in 2026.

 

Following the receipt of the $33.4 million, we applied the amount against the redemption receivable and other related transactions, and accordingly recognized a gain on partnership redemption.

 

17

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 
 

7. DEBT 

 

Mortgages and other notes payable consisted of the following as of the dates indicated (in thousands):

 

Description

 

March 31, 2026

  

December 31, 2025

 

Fixed rate notes

        

$375.0 million, 3.40% plus 1.25% to 1.85% Note, due January 31, 2031 (1)

 $375,000  $375,000 

$80.0 million, 3.72% Note, due June 1, 2027

  80,000   80,000 

$50.0 million, 5.09% Note, due March 22, 2029 (Series A)

  21,428   28,571 

$50.0 million, 5.17% Note, due March 22, 2029 (Series B)

  30,000   40,000 

$56.3 million, 6.23% Note, due July 31, 2031

  56,340   56,340 

$17.7 million, 3.81% Note, due November 6, 2029

  17,650   17,650 

Floating rate notes

        

Unsecured line of credit, SOFR plus 1.30% to 1.90%, due September 19, 2029

  79,791   51,791 

Total notes payable principal

  660,209   649,352 

Less: unamortized debt discount

  (939)  (997)

Less: deferred financing costs, net of accumulated amortization

  (4,195)  (4,430)

Total notes payable

 $655,075  $643,925 

 

(1)

Promissory note includes an interest rate swap that fixes the Secured Overnight Financing Rate (“SOFR”) portion of the term loan at an interest rate of 3.40% through September 30, 2026, 3.36% from October 1, 2026 through January 31, 2028, and 3.42% beginning February 1, 2028 through January 31, 2031.

 

18

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 

On  November 6, 2025, the Company assumed a $17.7 million term loan in connection with the acquisition of the World Cup Plaza property, which matures on  November 6, 2029 and bears interest at a stated rate of 3.81%. The assumed loan was initially recorded at its acquisition-date fair value of $16.6 million, with the $1.1 million difference between the contractual principal amount and the fair value recognized as a discount. The discount is amortized to interest expense over the remaining contractual term of the loan using the straight-line method, which approximates the effective interest method. The fair value of the assumed loan was estimated using a discounted cash flow methodology, which considers contractual future cash flows and observable market interest rates for debt instruments with similar terms and credit risk, and is classified within Level 2 of the fair value hierarchy.

 

On   June 21, 2024, Whitestone REIT, operating through its subsidiaries Whitestone Strand LLC, Whitestone Las Colinas Village LLC, and Whitestone Seville, LLC (collectively, the “Borrower”), entered into a loan agreement (the “Loan Agreement”) with Nationwide Life Insurance Company (the “Lender”) for a mortgage loan in the principal amount of $56,340,000 (the “Loan”).

 

The Loan provides for a fixed interest rate of 6.23% per annum. Payments commence on   August 1, 2024, and are due on the first day of each calendar month thereafter through  July 1, 2031, with interest-only payments for the first 36 months. Monthly payments consist of principal and interest based on a 30-year amortization schedule beginning on  August 1, 2027. The Loan   may be prepaid in full but not in part, provided that, as conditions precedent, Borrower: (i) gives Lender not less than fifteen (15) days prior notice of Borrower’s intention to prepay the Loan; (ii) pays to Lender the prepayment premium as set forth in the Loan Agreement, if any, then due and payable to Lender; and (iii) pays to Lender all other amounts then due under the loan documents. No prepayment premium is required for prepayments in full made on or after six months prior to the maturity date.

 

The Loan is a non-recourse loan secured by three of the Company’s properties including their related equipment, fixtures, personal property, and other assets, and a limited carve-out guarantee by the Company’s operating partnership.

 

The loan documents contain customary terms and conditions, including without limitation affirmative and negative covenants such as information reporting and insurance requirements. The loan documents also contain customary events of default, including defaults in the payment of principal or interest, defaults in compliance with the covenants, and bankruptcy or other insolvency events. Upon the occurrence of an event of default, the Lender is entitled to accelerate all obligations of the Borrower. The Lender will also be entitled to receive the entire unpaid principal balance at a default rate.

 

The Loan proceeds were used to pay down the Borrower’s existing floating rate indebtedness.

 

On  March 22, 2019, we, through our Operating Partnership, entered into a Note Purchase and Guarantee Agreement (the “Note Agreement”) together with certain subsidiary guarantors as initial guarantor parties thereto (the “Subsidiary Guarantors”) and The Prudential Insurance Company of America and the various other purchasers named therein (collectively, the “Purchasers”) providing for the issuance and sale of $100 million of senior unsecured notes of the Operating Partnership, of which (i) $50 million are designated as 5.09% Series A Senior Notes due  March 22, 2029 (the “Series A Notes”) and (ii) $50 million are designated as 5.17% Series B Senior Notes due  March 22, 2029 (the “Series B Notes” and, together with the Series A Notes, the “Notes”) pursuant to a private placement that closed on  March 22, 2019 (the “Private Placement”). Obligations under the Notes are unconditionally guaranteed by the Company and by the Subsidiary Guarantors.

 

On  December 16, 2022, Whitestone REIT (the “Company”) and the Operating Partnership, amended the Note Purchase and Guarantee Agreement originally executed on   March 22, 2019 (the “Existing Note Agreement”), pursuant to the terms and conditions of an Amendment No. 1 to Note Purchase and Guaranty Agreement, dated as of  December 16, 2022 (the Existing Note Purchase Agreement, as so amended, the “Amended Note Agreement”), by and among the Company and the Operating Partnership, together with certain subsidiary guarantors as initial guarantor parties thereto and The Prudential Insurance Company of America and the various other purchasers named therein.

 

Neither the term of the Existing Note Agreement, the interest rate, nor the principal amounts, were amended. The purpose of the amendment is to conform certain covenants and defined terms contained in the Amended Note Agreement with the Company’s recently amended unsecured credit facility with the lenders party thereto, Bank of Montreal, as administrative agent, Truist Bank, as syndication agent, and BMO Capital Markets Corp., Truist Bank, Capital One, National Association, and U.S. Bank National Association, as co-lead arrangers and joint book runners. 

 

The principal of the Series A Notes began to amortize on  March 22, 2023 with annual principal payments of approximately $7.1 million. The principal of the Series B Notes began to amortize on  March 22, 2025 with annual principal payments of $10.0 million. The Notes will pay interest quarterly on the 22nd day of  March,  June,  September and  December in each year until maturity.

 

The Operating Partnership  may prepay at any time all, or from time to time part of, the Notes, in an amount not less than $1,000,000 in the case of a partial prepayment, at 100% of the principal amount so prepaid, plus a make-whole amount. The make-whole amount is equal to the excess, if any, of the discounted value of the remaining scheduled payments with respect to the Notes being prepaid over the aggregate principal amount of such Notes (as described in the Note Agreement). In addition, in connection with a Change of Control (as defined in the Note Purchase Agreement), the Operating Partnership is required to offer to prepay the Notes at 100% of the principal amount plus accrued and unpaid interest thereon.

 

19

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 

The Note Agreement contains representations, warranties, covenants, terms and conditions customary for transactions of this type and substantially similar to the Operating Partnership’s existing senior revolving credit facility, including limitations on liens, incurrence of investments, acquisitions, loans and advances and restrictions on dividends and certain other restricted payments. In addition, the Note Agreement contains certain financial covenants substantially similar to the Operating Partnership’s existing senior revolving credit facility, including the following:

 

 

maximum total indebtedness to total asset value ratio of 0.60 to 1.00;

 

 

maximum secured debt to total asset value ratio of 0.40 to 1.00;

 

 

minimum EBITDA (earnings before interest, taxes, depreciation, amortization or extraordinary items) to fixed charges ratio of 1.50 to 1.00;

 

 

maximum secured recourse debt to total asset value ratio of 0.15 to 1.00; 

 

 

maintenance of a minimum tangible net worth (adjusted for accumulated depreciation and amortization) of a) 75% of our total net worth as of December 31, 2021, plus 75% of the net proceeds from additional equity offerings (as defined therein); and

 

 

minimum adjusted property NOI to implied unencumbered debt service ratio of 1.50 to 1.00; 

 

In addition, the Note Agreement contains a financial covenant requiring that maximum unsecured indebtedness not exceed the ratio of unsecured indebtedness to unencumbered asset pool of 0.60 to 1.00. That covenant is substantially similar to the borrowing base concept contained in the Operating Partnership’s existing senior revolving credit facility.

 

The Note Agreement also contains default provisions, including defaults for non-payment, breach of representations and warranties, insolvency, non-performance of covenants, cross-defaults with other indebtedness and guarantor defaults. The occurrence of an event of default under the Note Agreement could result in the Purchasers accelerating the payment of all obligations under the Notes. The financial and restrictive covenants and default provisions in the Note Agreement are substantially similar to those contained in the Operating Partnership’s existing credit facility.

 

20

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 

Net proceeds from the Private Placement were used to refinance existing indebtedness. The Notes have not been and will not be registered under the Securities Act of 1933, as amended (the “Securities Act”), and may not be offered or sold in the United States absent registration or an applicable exemption from the registration requirements of the Securities Act. The Notes were sold in reliance on the exemption from registration provided by Section 4(a)(2) of the Securities Act.

 

On September 19, 2025, we, through our Operating Partnership, entered into an unsecured credit facility (the “2025 Facility”) pursuant to that certain Fourth Amended and Restated Credit Agreement (the “A&R Credit Agreement”), by and among the Operating Partnership, the Guarantors from time to time parties thereto, the several financial institutions from time to time party thereto and Bank of Montreal, as administrative agent (the “Administrative Agent”). The A&R Credit Agreement amends and restates that certain Third Amended and Restated Credit Agreement (“2022 Facility”), dated September 16, 2022 with the Administrative Agent, and the other agents and lenders named therein (as amended, restated, supplemented or otherwise modified prior to September 19, 2025, the “Prior Credit Agreement”). The 2025 Facility replaced the Company’s previous unsecured revolving credit facility, dated September 16, 2022 (the “2022 Facility”).

 

The 2025 Facility is comprised of the following two tranches of indebtedness:

 

 

$375.0 million unsecured revolving credit facility with a maturity date of September 19, 2029, with two six-month options to extend the maturity date to September 19, 2030 (the “Revolver”); and

 

 

$375.0 million unsecured term loan with a maturity date of January 31, 2031 (the “Term Loan”).

 

Borrowings under the 2025 Facility accrue interest (at the Operating Partnership’s option) at a Base Rate or Term SOFR plus an applicable margin based upon the Company’s then existing leverage. Based on the Company’s current leverage ratio, the Revolver has an initial interest rate of Term SOFR plus 1.30%. In addition, the Company entered into interest rate swaps to fix the Term SOFR rates on the Term Loan. The Term Loan has the following interest rates:

 

As of March 31, 2026, the interest rate on the Revolver was 4.97%. The Term Loan with the swaps has the following interest rates:

 

 

3.40% (Term SOFR) plus 1.35% (current applicable margin) through September 30, 2026;

 

 

3.36% (Term SOFR) plus 1.35% (current applicable margin) from October 1, 2026 through January 31, 2028; and

 

 

3.42% (Term SOFR) plus 1.35% (current applicable margin) from February 1, 2028 through January 31, 2031.

 

Base Rate means, for any day, the highest of: (a) the Administrative Agent’s prime commercial rate, (b) the sum of (i) the rate per annum equal to the weighted average of the rates on overnight federal funds transactions with members of the Federal Reserve System, as published by the Federal Reserve Bank of New York for such day, plus (ii) 0.50%, or (c) the sum of (i) Term SOFR for a one-month tenor in effect on such day plus (ii) 1.10%. Term SOFR means, for any such day, the SOFR-based term rate for the day two (2) business days prior.

 

The A&R Credit Agreement contains substantially similar terms to the Prior Credit Agreement. Other material terms, including financial covenants, were not changed by the A&R Credit Agreement, except as follows:

 

 

a 10 basis point credit spread adjustment previously applied to SOFR-based loans was eliminated;

 

the maturity date for both the Revolver and the Term Loan were extended to the maturity dates described above;

 

the interest rates were adjusted as described above; and

 

the unused fee applicable to the Revolver was reduced by 5 basis points in instances where the average daily unused commitments are less than 50% of the total revolving commitments.

 

At closing, the Company used (i) approximately $83.2 million of proceeds from the Term Loan to repay amounts outstanding under its previous unsecured revolving credit facility, (ii) $285 million of proceeds from the Term Loan to refinance in full the Company’s Term Loan and (iii) approximately $6.8 million from the Term Loan towards fees and expenses related to the A&R Credit Agreement.

 

As of March 31, 2026, subject to any potential future paydowns or increases in the borrowing base, we have $219 million remaining availability under the Revolver. As of March 31, 2026, $454.8 million was drawn on the 2025 Facility and our unused borrowing capacity was $295.2 million, assuming that we use the proceeds of the 2025 Facility to acquire properties, or to repay debt on properties, that are eligible to be included in the unsecured borrowing base. 

 

21

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 

The Company, each direct and indirect material subsidiary of the Operating Partnership and any other subsidiary of the Operating Partnership that is a guarantor under any unsecured ratable debt will serve as a guarantor for funds borrowed by the Operating Partnership under the 2025 Facility. The A&R Credit Agreement contains customary terms and conditions, including, without limitation, customary representations and warranties and affirmative and negative covenants including, without limitation, information reporting requirements, limitations on investments, acquisitions, loans and advances, mergers, consolidations and sales, incurrence of liens, dividends and restricted payments. In addition, the A&R Credit Agreement contains certain financial covenants including the following:

 

 

maximum total indebtedness to total asset value ratio of 0.60 to 1.00;

 

 

maximum secured debt to total asset value ratio of 0.40 to 1.00;

 

 

minimum EBITDA (earnings before interest, taxes, depreciation, amortization or extraordinary items) to fixed charges ratio of 1.50 to 1.00;

 

 

maximum secured recourse debt to total asset value ratio of 0.15 to 1.00; 

 

 

maintenance of a minimum tangible net worth (adjusted for accumulated depreciation and amortization) of $527 million plus 75% of the net proceeds from additional equity offerings (as defined therein); 

 

 

minimum adjusted property net operating income to implied unencumbered debt service of 1.50 to 1.00; and

 

 

maximum unsecured indebtedness to unencumbered asset pool value ratio of 0.60 to 1.00.

 

As of March 31, 2026, our $153.99 million in secured debt was collateralized by five properties with a carrying value of $253.2 million.  Our loans contain restrictions that would require the payment of prepayment penalties for the acceleration of outstanding debt and are secured by deeds of trust on certain of our properties and by assignment of the rents and leases associated with those properties. As of March 31, 2026, we were in compliance with all loan covenants.

 

Scheduled maturities of our outstanding debt as of March 31, 2026 were as follows (in thousands): 

 

Year

 

Amount Due

 

2026 (remaining)

 $ 

2027

  97,414 

2028

  17,823 

2029

  35,517 

2030

  80,561 

2031

  428,894 

Total

 $660,209 

 

22

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 
 

8.  DERIVATIVES AND HEDGING ACTIVITIES 

 

The fair value of our interest rate swaps is as follows (in thousands):

 

  

March 31, 2026

 

Balance Sheet Location

 

Estimated Fair Value

 

Prepaid expenses and other assets

 $2,869 

Accounts payable and accrued expenses

 $(35)

  

  

December 31, 2025

 

Balance Sheet Location

 

Estimated Fair Value

 

Prepaid expenses and other assets

 $879 

Accounts payable and accrued expenses

 $(478)

 

On  September 19, 2025, we, through our Operating Partnership, entered an interest rate swap with Bank of Montreal that fixed the unhedged SOFR portion of Term Loan under the 2025 Facility at 3.42%. The notional amount of the swap begins at $40 million on September 19, 2025, and increases to $375 million on  February 1, 2028, maturing on  January 31, 2031. Pursuant to the terms of the agreement governing the interest rate swap, Bank of Montreal assigned beginning and ending notionals of $4.96 million and $46.5 million of the swap, respectively, to U.S. Bank, National Association, beginning and ending notionals of $4.96 million and $46.5 million of the swap, respectively, to Truist Bank, beginning and ending notionals of $4.96 million and $46.5 million of the swap, respectively, to Capital One, National Association, beginning and ending notionals of $5.33 million and $50 million of the swap, respectively, to Associated Bank, and beginning and ending notionals of $4.96 millillon and $46.5 million of the swap, respectively, to Citizens Bank, National Association. See Note 7 (Debt) for additional information regarding the 2025 Facility. We designated the interest rate swap as a cash flow hedge with the effective portion of the changes in fair value recorded in comprehensive income (loss) and subsequently reclassified into earnings in the period that the hedged transaction affects earnings. We do not expect any amount of the existing gains or losses to be reclassified into earnings within the next 12 months.

 

On  October 7, 2024, Whitestone REIT, operating through the Operating Partnership, entered into an interest rate swap to fix the interest rate on the Series One Incremental Term Loan at 3.67% plus bank credit spreads (that are currently 1.5%, through  January 31, 2028), or an all-in rate of 5.165%. See Note 7 (Debt) for additional information regarding the 2022 Facility. The swap will mature on January 31, 2028. We designated the interest rate swap as a cash flow hedge with the effective portion of the changes in fair value recorded in comprehensive income (loss) and subsequently reclassified into earnings in the period that the hedged transaction affects earnings. We do not expect any amount of the existing gains or losses to be reclassified into earnings within the next 12 months.

 

On March 31, 2023, we, through our Operating Partnership, entered into an interest rate swap of $50 million (“Revolver Swap”) with Bank of Montreal that fixed the unhedged SOFR portion of the variable rate debt at 3.71%. Pursuant to the terms of the agreement governing the interest rate swap, Bank of Montreal assigned $10.0 million of the swap to U.S. Bank, $10.0 million of the swap to Capital One, $12.5 million of the swap to SunTrust Bank, and $2.5 million of the swap to Associated Bank. The swap began on March 31, 2023 and will mature on September 16, 2026. We designated the interest rate swap as a cash flow hedge with the effective portion of the changes in fair value recorded in comprehensive income (loss) and subsequently reclassified into earnings in the period that the hedged transaction affects earnings. We do not expect any amount of the existing gains or losses to be reclassified into earnings within the next 12 months. On September 19, 2025, we de-designated and redesignated the hedge to the unhedged SOFR portion of the term loan under the 2025 Facility. The $49,000 fair value of the hedge will be amortized on a straight-line basis through maturity, and no additional gains or losses are expected to be reclassified into earnings within the next 12 months.

 

On  September 16, 2022, we, through our Operating Partnership, entered an interest rate swap with Bank of Montreal that fixed the unhedged SOFR portion of Term Loan under the 2022 Facility at 3.32%. The notional amount of the swap begins at $100 million on  October 29, 2022, and increases to $265 million on  February 1, 2024, maturing on  January 31, 2028. Pursuant to the terms of the agreement governing the interest rate swap, Bank of Montreal assigned beginning and ending notionals of $20.7 million and $54.8 million of the swap, respectively, to U.S. Bank, National Association, beginning and ending notionals of $25.4 million and $67.2 million of the swap, respectively, to Truist Bank, beginning and ending notionals of $20.7 million and $54.8 million of the swap, respectively, to Capital One, National Association, and beginning and ending notionals of $5.9 million and $15.7 million of the swap, respectively, to Associated Bank. See Note 7 (Debt) for additional information regarding the 2022 Facility. We designated the interest rate swap as a cash flow hedge with the effective portion of the changes in fair value recorded in comprehensive income (loss) and subsequently reclassified into earnings in the period that the hedged transaction affects earnings. We do not expect any amount of the existing gains or losses to be reclassified into earnings within the next 12 months.

  

23

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 

A summary of our interest rate swap activity is as follows (in thousands):

 

  Amount Recognized as Comprehensive Income (Loss) 

Location of Income (Loss) Recognized in Earnings

 

Amount of Income (Loss) Recognized in Earnings (1)

 
          

Three Months Ended March 31, 2026

 $2,432 

Interest expense

 $269 

Three Months Ended March 31, 2025

 $(3,526)

Interest expense

 $781 

 

(1)

There was no ineffective portion of our interest rate swaps to recognize in earnings for the three months ended March 31, 2026 and 2025.

 

 

9.  EARNINGS PER SHARE 

 

Basic earnings per share for our common shareholders is calculated by dividing net income excluding the net income attributable to unvested restricted common shares and the net income attributable to noncontrolling interests, by our weighted average common shares outstanding during the period.  Diluted earnings per share is computed by dividing the net income attributable to common shareholders, excluding the net income attributable to unvested restricted common shares and the net income attributable to noncontrolling interests, by the weighted average number of common shares including any dilutive unvested restricted common shares.

 

Certain of our performance-based restricted common shares are considered participating securities that require the use of the two-class method for the computation of basic and diluted earnings per share.  During the three months ended March 31, 2026 and 2025, 634,059 and 644,910 OP units, respectively, were excluded from the calculation of diluted earnings per share because their effect would be anti-dilutive. 

 

  

Three Months Ended March 31,

 

(in thousands, except per share data)

 

2026

  

2025

 

Numerator:

        

Net income

 $4,193  $3,748 

Less: Net income attributable to noncontrolling interests

  (51)  (47)

Net income attributable to common shareholders excluding amounts attributable to unvested restricted shares

 $4,142  $3,701 
         

Denominator:

        

Weighted average number of common shares - basic

  51,388   50,890 

Effect of dilutive securities:

        

Unvested restricted shares

  1,387   1,120 

Weighted average number of common shares - dilutive

  52,775   52,010 
         

Earnings Per Share:

        

Basic:

        

Net income attributable to common shareholders excluding amounts attributable to unvested restricted shares

 $0.08  $0.07 

Diluted:

        

Net income attributable to common shareholders excluding amounts attributable to unvested restricted shares

 $0.08  $0.07 

 

24

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 
 

10. INCOME TAXES 

 

With the exception of our taxable REIT subsidiaries, federal income taxes are generally not provided because we intend to and believe we continue to qualify as a REIT under the provisions of the Internal Revenue Code of 1986, as amended (the “Code”), and because we have distributed and intend to continue to distribute all of our taxable income to our shareholders.  As a REIT, we must distribute at least 90% of our REIT taxable income to our shareholders and meet certain income sources and investment restriction requirements.  In addition, REITs are subject to a number of organizational and operational requirements.  If we fail to qualify as a REIT in any taxable year, we will be subject to federal income tax (including any applicable alternative minimum tax) on our taxable income at regular corporate tax rates.

 

We are subject to the Texas Margin Tax, which is computed by applying the applicable tax rate (0.75% for us) to the profit margin, which generally will be determined for us as total revenue less a 30% standard deduction.  Although the Texas Margin Tax is not an income tax, Financial Accounting Standards Board (“FASB”) ASC 740,Income Taxes” applies to the Texas Margin Tax.  For the three months ended March 31, 2026 and 2025, we recognized approximately $132,000 and $126,000, respectively, in margin tax provision. 

 

 

11.  EQUITY  

 

Common Shares         

 

Under our declaration of trust, as amended, we have authority to issue up to 400,000,000 common shares of beneficial interest, $0.001 par value per share, and up to 50,000,000 preferred shares of beneficial interest, $0.001 par value per share.

 

Equity Offerings 

 

On May 9, 2025, we filed a Form S-3 (File No. 333-287167), which was subsequently declared effective by the SEC on May 19, 2025 (the “2025 Registration Statement”), replacing the 2022 Registration Statement (defined below). The 2025 Registration Statement will expire on May 19, 2028. The 2025 Registration Statement registers the issuance and sale by us of up to $750 million in securities from time to time, including common shares, preferred shares, debt securities, depositary shares and subscription rights.

 

On September 16, 2025, we entered into equity distribution agreements (individually, an “Equity Distribution Agreement” and together, the “Equity Distribution Agreements”) with each of BMO Capital Markets Corp., Barclays Capital Inc., BofA Securities, Inc., BTIG, LLC, Capital One Securities, Inc., Citizens JMP Securities, LLC, Deutsche Bank Securities Inc., Goldman Sachs & Co. LLC, KeyBanc Capital Markets Inc., RBC Capital Markets, LLC, Robert W. Baird & Co. Incorporated, Truist Securities, Inc., and UBS Securities LLC (individually, a “Placement Agent” and together, the “Placement Agents”), as agents for the offer and sale of up to an aggregate of $100,000,000 of our common shares of beneficial interest, par value $0.001 per share (the “Shares”), from time to time in “at the market” offerings (the “ATM Program”).

 

Sales of the Shares, if any, under the Equity Distribution Agreements may be made in transactions that are deemed to be “at the market offerings” as defined in Rule 415 under the Securities Act of 1933, as amended, including block sales, negotiated sales and sales made directly on the New York Stock Exchange or sales made to or through a market maker or through an electronic communications network. Each Placement Agent will be entitled to compensation of up to 2.0% of the gross sales price of all Shares sold through it under the applicable Equity Distribution Agreement. Subject to the terms and conditions of the Sales Agreement, the applicable Placement Agent will use its commercially reasonable efforts to sell on the Company’s behalf any Shares to be offered by the Company under the Sales Agreement. The Company has no obligation to sell any of the Shares under the Sales Agreement. We did not sell any shares under the ATM Program during the three months ended March 31, 2026. 

 

On   May 20, 2022, our universal shelf registration statement on Form S-3 (File No. 333-264881) (the "2022 Registration Statement") was declared effective by the SEC, which registers the issuance and sale by us of up to $500 million in securities from time to time, including common shares, preferred shares, debt securities, depositary shares and subscription rights.

 

On   September 9, 2022, we entered into eleven equity distribution agreements for an at-the-market equity distribution program (the “2022 Equity Distribution Agreements”) providing for the issuance and sale of up to an aggregate of $100 million of the Company’s common shares pursuant to our Registration Statement on Form S-3 (File No. 333-264881). The 2022 Registration Statement, which registered the 2022 ATM Program, expired on  May 20, 2025. As a result, no further shares of common stock  may be sold under the 2022 ATM Program.

 

We have in the past, and expect to in the future, enter into at-the-market equity distribution programs providing for the issuance and sale of common shares. Actual sales will depend on a variety of factors determined by us from time to time, including (among others) market conditions, the trading price of our common shares, capital needs and our determinations of the appropriate sources of funding for us, and were made in transactions that will be deemed to be “at-the-market” offerings as defined in the Securities Act. 

 

During the three months ended March 31, 2025, we did not sell shares under the 2022 equity distribution agreements. 

 

Operating Partnership Units  

 

Substantially all of our business is conducted through our Operating Partnership.  We are the sole general partner of the Operating Partnership.  As of March 31, 2026, we owned a 98.8% interest in the Operating Partnership.

 

Limited partners in the Operating Partnership holding OP units have the right to redeem their OP units for cash or, at our option, common shares at a ratio of one OP unit for one common share.  Distributions to OP unit holders are paid at the same rate per unit as distributions per share to holders of Whitestone common shares.  As of March 31, 2026 and December 31, 2025, there were 51,906,974 and 51,601,830 OP units outstanding, respectively.  We owned 51,272,915 and 50,967,771 OP units as of March 31, 2026 and December 31, 2025, respectively. The balance of the OP units is owned by third parties, including certain members of our Board of Trustees (the “Board”).  Our weighted average share ownership in the Operating Partnership was approximately 98.8% and 98.7% for the three months ended March 31, 2026 and 2025, respectively. For the three months ended  March 31, 2026 and 20250 and 6,605 OP units, respectively, were redeemed for an equal number of common shares. 

 

25

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 

Distributions 

 

The following table summarizes the cash distributions paid or payable to holders of common shares and to holders of noncontrolling OP units during each quarter of 2025 and the three months ended March 31, 2026 (in thousands, except per share/per OP unit data):

 

  

Common Shares

  

Noncontrolling OP Unit Holders

  

Total

 

Quarter Paid

 

Distributions Per Common Share

  

Amount Paid

  

Distributions Per OP Unit

  

Amount Paid

  

Amount Paid

 

2026

                    

First Quarter

 $0.1425  $7,288  $0.1425  $90  $7,378 

Total

 $0.1425  $7,288  $0.1425  $90  $7,378 
                     

2025

                    

Fourth Quarter

 $0.1350  $6,858  $0.1350  $87  $6,945 

Third Quarter

  0.1350   6,858   0.1350   87   6,945 

Second Quarter

  0.1350   6,845   0.1350   87   6,932 

First Quarter

  0.1350   6,845   0.1350   87   6,932 

Total

 $0.5400  $27,406  $0.5400  $348  $27,754 

  

26

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 
 

12.  INCENTIVE SHARE PLAN

 

The Company’s 2008 Long-Term Equity Incentive Ownership Plan (as amended, the “2008 Plan”) expired in  July 2018. At the Company’s annual meeting of shareholders on  May 11, 2017, our shareholders voted to approve the 2018 Long-Term Equity Incentive Ownership Plan (the “2018 Plan”). The 2018 Plan provides for the issuance of up to 3,433,831 common shares and OP units pursuant to awards under the 2018 Plan. The 2018 Plan became effective on  July 30, 2018, which is the day after the 2008 Plan expired.

 

The Compensation Committee administered the 2008 Plan and administers the 2018 Plan except, in each case, with respect to awards to non-employee trustees, for which the 2008 Plan was and the 2018 Plan is administered by the Board of Trustees. The Compensation Committee is authorized to grant share options, including both incentive share options and non-qualified share options, as well as share appreciation rights, either with or without a related option. The Compensation Committee is also authorized to grant restricted common shares, restricted common share units, performance awards and other share-based awards. 

 

27

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 

On March 28, 2022, the Compensation Committee approved the grant of an aggregate of 162,556 TSR Units and 162,556 time-based restricted common share units under the 2018 Plan to certain of our employees. Vesting of the TSR Units is contingent upon achieving Total Shareholder Return relative to the peer group defined in the TSR Unit award agreements over a three-year performance period. At the end of the performance period, the number of common shares awarded for each vested TSR Unit will vary from 0% to 200% depending on the Company’s TSR Peer Group Ranking. Continued employment is required through the vesting date. The grant date fair value for each TSR Unit of $13.74 was determined using the Monte Carlo simulation method and is being recognized as share-based compensation expense ratably from the June 30, 2022 grant date to the end of the performance period, December 31, 2024. The Monte Carlo simulation model utilizes multiple input variables that determine the probability of satisfying the market condition stipulated in the award grant and calculates the fair value of the award. Expected volatilities utilized in the model were estimated using a historical period consistent with the performance period of approximately three years. The risk-free interest rate was based on the United States Treasury rate for a term commensurate with the expected life of the grant. The time-based restricted common share units have a grant date fair value of $9.94 and vest annually in three equal installments. On  January 2, 2025, the remaining unvested 151,440 TSR units that were granted on  June 30, 2022 vested at 200% achievement into 302,880 common shares. The vesting condition was satisfied on  December 31, 2024, and the shares were issued on  January 2, 2025.

 

On March 7, 2023, the Compensation Committee approved the grant of an aggregate of 228,025 TSR Units and 228,025 time-based restricted common share units under the 2018 Plan to certain of our employees. Vesting of the TSR Units is contingent upon achieving Total Shareholder Return relative to the peer group defined in the TSR Unit award agreements over a three-year performance period. At the end of the performance period, the number of common shares awarded for each vested TSR Unit will vary from 0% to 200% depending on the Company’s TSR Peer Group Ranking. Continued employment is required through the vesting date. The grant date fair value for each TSR Unit of $9.55 was determined using the Monte Carlo simulation method and is being recognized as share-based compensation expense ratably from the June 30, 2023 grant date to the end of the performance period, December 31, 2025. The Monte Carlo simulation model utilizes multiple input variables that determine the probability of satisfying the market condition stipulated in the award grant and calculates the fair value of the award. Expected volatilities utilized in the model were estimated using a historical period consistent with the performance period of approximately three years. The risk-free interest rate was based on the United States Treasury rate for a term commensurate with the expected life of the grant. The time-based restricted common share units have a grant date fair value of $8.72 and vest annually in three equal installments. On  January 2, 2026, the remaining unvested 221,156 TSR units that were granted on  June 30, 2023 vested at 200% achievement into 442,312 common shares. The vesting condition was satisfied on  December 31, 2025, and the shares were issued on  January 2, 2026. 

 

On March 4, 2024, the Compensation Committee approved the grant of an aggregate of 203,518 TSR Units and 169,065 time-based restricted common share units under the 2018 Plan to certain of our employees. Vesting of the TSR Units is contingent upon achieving Total Shareholder Return relative to the peer group defined in the TSR Unit award agreements over a three-year performance period. At the end of the performance period, the number of common shares awarded for each vested TSR Unit will vary from 0% to 200% depending on the Company’s TSR Peer Group Ranking. Continued employment is required through the vesting date. The grant date fair value for each TSR Unit of $15.12 was determined using the Monte Carlo simulation method and is being recognized as share-based compensation expense ratably from the June 30, 2024 grant date to the end of the performance period, December 31, 2026. The Monte Carlo simulation model utilizes multiple input variables that determine the probability of satisfying the market condition stipulated in the award grant and calculates the fair value of the award. Expected volatilities utilized in the model were estimated using a historical period consistent with the performance period of approximately three years. The risk-free interest rate was based on the United States Treasury rate for a term commensurate with the expected life of the grant. The time-based restricted common share units have a grant date fair value of $12.29 and vest annually in three equal installments.

 

On June 30, 2025, an aggregate of 317,728 TSR Units and 182,474 time-based restricted common share units under the amended 2018 Plan were awarded to certain of our employees. Vesting of the TSR Units is contingent upon achieving Total Shareholder Return relative to the peer group defined in the TSR Unit award agreements over a three-year performance period. At the end of the performance period, the number of common shares awarded for each vested TSR Unit will vary from 0% to 200% depending on the Company’s TSR Peer Group Ranking. Continued employment is required through the vesting date. The grant date fair value for each TSR Unit of $10.40 was determined using the Monte Carlo simulation method and is being recognized as share-based compensation expense ratably from the  June 30, 2025 grant date to the end of the performance period, December 31, 2027. The Monte Carlo simulation model utilizes multiple input variables that determine the probability of satisfying the market condition stipulated in the award grant and calculates the fair value of the award. Expected volatilities utilized in the model were estimated using a historical period consistent with the performance period of approximately three years. The risk-free interest rate was based on the United States Treasury rate for a term commensurate with the expected life of the grant. The time-based restricted common share units have a grant date fair value of $11.48 and vest annually in three equal installments.

 

28

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 

A summary of the share-based incentive plan activity as of and for the three months ended March 31, 2026 is as follows: 

 

      

Weighted Average

 
      

Grant Date

 
  

Shares

  

Fair Value

 

Non-vested at January 1, 2026

  1,091,064  $11.33 

Granted

      

Vested

  (221,156)  9.55 

Forfeited

      

Non-vested at March 31, 2026

  869,908   11.78 

Available for grant at March 31, 2026

  2,436,386     

 

A summary of our non-vested and vested shares activity for the three months ended March 31, 2026 and years ended December 31, 2025 and 2024 is presented below:

 

  

Shares Granted

  

Shares Vested

 
  

Non-Vested Shares Issued

  Weighted Average Grant-Date Fair Value  

Vested Shares

  

Total Vest-Date Fair Value

 
              

(in thousands)

 

Three Months Ended March 31, 2026

    $   (221,156) $2,112 

Year Ended December 31, 2025

  558,784  $11.10   (390,709) $4,720 

Year Ended December 31, 2024

  415,329  $13.87   (446,917) $3,151 

 

29

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 

Total compensation recognized in earnings for share-based payments was $1,233,000 and $1,132,000 for the three months ended March 31, 2026 and 2025, respectively.

 

Based on our current financial projections, we expect approximately 100% of the unvested awards to vest over the next 27 months. As of March 31, 2026, there was approximately $3.2 million in unrecognized compensation cost related to outstanding non-vested TSR Units, which are expected to vest over a period of 21 months, and approximately $2.6 million in unrecognized compensation cost related to outstanding non-vested time-based shares, which are expected to be recognized over a period of approximately 27 months beginning on April 1, 2026.

 

We expect to record approximately $4.2 million in non-cash share-based compensation expense in 2026 and $2.7 million subsequent to 2026. The unrecognized share-based compensation cost is expected to vest over a weighted average period of 22 months. The dilutive impact of the performance-based shares will be included in the denominator of the earnings per share calculation beginning in the period that the performance conditions are expected to be met. The dilutive impact of the TSR Units is based on the Company’s TSR Peer Group Ranking as of the reporting date and weighted according to the number of days outstanding in the period. As of March 31, 2026, the TSR Peer Group Ranking called for attainment of 200% and 200% for the shares issued in 2024 and 2025, respectively.

 

 

13. GRANTS TO TRUSTEES

 

On  December 24, 2025, five independent trustees were granted a total of 58,582 common shares, which vest immediately and are prorated based on date appointed. The 58,582 common shares granted to our trustees had a grant fair value of $13.70 per share. The fair value of the shares granted during the year ended  December 31, 2025 was determined using quoted prices available on the date of grant.    

 

 

14. SEGMENT INFORMATION 

 

The Company generates revenue from its portfolio of community and neighborhood shopping centers. The Chief Executive Officer, as the Company’s Chief Operating Decision Maker (“CODM”), evaluates performance and resource allocation at the portfolio level. The Company does not segment its operations geographically for performance measurement purposes. As a result, it operates as a single reportable segment (the “Reporting Segment”) under US. GAAP. The Reporting Segment follows the same accounting policies outlined in the summary of significant accounting policies (see Note 2 for details).

 

Net income attributable to Whitestone REIT, as shown in the Consolidated Statements of Operations, is a key metric used by the CODM to assess performance and allocate resources. Additionally, total assets, as presented in the Consolidated Balance Sheets, are used to measure the Reporting Segment’s assets.

 

The table below provides revenues and significant segment expenses (in thousands):

 

  

Three Months Ended March 31,

 
  

2026

  

2025

 
         

Revenues

        

Total revenues

 $41,386  $38,003 

Less:

        

Depreciation and amortization

  9,974   9,324 

Operating and maintenance

  7,360   7,012 

Real estate taxes

  5,127   4,252 

General and administrative

  6,010   5,443 

Interest expense

  8,384   8,097 

Loss on disposal of assets, net

  215   100 

Interest, dividend and other investment income

  (9)  (100)

Add:

        

Provision for income tax

  (132)  (127)

Net income

  4,193   3,748 
         

Less: Net income attributable to noncontrolling interests

  51   47 
         

Net income attributable to Whitestone REIT

 $4,142  $3,701 

 

30

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 
 

15. REAL ESTATE 

 

Property Acquisitions. 

 

On March 5, 2026, we acquired Dunlap Crossings, a property that meets our Community Centered Property® strategy, for $0.8 million in cash and net prorations. Dunlap Crossings, a 3,400 square foot property, was 70.6% leased at the time of purchase and is located in Phoenix, Arizona. The funding for this acquisition was provided by our credit facility.

 

On  November 6, 2025, we acquired World Cup Plaza, a property that meets our Community Centered Property® strategy, for $34.1 million in cash and net prorations. World Cup Plaza, a 90,391 square foot property, was 87% leased at the time of purchase and is located in Frisco, Texas. The acquisition was funded with a combination of borrowings under the Company’s revolving credit facility and the assumption of mortgage indebtedness secured by the property.

 

On  October 31, 2025, we acquired Ashford Village, a property that meets our Community Centered Property® strategy, for $21.7 million in cash and net prorations. Ashford Village, a 81,519 square foot property, was 99.6% leased at the time of purchase and is located in Houston, Texas. The funding for this acquisition was provided by our credit facility.

 

On  July 11, 2025, we acquired 1730 S Val Vista, a pad that meets our Community Centered Property® strategy, for $3.5 million in cash and net prorations. 1730 S Val Vista is located in Mesa, Arizona. The funding for this acquisition was provided by our credit facility.

 

On  June 16, 2025, we acquired South Hulen Shopping Center, a property that meets our Community Centered Property® strategy, for $32.4 million in cash and net prorations. South Hulen Shopping Center, a 86,907 square foot property, was 96.4% leased at the time of purchase and is located in Fort Worth, Texas. The funding for this acquisition was provided by our credit facility.

 

On May 5, 2025, we acquired San Clemente, a property that meets our Community Centered Property® strategy, for $12 million in cash and net prorations. San Clemente, a 31,832 square foot property, was 85.8% leased at the time of purchase and is located in Austin, Texas. The funding for this acquisition was partially obtained through a 1031 exchange transaction, utilizing the proceeds from the sale of our Providence property in accordance with Section 1031 of the Internal Revenue Code.

 

Property dispositions. 

 

On  December 3, 2025, we completed the sale of Kempwood Plaza, located in Houston, Texas, for $18.6 million. We recorded a gain on sale of $15.8 million.         

 

On September 25, 2025, we completed the sale of Sugar Park Plaza, located in Houston, Texas, for $20.8 million. We recorded a gain on sale of $14.0 million. 

 

On June 27, 2025, we completed the sale of Woodlake Plaza, located in Houston, Texas, for $4.5 million. We recorded a gain on sale of $0.2 million. 

 

We have not included properties sold in 2025 in discontinued operations as they did not meet the definition of discontinued operations.

 

31

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 
 

16.  RELATED PARTY TRANSACTIONS 

 

Former Executives, Trustee, and Their Ownership Interests in Pillarstone REIT. Prior to his employment termination on   January 18, 2022, Mr. James C. Mastandrea, the former Chairman and Chief Executive Officer of Whitestone REIT, also served as the Chairman and Chief Executive Officer of Pillarstone REIT and beneficially owns approximately 66.7% of the outstanding equity in Pillarstone REIT (when calculated in accordance with Rule 13d-3(d)(1) under the Exchange Act of 1934, as amended (the “Exchange Act”)). He resigned as a member of the Board of Whitestone REIT on   April 18, 2022. Prior to his employment termination on   February 9, 2022, Mr. John J. Dee, the Company’s former Chief Operating Officer and Corporate Secretary, also served as the Senior Vice President and Chief Financial Officer of Pillarstone REIT and beneficially owns approximately 20.0% of the outstanding equity in Pillarstone REIT (when calculated in accordance with Rule 13d-3(d)(1) under the Exchange Act). In addition, Mr. Paul T. Lambert, a Trustee of the Company, until the expiration of his term on   May 12, 2023, also served as a Trustee of Pillarstone REIT.

 

The Company previously accounted for its investment in Pillarstone OP using the equity method. However, subsequent to   January 25, 2024, the Company ceased utilizing the equity method following the exercise of its notice of redemption for the majority of its investment in Pillarstone OP. We reclassified our investment (defined in Note 6) in Pillarstone OP to a receivable on our balance sheet after estimating 25 days of our share of the equity investment income. On  March 4, 2024, Pillarstone Capital REIT (“Pillarstone REIT”) authorized and filed a Chapter 11 bankruptcy (the “Pillarstone Bankruptcies”) of itself, Pillarstone OP, and all of its remaining special purpose entities in the United States Bankruptcy Court for the Northern District of Texas (the “Bankruptcy Court”). We filed a claim in the “Pillarstone Bankruptcies” for the value of our redemption claim along with interest and other costs. On  December 12, 2025, we received $33.4 million dollars from Pillarstone OP pursuant to a settlement agreement approved by the Bankruptcy court under Bankruptcy Rule 9019. The settlement agreement directs Pillarstone OP to distribute to us all funds remaining after a payment of $4.05 million to Pillarstone REIT and a reserve of $2.5 million for claims, taxes and administrative expenses. After the $4.05 million payment is made to Pillarstone REIT, we expect to receive approximately $4.0 million in cash and any excess from the $2.5 million in reserves in 2026. Please refer to Note 6 (Investment in Real Estate Partnership) for more information on our accounting treatment of our former investment in Pillarstone OP. 

 

17.  COMMITMENTS AND CONTINGENCIES 

 

Guarantor for Pillarstone OPs Loan

 

The Company, through its subsidiary, the Operating Partnership, guaranteed Pillarstone OP’s loan for its Uptown Tower property located in Dallas, Texas, with an aggregate principal amount of $14.4 million as of  September 30, 2023. The loan was also secured by the Uptown Tower property. The debt matured on  October 4, 2023, and was in default, as Pillarstone OP failed to refinance the loan. On  October 24, 2023, the Lender provided notice of a planned foreclosure sale on  December 5, 2023.  The Lender also claimed that an additional sum of $4.6 million was due which included default interest of approximately $6.3 million and net credits from escrowed funds and other charges of approximately $1.7 million. 

 

On  December 1, 2023, the Operating Partnership reached an agreement with the Lender that would avoid foreclosure and secure the release of the lien and discharge of the guarantee, and negotiated and satisfied a payoff as of  December 4, 2023, in the amount of $13.6 million (the “DPO Amount”). The DPO Amount included a compromise settlement of approximately $1.7 million for the disputed default interest and other fees. The Company's share of it was recorded in the 4th quarter of fiscal year 2023 in the financial statement line equity (deficit) in earnings of real estate partnership. Per the agreement, this payment would satisfy the loan. The Company wired the DPO Amount to Lender on  December 4, 2023, with accompanying releases as required by Lender, fully satisfying the agreement.

 

On  December 1, 2023, Pillarstone OP filed the Chapter 11 bankruptcy of its special purpose entity borrower that owns Uptown Tower, in the Bankruptcy Court of the Northern District of Texas (the “Bankruptcy Court”). On  January 25, 2024, the Company exercised its notice of redemption for substantially all of its investment in Pillarstone OP. On  February 9, 2024, the Lender filed suit in New York County against the guarantor the Operating Partnership and the Company for alleged amounts due under the guarantee.  On  March 4, 2024, Pillarstone REIT authorized and all of its entities to file bankruptcy.

 

On  April 24, 2024, the Lender and Pillarstone OP filed a motion with the Bankruptcy Court seeking approval to settle the dispute and dismiss their mutual lawsuits including the lawsuit by the Lender against the Operating Partnership as Guarantor of the loan. On or before  June 10, 2024, Pillarstone OP agreed to pay to the Lender the sum of $1.1 million plus all attorneys’ fees and costs (not to exceed $20,000) incurred by the Lender from  April 10, 2024 through the date of receipt of such payment. Upon timely receipt of the cash payment from Pillarstone OP, the Lender applied the $13.6 million tendered to it by the Operating Partnership, and the guaranty was subsequently released. The Company pursued collection of the DPO Amount from Pillarstone in the Pillarstone Bankruptcies through a subrogation claim against Pillarstone OP. On  October 2, 2024, the Bankruptcy Court affirmed the Company’s right of subrogation and allowed the Company’s secured claim for the guaranty payment in the amount of $13.6 million. On October 28, 2024, Pillarstone OP, through a subsidiary, filed a notice of appeal of the Bankruptcy Court’s order affirming the Operating Partnership’s right of subrogation. On July 17, 2025, Pillarstone OP sold the Uptown Tower Property for net proceeds of approximately $17.3 million.

 

Following the sale of the Uptown Tower property, the Operating Partnership filed in the Bankruptcy court a Motion to Compel the payment of $13.6 million from the Uptown Tower closing proceeds relating to the Operating Partnership’s subrogation claim as guarantor, which was a secured claim. Following a hearing on August 18, 2025, the Bankruptcy Court ordered Pillarstone to pay the Operating Partnership to the amount of $13.6 million and on September 8, 2025, Pillarstone paid $13.6 million to the Operating Partnership for its subrogation claim as guarantor. On September 10, 2025, Pillarstone filed a Notice of Appeal of the Court’s order. On September 15, 2025, the Bankruptcy Court denied Pillarstone’s Motion for Stay Pending Appeal.

 

32

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 

Litigation between the Company and Pillarstone REIT

 

On  September 16, 2022, Pillarstone Capital REIT and Pillarstone OP filed suit against the Company and certain of its subsidiaries (Whitestone TRS, Inc. and the Operating Partnership) along with certain of its executives (Peter Tropoli, Christine Mastandrea,  and David Holeman) in the District Court of Harris County, Texas, alleging claims relating to the limited partnership agreement between Pillarstone Capital REIT and the Operating Partnership, as well as the termination of Management Agreements between Pillarstone OP and Whitestone TRS, Inc. On  November 25, 2022, the claims against Peter Tropoli, Christine Mastandrea and David Holeman were dismissed. The claimants seek monetary relief in excess of $1 million in damages and equitable relief. However, the Company denies the claims, has substantial legal and factual defenses against the claims, and intends to vigorously defend against the claims. The Company does not believe a probable loss will be incurred, nor does it anticipate a material adverse effect on its financial position, results of operations, cash flows or liquidity. Therefore, the Company has not recorded a charge as a result of this action. This litigation is subject to the Settlement Agreement discussed below in the section headed “Pillarstone Rights Agreement”.

 

Former COO Litigation

 

On  May 9, 2023, the Company’s former COO, John Dee, filed suit against the Company in the District Court of Harris County, Texas, purporting to assert claims for breach of his change-in-control agreement arising from the Company’s termination of its former CEO James Mastandrea for cause, and is seeking monetary relief in excess of $1 million in damages and equitable relief. The Company denies the claims, has substantial legal and factual defenses against the claims, and intends to vigorously defend against the claims. The Company does not believe a probable loss will be incurred, nor does it anticipate a material adverse effect on its financial position, results of operations, cash flows or liquidity. Therefore, the Company has not recorded a charge as a result of this action.

 

Former CEO Litigation

 

On   February 23, 2022, the Company’s former CEO, James Mastandrea, filed suit against the Company and certain of its trustees (Nandita Berry, Jeff Jones, Jack Mahaffey, and David Taylor) and executives (David Holeman, Christine Mastandrea, and Peter Tropoli) in the District Court of Harris County, Texas, alleging $25 million in damages and equitable relief claims relating to the termination of his employment, including breach of his employment contract, negligence, tortious interference with contract, civil conspiracy, and declaratory judgment. On   September 12, 2022, the claim for breach of fiduciary duty was dismissed and a claim for negligence was added (as to the trustee defendants). 

 

On   December 6, 2023, the District Court of Harris County, Texas granted summary judgement in favor of the Company and dismissed all claims against the Company related to the termination of Mr. Mastandrea.  The court also dismissed all claims against certain of the Company’s trustees and executives. The Court subsequently denied Mr. Mastandrea’s Motion for Reconsideration and For New Trial. On  December 4, 2024, Mr. Mastandrea filed a Notice of Appeal with the 14th Court of Appeals of the State of Texas and filed an appeal brief on  July 28, 2025.

 

The matter was submitted to the 14th Court of Appeals on  January 8, 2026, and a decision is pending.

 

The Company denies the claims, has substantial legal and factual defenses against the claims, and intends to vigorously defend against the claims. The Company does not believe a probable loss will be incurred, nor does it anticipate a material adverse effect on its financial position, results of operations, cash flows or liquidity. Therefore, the Company has not recorded a charge as a result of this action.

 

33

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 

Pillarstone Rights Agreement

 

On  December 26, 2021, the Board of Trustees of Pillarstone REIT adopted a new shareholder rights agreement (the “Pillarstone Rights Agreement”). Because Pillarstone REIT sought to use the Pillarstone Rights Agreement to prevent the Operating Partnership from exercising its contractual Redemption Right, on   July 12, 2022, the Operating Partnership filed suit against Pillarstone REIT in the Court of Chancery of the State of Delaware challenging the Pillarstone Rights Agreement.

 

On  September 8, 2022, the Operating Partnership’s Motion to Preserve the Status Quo was granted by the Court, limiting Pillarstone OP from engaging in any acts outside the ordinary course of business and otherwise imposing restrictions on Pillarstone OP to ensure that Whitestone’s right of redemption is not impaired while the underlying dispute is being considered by the Court. 

 

On   January 25, 2024, the Delaware Court of Chancery: held that Pillarstone breached the implied covenant of good faith and fair dealing when it adopted the Pillarstone Rights Agreement that thwarted the Operating Partnership from exercising the unfettered contractual redemption right it obtained in connection with its investment in the partnership; and the Court held that the Rights Plan was unenforceable as to the limited partner and allowed the Operating Partnership to exercise its redemption right; allowed Pillarstone to determine the current value of the Partnership’s assets; and, as necessary, would later enter a monetary judgment against Pillarstone for the difference between the amount Whitestone would have received in or around    December 2021 and the current value.

 

On   January 25, 2024, the Company exercised its notice of redemption for substantially all of its investment in Pillarstone OP.

 

On   March 4, 2024, Pillarstone REIT filed the Pillarstone Bankruptcies. The automatic stay that temporarily prevents creditors from trying to collect money or seize property from debtors in bankruptcy was lifted in  November 2024 following the Court-approved Plan of Liquidation, and the Company continues to pursue its redemption claim in Delaware.

 

As of   July 23, 2025, the Pillarstone Debtors completed the sale of all of the Pillarstone OP’s properties for net proceeds in the amount of approximately $60 million.

 

third-party Bankruptcy Plan Agent was appointed and granted the sole and exclusive authority to administer the claims related to the Pillarstone Bankruptcy, including the authority to object to the allowance of claims and to enforce, assert, and settle retained causes of action and to direct and cause the Pillarstone Debtors to make all payments and distributions under the bankruptcy plan. the Operating Partnership and the Plan Agent negotiated a resolution of all pending disputes in the Pillarstone Bankruptcies, and on  October 18, 2025, filed a settlement agreement with the Bankruptcy Court to resolve and confirm all issues regarding the Pillarstone Bankruptcies including all claims and causes of action asserted by or that could have been asserted by the Pillarstone Debtors against Whitestone OP and by the Operating Partnership against the Pillarstone Debtors including the Operating Partnership ’s Delaware litigation against Pillarstone REIT and the litigation between Pillarstone OP and the Company (the “Settlement Agreement”). The Settlement Agreement requires Court approval under Bankruptcy Rule 9019. If the Court enters a Final Order approving the Settlement Agreement (the “9019 Order”), the Settlement Agreement shall be effective and binding on the Parties-and each of their respective successors and assigns as of the date of entry (the “Settlement Effective Date”).

 

On  December 10, 2025 the Court approved the Settlement and directed Pillarstone debtors to distribute all funds remaining in the partnership estate following the satisfaction of the claims and Reserve Funds noted above to Whitestone. On  December 12, 2025, the Company received $33.4 million from Pillarstone. Remaining in the debtor’s estate are approximately $6.5 million in cash and reserves for administrative claims, taxes, and general unsecured claims, any excess of which shall be distributed to the Company.        

 

The Settlement Agreement directs the Partnership to distribute all funds remaining after the payment of $4.05 million to Pillarstone Capital REIT and a reserve of $2.5 million for claims, taxes and administrative expenses to Whitestone. The Settlement Agreement establishes three reserve funds using the partnership estate funds in the aggregate amount of $2.5 million to support the Plan Agent's claim administration process (the “Reserve Funds”). Remaining in the Pillarstone estate, after the $33.4 million distribution to Whitestone and the $4.05 million distribution to Pillarstone Capital REIT, is approximately $4.0 million in cash and $2.5 million in reserves. Whitestone expects to receive approximately $4.0 million in cash and any excess from the $2.5 million in reserves in 2026. These amounts are in addition to a $13.6 million payment made to Whitestone related to Whitestone’s secured claim for the Uptown Tower guaranty payment.

 

On  December 12, 2025, The Company received $33.4 million from Pillarstone Capital REIT Operating Partnership, L.P. (the “Partnership”) following the Bankruptcy court’s, approval of the settlement agreement under Bankruptcy Rule 9019.

 

We are subject to various legal proceedings and claims that arise in the ordinary course of business.  These matters are generally covered by insurance.  While the resolution of these matters cannot be predicted with certainty, management believes the final outcome of such matters will not have a material adverse effect on our financial position, results of operations, cash flows or liquidity.

 

 

 

34

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
 

18.  SUBSEQUENT EVENTS 

 

Entry into Merger Agreement

 

On April 8, 2026, the Company entered into an Agreement and Plan of Merger (the “Merger Agreement”) by and among the Operating Partnership, AREG Wizard Parent LP (“Parent”), AREG Wizard Intermediate LP (“Merger Sub”), and AREG Wizard Operating Partnership LP (“Merger OP” and, collectively with Parent and Merger Sub, the “Parent Parties”). The Merger Agreement provides that, upon the terms and subject to the conditions set forth therein and in accordance with Maryland REIT Law and the Delaware Revised Uniform Limited Partnership Act, Merger OP will merge with and into the Operating Partnership (the “Partnership Merger”), and, immediately following the Partnership Merger, the Company will merge with and into Merger Sub (the “Company Merger” and, together with the Partnership Merger, the “Mergers”). Upon completion of the Partnership Merger, the Operating Partnership will survive, and the separate existence of Merger OP will cease. Upon completion of the Company Merger, Merger Sub will survive (the “Surviving Company”) as a wholly owned subsidiary of Parent, and the separate existence of the Company will cease.

 

Pursuant to the terms and conditions in the Merger Agreement, at the effective time of the Company Merger (as defined in the Merger Agreement), each common share of beneficial interest, par value $0.001 per share, of the Company other than Excluded Shares (as defined in the Merger Agreement), that is issued and outstanding immediately prior to the Company Merger Effective Time (as defined in the Merger Agreement), will be automatically cancelled and converted into the right to receive an amount in cash equal to $19.00, without interest. Additionally, pursuant to the terms and conditions in the Merger Agreement, at the effective time of the Partnership Merger (the “Partnership Merger Effective Time”), each outstanding OP unit of partnership interest of the Operating Partnership (a “Partnership OP Unit”), other than Partnership OP Units held by the Company and its subsidiaries, that is issued and outstanding immediately prior to the Partnership Merger Effective Time will be converted into, and will be cancelled in exchange for, the right to receive an amount in cash equal to the Merger Consideration, without interest.

 

The Merger Agreement was unanimously approved by the Company’s Board of Trustees and is subject to certain customary closing conditions, including the approval of the Company Merger by the Company’s shareholders.

 

The Company has made customary representations, warranties and covenants in the Merger Agreement, including, among others, covenants to use its commercially reasonable efforts to conduct its business in the ordinary course during the period between the date of the Merger Agreement and the Closing Date, subject to certain exceptions. During the term of the Merger Agreement, the Company may not pay dividends, except for dividends declared prior to the date of the Merger Agreement, the minimum amount of dividends required for the Company to maintain its status as a real estate investment trust, and the regular quarterly dividend declared by the Board in the amount of $0.1425 per share, payable on June 29, 2026, to shareholders of record as of the close of business on June 17, 2026.

 

If the Mergers are consummated, the Company Common Shares will be delisted from the New York Stock Exchange and deregistered under the Exchange Act.

 

The Merger Agreement provides that, upon termination of the Merger Agreement by the Company or Parent in certain customary circumstances, including termination by the Company due to Company Adverse Recommendation Change (as defined in the Merger Agreement) and subsequent entry into a definitive agreement providing for a Company Superior Proposal (as defined in the Merger Agreement), and termination by Parent following a Company Adverse Recommendation Change or the Company’s intentional and material breach of the “no shop”, a fee of $36,000,000 will be payable by the Company to Parent.

 

The Merger Agreement also provides that, in certain customary circumstances, including the termination of the Merger Agreement following a failure by Parent to consummate the Mergers in breach of the Merger Agreement, subject to certain conditions, Parent would be required to pay the Company a termination fee of $77,000,000.

 

Additional information regarding the Merger Agreement and the proposed Mergers is included in the Company’s Current Report on Form 8-K filed with the SEC on April 9, 2026.

 

Amendment to Bylaws

 

On April 8, 2026, in connection with the execution of the Merger Agreement, the Board adopted the Amendment No 3. to the Amended and Restated Bylaws of the Company (the “Bylaw Amendment”). The Bylaw Amendment adds an exclusive forum provision providing that, unless the Company consents in writing to an alternative forum, the Circuit Court for Baltimore City, Maryland, (or, if the Circuit Court for Baltimore City, Maryland, does not have jurisdiction, the U.S. District Court for the District of  Maryland, Northern Division), to the fullest extent permitted by law, shall be the sole and exclusive forum for certain state corporate law or shareholder derivative actions, and that the federal district courts of the United States shall be the sole and exclusive forum for the resolution of any complaint asserting a cause of action arising under the Securities Act.

 

Indemnification Agreement

 

On April 8, 2026, in connection with the execution of the Merger Agreement, the Board approved a new standard form of indemnification agreement (the “Indemnification Agreement”), and the Company entered into such with each of its trustees and executive officers. The Indemnification Agreement provides, among other things, that the Company will indemnify the trustees and executive officers, under the circumstances and to the extent provided for therein, for certain expenses, including attorneys’ fees, judgments, fines and settlement amounts incurred by a trustee or executive officer in any action or proceeding arising out of his or her service as a trustee or officer of the Company or any other company or enterprise to which he or she provides services at the Company’s request.

 

Disposition of properties

 

On  April 20, 2026, we completed the sale of Town Park, located in Houston, Texas, for $16.5 million.     

 

On April 10, 2026, we completed the sale of South Shaver Plaza, located in Houston, Texas, for $5.7 million. 

 

Incentive Share Plan

 

On April 1, 2026, an aggregate of 185,639 TSR Units and 151,434 time-based restricted common share units under the amended 2018 Plan were awarded to certain of our employees. Vesting of the TSR Units is contingent upon achieving Total Shareholder Return relative to the peer group defined in the TSR Unit award agreements over a three-year performance period. At the end of the performance period, the number of common shares awarded for each vested TSR Unit will vary from 0% to 200% depending on the Company’s TSR Peer Group Ranking. Continued employment is required through the vesting date. The grant date fair value for each TSR Unit of $18.98 was determined using the Monte Carlo simulation method and is being recognized as share-based compensation expense ratably from the  April 1, 2026 grant date to the end of the performance period, December 31, 2028. The Monte Carlo simulation model utilizes multiple input variables that determine the probability of satisfying the market condition stipulated in the award grant and calculates the fair value of the award. Expected volatilities utilized in the model were estimated using a historical period consistent with the performance period of approximately three years. The risk-free interest rate was based on the United States Treasury rate for a term commensurate with the expected life of the grant. The time-based restricted common share units have a grant date fair value of $14.98 and vest annually in three equal installments.

 

35

WHITESTONE REIT AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
March 31, 2026
(Unaudited)
  
 
 

Item 2.  Managements Discussion and Analysis of Financial Condition and Results of Operations. 

 

You should read the following discussion of our financial condition and results of operations in conjunction with our unaudited consolidated financial statements and the notes thereto included in this Quarterly Report on Form 10-Q (this “Report”), and the consolidated financial statements and the notes thereto and “Management’s Discussion and Analysis of Financial Condition and Results of Operations” contained in our Annual Report on Form 10-K for the year ended December 31, 2025.  For more detailed information regarding the basis of presentation for the following information, you should read the notes to the unaudited consolidated financial statements included in this Report.

 

Forward-Looking Statements

 

This Report contains forward-looking statements within the meaning of the federal securities laws, including discussion and analysis of our financial condition, pending acquisitions and the impact of such acquisitions on our financial condition and results of operations, anticipated capital expenditures required to complete projects, amounts of anticipated cash distributions to our shareholders in the future and other matters.  These forward-looking statements are not historical facts but are the intent, belief or current expectations of our management based on its knowledge and understanding of our business and industry.  Forward-looking statements are typically identified by the use of terms such as “may,” “will,” “should,” “potential,” “predicts,” “anticipates,” “expects,” “intends,” “plans,” “believes,” “seeks,” “estimates” or the negative of such terms and variations of these words and similar expressions, although not all forward-looking statements include these words.  These statements are not guarantees of future performance and are subject to risks, uncertainties and other factors, some of which are beyond our control, are difficult to predict and could cause actual results to differ materially from those expressed or forecasted in the forward-looking statements.

 

Forward-looking statements that were true at the time made may ultimately prove to be incorrect or false.  You are cautioned not to place undue reliance on forward-looking statements, which reflect our management’s view only as of the date of this Report.  We undertake no obligation to update or revise forward-looking statements to reflect changed assumptions, the occurrence of unanticipated events or changes to future operating results.

 

Factors that could cause actual results to differ materially from any forward-looking statements made in this Report include:

 

 

the imposition of federal income taxes if we fail to qualify as a real estate investment trust (“REIT”) in any taxable year or forego an opportunity to ensure REIT status;

 

uncertainties related to the national economy and the real estate industry, both in general and in our specific markets;

 

legislative or regulatory changes, including changes to laws governing REITs;

 

adverse economic or real estate developments or conditions in Texas or Arizona, Houston, Dallas, and Phoenix in particular, including the potential impact of inflation or public health emergencies on our tenants’ ability to pay their rent, which could result in bad debt allowances or straight-line rent reserve adjustments;

 

our current geographic concentration in the Houston, Dallas, and Phoenix metropolitan area markets makes us susceptible to potential local economic downturns;

 

increases in interest rates, including as a result of inflation, which may increase our operating costs or general and administrative expenses;

 

natural disasters, such as floods and hurricanes, which may increase as a result of climate change may adversely affect our returns and adversely impact our existing and prospective tenants;

 

increasing focus by stakeholders on environmental, social and governance matters;

 

financial institution disruptions;

 

availability and terms of capital and financing, both to fund our operations and to refinance our indebtedness as it matures;

 

decreases in rental rates or increases in vacancy rates;

 

harm to our reputation, ability to do business and results of operations as a result of improper conduct by our employees, agents or business partners;

 

litigation risks;

 

lease-up risks, including leasing risks arising from exclusivity and consent provisions in leases with significant tenants;

 

our inability to renew tenant leases or obtain new tenant leases upon the expiration of existing leases;

 

risks related to generative artificial intelligence tools and language models, along with the potential interpretations and conclusions they might make regarding our business and prospects, particularly concerning the spread of misinformation;

 

our inability to generate sufficient cash flows due to market conditions, competition, uninsured losses, changes in tax or other applicable laws;

 

geopolitical instability, such as the ongoing conflict between Russia and Ukraine, the conflict in the Gaza Strip and unrest in the Middle East;

 

the need to fund tenant improvements or other capital expenditures out of our operating cash flow;

 

the risk that we are unable to raise capital for working capital, acquisitions or other uses on attractive terms or at all;

 

disruptions to our business and financial results as a result of shareholder activism efforts or unsolicited offers from third-parties;

 

delays in or failure to complete the Mergers (as defined herein), whether due to an inability by either party to satisfy one or more conditions to closing, the occurrence of events or changes in circumstances that give rise to the termination of the Merger Agreement (as defined herein) by either party, or otherwise;

 

the failure to satisfy any of the conditions to the consummation of the Mergers, including the approval of the Company Merger by the Company’s shareholders;

 

the occurrence of any event, change or other circumstance or condition that could give rise to the termination of the Merger Agreement, including in circumstances requiring the Company to pay a termination fee;

 

the effect of the announcement or pendency of the proposed Mergers on the Company’s business relationships, including relationships with tenants and suppliers, operating results and business generally;

 

 

36

 

 

 

risks that the proposed transaction disrupts the Company’s current plans and operations;

 

the Company’s ability to retain and hire key personnel in light of the proposed Mergers or otherwise;

 

risks related to diverting management’s attention from the Company’s ongoing business operations, unexpected costs, charges or expenses resulting from the proposed transaction;

 

potential litigation or other proceedings relating to the Mergers that could be instituted against the parties to the Merger Agreement, including the Company the Operating Partnership, or their affiliates, respective directors, managers or officers, including the costs of such proceedings and the effects of any outcomes related thereto;

 

continued availability of capital and financing and rating agency actions;

 

certain restrictions during the pendency of the transaction that may impact the Company’s ability to pursue certain business opportunities or strategic transactions;

 

unpredictability and severity of catastrophic events, including but not limited to acts of terrorism, war, hostilities, epidemics or pandemics, as well as management’s response to any of the aforementioned factors, and their potential to disrupt or delay the closing of the transactions; and

 

the possible failure of the Company to maintain its qualification as a REIT and the risk of changes in laws affecting REITs.

 

The forward-looking statements should be read in light of these factors and the factors identified in the “Risk Factors” section of our Annual Report on Form 10-K for the year ended December 31, 2025, as previously filed with the Securities and Exchange Commission (“SEC”).

 

Overview 

 

We are a fully-integrated real estate company that owns and operates commercial properties in culturally diverse markets in major metropolitan areas. Founded in 1998, we are internally managed with a portfolio of commercial properties in Texas and Arizona.

 

In October 2006, we adopted a strategic plan to acquire, redevelop, own and operate Community Centered Properties®.  We define Community Centered Properties® as visibly located properties in established or developing culturally diverse neighborhoods in our target markets. We market, lease and manage our centers to match tenants with the shared needs of the surrounding neighborhood.  Those needs may include specialty retail, grocery, restaurants and medical, educational and financial services.  Our goal is for each property to become a Whitestone-branded retail community that serves a neighboring five-mile radius around our property.  We employ and develop a diverse group of associates who understand the needs of our multi-cultural communities and tenants.

 

We serve as the general partner of the Operating Partnership, which was formed on December 31, 1998 as a Delaware limited partnership. We currently conduct substantially all of our operations and activities through the Operating Partnership. As the general partner of the Operating Partnership, we have the exclusive power to manage and conduct the business of the Operating Partnership, subject to certain customary exceptions.

 

Entry into Merger Agreement

 

On April 8, 2026, the Company entered into an Agreement and Plan of Merger (the “Merger Agreement”) by and among the Operating Partnership, AREG Wizard Parent LP (“Parent”), AREG Wizard Intermediate LP (“Merger Sub”), and AREG Wizard Operating Partnership LP (“Merger OP” and, collectively with Parent and Merger Sub, the “Parent Parties”). The Merger Agreement provides that, upon the terms and subject to the conditions set forth therein and in accordance with Maryland REIT Law and the Delaware Revised Uniform Limited Partnership Act, Merger OP will merge with and into the Operating Partnership (the “Partnership Merger”), and, immediately following the Partnership Merger, the Company will merge with and into Merger Sub (the “Company Merger” and, together with the Partnership Merger, the “Mergers”). Upon completion of the Partnership Merger, the Operating Partnership will survive, and the separate existence of Merger OP will cease. Upon completion of the Company Merger, Merger Sub will survive (the “Surviving Company”) as a wholly owned subsidiary of Parent, and the separate existence of the Company will cease.

 

The Merger Agreement was unanimously approved by the Company’s Board of Trustees and is subject to certain customary closing conditions, including the approval of the Company Merger by the Company’s shareholders. For more information regarding the previously announced Mergers, see Note 18 to the accompanying Consolidated Financial Statements included elsewhere in this Quarterly Report on Form 10-Q.

 

Portfolios

 

As of March 31, 2026, we wholly owned 57 commercial properties consisting of:

 

Consolidated Operating Portfolio

 

 

52 wholly owned properties that meet our Community Centered Properties® strategy, including one land parcel subject to a ground lease, containing approximately 4.9 million square feet of gross leasable area (“GLA”) and having a total carrying amount (net of accumulated depreciation) of $1.07 billion; and

 

Redevelopment, New Acquisitions Portfolio

 

 

five parcels of land held for future development that meet our Community Centered Properties® strategy having a total carrying value of $23.7 million.

 

As of March 31, 2026, we had an aggregate of 1,448 tenants.  We have a diversified tenant base with our largest tenant comprising only 2.1% of our annualized rental revenues for the three months ended March 31, 2026.  Lease terms for our properties range from less than one year for smaller tenants to over 15 years for larger tenants.  Our leases include minimum monthly lease payments and generally provide for tenant reimbursements for payment of taxes, insurance and maintenance. We completed 61 new and renewal leases during the three months ended March 31, 2026, totaling 245,053 square feet and approximately $32.4 million in total lease value.  This compares to 84 new and renewal leases totaling 199,610 square feet and approximately $31.3 million in total lease value during the same period in 2025. 

 

We employed 70 full-time employees as of March 31, 2026. As an internally managed REIT, we bear our own expenses of operations, including the salaries, benefits and other compensation of our employees, office expenses, legal, accounting, and investor relations expenses and other overhead costs.

 

37

 

Real Estate Partnership

 

As of March 31, 2026, our ownership in Pillarstone Capital REIT Operating Partnership LP (“Pillarstone” or “Pillarstone OP”) no longer represents a majority interest. On January 25, 2024, we exercised a notice of redemption for substantially all of our investment in Pillarstone OP. On March 4, 2024, Pillarstone Capital REIT (“Pillarstone REIT”) authorized and filed a Chapter 11 bankruptcy (the “Pillarstone Bankruptcies”) of itself, Pillarstone OP, and all of its remaining special purpose entities in the United States Bankruptcy Court for the Northern District of Texas (the “Bankruptcy Court”). We filed a claim in the “Pillarstone Bankruptcies” for the value of our redemption claim along with interest and other costs. On December 12, 2025, we received $33.4 million dollars from Pillarstone OP pursuant to a settlement agreement approved by the Bankruptcy court under Bankruptcy Rule 9019. The settlement agreement directs Pillarstone OP to distribute to us all funds remaining after a payment of $4.05 million to Pillarstone REIT and a reserve of $2.5 million for claims, taxes and administrative expenses. After the $4.05 million payment is made to Pillarstone REIT, we expect to receive approximately $4.0 million in cash and any excess from the $2.5 million in reserves in 2026.

 

Inflation

 

We anticipate that the majority of our leases will continue to be triple-net leases or otherwise provide that tenants pay for increases in operating expenses and will contain provisions that we believe will mitigate the effect of inflation. In addition, many of our leases are for terms of less than five years, which allows us to adjust rental rates to reflect inflation and other changing market conditions when the leases expire. Consequently, increases due to inflation, as well as ad valorem tax rate increases, generally do not currently have a significant adverse effect upon our operating results.

 

Rising Interest Rates

 

As of March 31, 2026, $79.8 million, or approximately 12% of our outstanding debt, was subject to floating interest rates of Secured Overnight Financing Rate (“SOFR”) plus 1.30% to 1.90% credit spread adjustment and not currently subject to a hedge. The impact of a 1% increase or decrease in interest rates on our non-hedged variable rate debt would result in a decrease or increase of annual net income of approximately $0.8 million, respectively.

 

How We Derive Our Revenue

 

Substantially all of our revenue is derived from rents received from leases at our properties. We had total revenues of approximately $41.4 million and $38.0 million for the three months ended March 31, 2026 and 2025, respectively. 

 

Rental Income 

 

We expect our rental income to increase year-over-year due to the addition of properties and rent increases on renewal leases. The amount of net rental income generated by our properties depends principally on our ability to maintain the occupancy rates of currently leased space and to lease currently available space, newly acquired properties with vacant space, and space available from unscheduled lease terminations. The amount of rental income we generate also depends on our ability to maintain or increase rental rates in our submarkets. During the three months ended March 31, 2026 and 2025, we recorded an adjustment to rental revenue for bad debt, exclusive of straight-line rent reserve adjustments, resulting in a $0.5 million and $0.3 million decrease in revenue, respectively. The three months ended March 31, 2026 included 7 cash basis tenants, resulting in a decrease in rental revenue for straight-line rent adjustments of $0.1 million and a decrease to rental revenue for bad debt adjustments of less than $0.1 million. The three months ended March 31, 2025 included 11 cash basis tenants, resulting in a decrease to rental revenue for straight-line rent adjustment of $0.2 million and a decrease to rental revenue for bad debt adjustments of $0.1 million. 

 

38

 

Scheduled Lease Expirations

 

We tend to lease space to smaller businesses that desire shorter term leases. As of March 31, 2026, approximately 26% of our GLA was subject to leases that expire prior to December 31, 2027.  Over the last three calendar years, we have renewed expiring leases with respect to approximately 69% of our GLA. We routinely seek to renew leases with our existing tenants prior to their expiration and typically begin discussions with a tenant as early as 24 months prior to the expiration date of the existing lease. Inasmuch as our early renewal program and other leasing and marketing efforts target these expiring leases, we work to re-lease most of that space prior to expiration of the leases. In the markets in which we operate, we obtain and analyze market rental rates through review of third-party publications, which provide market and submarket rental rate data and through inquiry of property owners and property management companies as to rental rates being quoted at properties that are located in close proximity to our properties and we believe display similar physical attributes as our nearby properties. We use this data to negotiate leases with new tenants and renew leases with our existing tenants at rates we believe to be competitive in the markets for our individual properties. Due to the short term nature of our leases, and based upon our analysis of market rental rates, we believe that, in the aggregate, our current leases are at market rates. Market conditions, including new supply of properties and competition, and macroeconomic conditions in our markets and nationally affecting tenant income, such as employment levels, business conditions, interest rates, tax rates, fuel and energy costs and other matters, could adversely impact our renewal rate and/or the rental rates we are able to negotiate. We continue to monitor our tenants’ operating performances as well as overall economic trends to evaluate any future negative impact on our renewal rates and rental rates, which could adversely affect our cash flow and ability to make distributions to our shareholders.

 

Acquisitions

 

We seek to grow our GLA through the acquisition of additional properties, and we are carefully evaluating development and redevelopment activities on a case-by-case basis. We have extensive relationships with community banks, attorneys, title companies, and others in the real estate industry, which we believe enables us to take advantage of these market opportunities and maintain an active acquisition pipeline.

 

Property Acquisitions, Dispositions and Development

 

We seek to acquire commercial properties in high-growth markets. Our acquisition targets are properties that fit our Community Centered Properties® strategy.  We may acquire properties in other high-growth cities in the future. As part of our ongoing commitment to our Community Centered Properties® strategy and in pursuit of expanding our commercial property portfolio in high-growth markets, we have carefully evaluated and identified certain non-core properties for divestment, allowing us to reallocate resources towards acquiring properties that align more closely with our long-term growth objectives.

 

On March 5, 2026, we acquired Dunlap Crossings, a property that meets our Community Centered Property® strategy, for $0.8 million in cash and net prorations. Dunlap Crossings, a 3,400 square foot property, was 70.6% leased at the time of purchase and is located in Phoenix, Arizona. The funding for this acquisition was provided by our credit facility.

 

On November 6, 2025, we acquired World Cup Plaza, a property that meets our Community Centered Property® strategy, for $34.1 million in cash and net prorations. World Cup Plaza, a 90,391 square foot property, was 87% leased at the time of purchase and is located in Frisco, Texas. The acquisition was funded with a combination of borrowings under the Company’s revolving credit facility and the assumption of mortgage indebtedness secured by the property.

 

On October 31, 2025, we acquired Ashford Village, a property that meets our Community Centered Property® strategy, for $21.7 million in cash and net prorations. Ashford Village, a 81,519 square foot property, was 99.6% leased at the time of purchase and is located in Houston, Texas. The funding for this acquisition was provided by our credit facility.

 

On July 11, 2025, we acquired 1730 S Val Vista, a pad that meets our Community Centered Property® strategy, for $3.5 million in cash and net prorations. 1730 S Val Vista is located in Mesa, Arizona. The funding for this acquisition was provided by our credit facility.

 

              On   June 16, 2025, we acquired South Hulen Shopping Center, a property that meets our Community Centered Property® strategy, for $32.4 million in cash and net prorations. South Hulen Shopping Center, a 86,907 square foot property, was 96.4% leased at the time of purchase and is located in Fort Worth, Texas. The funding for this acquisition was provided by our credit facility.

 

              On May 5, 2025, we acquired San Clemente, a property that meets our Community Centered Property® strategy, for $12 million in cash and net prorations. San Clemente, a 31,832 square foot property, was 85.8% leased at the time of purchase and is located in Austin, Texas. The funding for this acquisition was partially obtained through a 1031 exchange transaction, utilizing the proceeds from the sale of our Providence property in accordance with Section 1031 of the Internal Revenue Code.

 

On December 4, 2025, we completed the sale of Kempwood Plaza, located in Houston, Texas, for $18.6 million. We recorded a gain on sale of $15.8 million.         

 

On September 25, 2025, we completed the sale of Sugar Park Plaza, located in Houston, Texas, for $20.8 million. We recorded a gain on sale of $14.0 million. 

 

On June 27, 2025, we completed the sale of Woodlake Plaza, located in Houston, Texas, for $4.5 million. We recorded a gain on sale of $0.2 million. 

 

We have not included properties sold in 2025 in discontinued operations as they did not meet the definition of discontinued operations.

 

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Leasing Activity 

 

As of March 31, 2026, we owned 57 properties with 4,860,908 square feet of GLA and, as of March 31, 2026 and March 31, 2025, our occupancy rate for all properties was approximately 94% and 93%, respectively. The following is a summary of our leasing activity for the three months ended March 31, 2026:

 

   

Number of Leases Signed

   

GLA Signed

   

Weighted Average Lease Term (2)

   

TI and Incentives per Sq. Ft. (3)

   

Contractual Rent Per Sq. Ft. (4)

   

Prior Contractual Rent Per Sq. Ft. (5)

   

Straight-lined Basis Increase (Decrease) Over Prior Rent

 

Comparable (1)

                                                       

Renewal Leases

    36       107,988       3.9     $ 2.11     $ 28.38     $ 26.42       22.3 %

New Leases

    10       25,112       5.8       27.87       33.82       28.52       32.5 %

Total

    46       133,100       4.3     $ 6.97     $ 29.41     $ 26.82       24.4 %

 

   

Number of Leases Signed

   

GLA Signed

   

Weighted Average Lease Term (2)

   

TI and Incentives per Sq. Ft. (3)

   

Contractual Rent Per Sq. Ft. (4)

 

Total

                                       

Renewal Leases

    40       145,754       3.1     $ 1.63     $ 32.19  

New Leases

    21       99,299       8.1       37.00       23.48  

Total

    61       245,053       5.1     $ 15.97     $ 28.66  

 

(1)

Comparable leases represent leases signed on spaces for which there was a former tenant within the last twelve months and the new or renewal square footage was within 25% of the expired square footage.

 

(2)

Weighted average lease term is determined on the basis of square footage.

 

(3)

Estimated amount per signed leases. Actual cost of construction may vary. Does not include first generation costs for tenant improvements (“TI”) and leasing commission costs needed for new acquisitions or redevelopment of a property to bring to operating standards for its intended use.

 

(4)

Contractual minimum rent under the new lease for the first month, excluding concessions.

 

(5)

Contractual minimum rent under the prior lease for the final month.

 

Critical Accounting Policies and Estimates

 

In preparing the consolidated financial statements, we have made estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amounts of revenue and expenses during the reported periods. Actual results may differ from these estimates.  A summary of our critical accounting policies is included in our Annual Report on Form 10-K for the year ended December 31, 2025, under “Management’s Discussion and Analysis of Financial Condition and Results of Operations.”  There have been no significant changes to policies during the three months ended March 31, 2026. For disclosure regarding recent accounting pronouncements and the anticipated impact they will have on our operations, please refer to Note 2 to the consolidated financial statements included in our Annual Report on Form 10-K for the year ended December 31, 2025.

 

40

 

Results of Operations 

 

 

Comparison of the Three Months Ended March 31, 2026 and 2025

 

The following table provides a general comparison of our results of operations and other metrics for the three months ended March 31, 2026 and 2025 (dollars in thousands, except per share and per OP unit amounts):

 

   

Three Months Ended March 31,

 
   

2026

   

2025

 

Number of properties owned and operated

    57       55  

Aggregate GLA (sq. ft.)

    4,860,908       4,863,562  

Ending occupancy rate

    94 %     93 %
                 

Total revenues

  $ 41,386     $ 38,003  

Total operating expenses

    28,471       26,031  

Total other expenses

    8,590       8,097  

Income before income tax

    4,325       3,875  

Provision for income tax

    (132 )     (127 )

Net income

    4,193       3,748  

Less: Net income attributable to noncontrolling interests

    51       47  

Net income attributable to Whitestone REIT

  $ 4,142     $ 3,701  
                 

Funds from operations(1)

  $ 14,367     $ 13,148  

Property net operating income(2)

    28,899       26,739  

Distributions paid on common shares and OP units

    7,378       6,932  

Distributions per common share and OP unit

  $ 0.1425     $ 0.1350  

Distributions paid as a percentage of funds from operations

    51 %     53 %

 

(1)

For an explanation and reconciliation of funds from operations, a Non-GAAP metric, to net income, see “—Reconciliation of Non-GAAP Financial Measures—Funds From Operations (“FFO”)” below.

 

(2)

For an explanation and reconciliation of property net operating income, a Non-GAAP metric, to net income, see “—Reconciliation of Non-GAAP Financial Measures—Property Net Operating Income (“NOI”)” below.

 

41

 

We define “Same Store” as properties that have been owned for the entire period being compared. For purposes of comparing the three months ended March 31, 2026 to the three months ended March 31, 2025, Same Store includes properties owned during the entire period from January 1, 2025 to March 31, 2026. We define “Non-Same Store” as properties acquired since the beginning of the period being compared and properties that have been sold, but not classified as discontinued operations.

 

Revenues. The primary components of revenue are detailed in the table below (in thousands, except percentages):

 

   

Three Months Ended March 31,

                 

Revenue

 

2026

   

2025

   

Change

   

% Change

 

Same Store

                               

Rental revenues (1)

  $ 27,233     $ 26,345     $ 888       3 %

Recoveries (2)

    11,287       10,151       1,136       11 %

Bad debt

    (460 )     (313 )     (147 )     47 %

Total rental

    38,060       36,183       1,877       5 %

Other revenues

    490       601       (111 )     (18 )%

Same Store Total

    38,550       36,784       1,766       5 %
                                 

Non-Same Store

                               

Rental revenues (3)

    1,899       860       1,039       121 %

Recoveries (3)

    965       358       607       170 %

Bad debt (3)

    (30 )     (6 )     (24 )     400 %

Total rental

    2,834       1,212       1,622       134 %

Other revenues (3)

    2       7       (5 )     (71 )%

Non-Same Store Total

    2,836       1,219       1,617       133 %
                                 

Total revenue

  $ 41,386     $ 38,003     $ 3,383       9 %

 

(1)

The Same Store rental revenues increase of $888,000 was driven by an $882,000 increase from higher average rent per leased square foot, from $24.47 to $25.29 and a $6,000 increase from higher average leased square footage, from 4,306,626 to 4,307,672. Same Store rental revenues also include straight-line rent write offs for tenants converted to cash basis accounting, representing a decrease of $138,000 and a decrease of $195,000 for the three months ended March 31, 2026 and 2025, respectively.

 

(2)

The Same Store recoveries revenue increase of $1,136,000 is primarily attributable to increases in operating expenses and increase in recoverability of expenses from the increased occupancy at our properties.

 

(3)

Non-Same Store rental revenue includes San Clemente (acquired on May 5, 2025), South Hulen (acquired on June 16, 2025), Woodlake Plaza (sold on June 27, 2025), 1730 S Val Vista (acquired on July 11, 2025), Sugar Park Plaza (sold on September 25, 2025), Kempwood Plaza (sold on December 4, 2025), Ashford Village (acquired on October 31, 2025), World Cup Plaza (acquired on November 6, 2025), and Dunlap Crossing (acquired on March 3, 2026).

 

42

 

Operating expenses. The primary components of operating expenses for the three months ended March 31, 2026 and 2025 are detailed in the table below (in thousands, except percentages):

 

   

Three Months Ended March 31,

                 

Operating Expenses

 

2026

   

2025

   

Change

   

% Change

 

Same Store

                               

Operating and maintenance (1)

  $ 6,915     $ 6,588     $ 327       5 %

Real estate taxes

    4,709       4,099       610       15 %

Same Store total

    11,624       10,687       937       9 %
                                 

Non-Same Store

                               

Operating and maintenance (2)

    445       424       21       5 %

Real estate taxes (2)

    418       153       265       173 %

Non-Same Store total

    863       577       286       50 %

Depreciation and amortization

    9,974       9,324       650       7 %

General and administrative (3)

    6,010       5,443       567       10 %

Total operating expenses

  $ 28,471     $ 26,031     $ 2,440       9 %

 

(1)

The operating and maintenance expense increase is attributable to increased contract services costs of $192,000, increased utility costs of $108,000, increased other costs of $27,000.

  

(2)

Non-Same Store rental expense includes San Clemente (acquired on May 5, 2025), South Hulen (acquired on June 16, 2025), Woodlake Plaza (sold on June 27, 2025), 1730 S Val Vista (acquired on July 11, 2025), and Sugar Park Plaza (sold on September 25, 2025), Kempwood Plaza (sold on December 4, 2025), Ashford Village (acquired on October 31, 2025), World Cup Plaza (acquired on November 6, 2025), and Dunlap Crossing (acquired on March 6, 2026) .

 

(3)

The general and administrative expense increase is attributable to an increased payroll cost of $490,000, increased office expenses of $237,000, decreased legal fees of $206,000, increased share-based compensation of $142,000, and decreased other costs of $96,000.

 

43

 

Other expenses (income). The primary components of other expenses (income) for the three months ended March 31, 2026 and 2025 are detailed in the table below (in thousands, except percentages):

 

   

Three Months Ended March 31,

                 

Other Expenses (Income)

 

2026

   

2025

   

Change

   

% Change

 
                                 

Interest expense (1)

  $ 8,384     $ 8,097     $ 287       4 %

Loss on disposal of assets, net

    215       100       115       115 %

Interest, dividend and other investment income

    (9 )     (100 )     91       (91 )%

Total other expenses

  $ 8,590     $ 8,097     $ 493       6 %

 

(1)

The $287,000 increase in interest expense is primarily attributable to a decrease in our effective interest rate to 4.87% for the three months ended March 31, 2026 as compared to 4.91% for the three months ended March 31, 2025, resulting in a $77,000 decrease in interest expense and increase of our average outstanding notes payable balance by $13.1 million, resulting in a $161,000 increase in interest expense. The increase is also attributable to an increased amortization of deferred financing costs related to our debt, which was approximately $203,000. 

 

Same Store net operating income. The components of Same Store net operating income is detailed in the table below (in thousands, except percentages):

 

   

Three Months Ended March 31,

   

Increase

   

% Increase

 
   

2026

   

2025

   

(Decrease)

   

(Decrease)

 

Same Store (47 properties, excluding development land)

                               

Property revenues

                               

Rental

  $ 38,060     $ 36,183     $ 1,877       5 %

Management, transaction and other fees

    490       601       (111 )     (18 )%

Total property revenues

    38,550       36,784       1,766       5 %
                                 

Property expenses

                               

Property operation and maintenance

    6,915       6,588       327       5 %

Real estate taxes

    4,709       4,099       610       15 %

Total property expenses

    11,624       10,687       937       9 %
                                 

Total property revenues less total property expenses

    26,926       26,097       829       3 %
                                 

Same Store straight-line rent adjustments

    (489 )     (564 )     75       (13 )%

Same Store amortization of above/below market rents

    (290 )     (206 )     (84 )     41 %

Same Store lease termination fees

    (302 )     (426 )     124       (29 )%
                                 

Same Store NOI(1)

  $ 25,845     $ 24,901     $ 944       3.8 %

 

(1)

For an explanation and reconciliation of property net operating income, a non-GAAP metric, to net income, see “Reconciliation of Non-GAAP Financial Measures—Property Net Income (“NOI”)” below.

 

44

 

   

Three Months Ended March 31,

 

PROPERTY NET OPERATING INCOME (“NOI”)

 

2026

   

2025

 

Net income attributable to Whitestone REIT

  $ 4,142     $ 3,701  

General and administrative expenses

    6,010       5,443  

Depreciation and amortization

    9,974       9,324  

Interest expense

    8,384       8,097  

Interest, dividend and other investment income

    (9 )     (100 )

Provision for income tax

    132       127  

Loss on disposal of assets, net

    215       100  

Net income attributable to noncontrolling interests

    51       47  

NOI

  $ 28,899     $ 26,739  

Non-Same Store NOI (1)

    (1,973 )     (642 )

NOI less Non-Same Store NOI and NOI of real estate partnership (pro rata)

    26,926       26,097  

Same Store straight-line rent adjustments

    (489 )     (564 )

Same Store amortization of above/below market rents

    (290 )     (206 )

Same Store lease termination fees

    (302 )     (426 )

Same Store NOI (2)

  $ 25,845     $ 24,901  

 

(1)

We define “Non-Same Store” as properties that have been acquired since the beginning of the period being compared and properties that have been sold, but not classified as discontinued operations. For purposes of comparing the three months ended March 31, 2026 to the three months ended March 31, 2025, Non-Same Store includes properties acquired between January 1, 2025 and March 31, 2026 and properties sold between January 1, 2025 and March 31, 2026, but not included in discontinued operations.

 

(2)

We define “Same Store” as properties that have been owned during the entire period being compared. For purposes of comparing the three months ended March 31, 2026 to the three months ended March 31, 2025, Same Store includes properties owned before January 1, 2025 and not sold before March 31, 2026. Straight-line rent adjustments, above/below market rents, and lease termination fees are excluded.

 

45

 

Reconciliation of Non-GAAP Financial Measures

 

Funds From Operations (FFO) and Core FFO

 

The National Association of Real Estate Investment Trusts (“NAREIT”) defines FFO as net income available to Whitestone REIT (calculated in accordance with GAAP), excluding depreciation and amortization related to real estate, gains or losses from the sale of certain real estate assets, gains and losses from change in control, and impairment write-downs of certain real estate assets and investments in entities when the impairment is directly attributable to decreases in the value of depreciable real estate held by the entity. We calculate FFO in a manner consistent with the NAREIT definition and also include adjustments for our unconsolidated real estate partnership.

 

Core Funds from Operations (“Core FFO”) is a non-GAAP measure. We define Core FFO as FFO excluding proxy contest costs.

 

Management uses FFO and Core FFO as a supplemental measure to conduct and evaluate our business because there are certain limitations associated with using GAAP net income alone as the primary measure of our operating performance.

 

Historical cost accounting for real estate assets in accordance with GAAP implicitly assumes that the value of real estate assets diminishes predictably over time.  Because real estate values instead have historically risen or fallen with market conditions, management believes that the presentation of operating results for real estate companies that use historical cost accounting is insufficient by itself.  In addition, securities analysts, investors and other interested parties use FFO as the primary metric for comparing the relative performance of equity REITs.  

 

FFO and Core FFO should not be considered as alternatives to net income or other measurements under GAAP, as an indicator of our operating performance or to cash flows from operating, investing or financing activities as a measure of liquidity.  FFO and Core FFO do not reflect working capital changes, cash expenditures for capital improvements or principal payments on indebtedness. Although our calculation of FFO is consistent with that of NAREIT, there can be no assurance that FFO and Core FFO presented by us is comparable to similarly titled measures of other REITs.

 

Below are the calculations of FFO and Core FFO, along with the reconciliations to net income, which we believe is the most directly comparable U.S. GAAP financial measure (in thousands):

 

   

Three Months Ended March 31,

 

FFO (NAREIT) AND CORE FFO

 

2026

   

2025

 

Net income attributable to Whitestone REIT

  $ 4,142     $ 3,701  

Adjustments to reconcile to FFO:(1)

               

Depreciation and amortization of real estate assets

    9,959       9,300  

Loss on disposal of assets, net

    215       100  

Net income attributable to noncontrolling interests

    51       47  

FFO (NAREIT)

  $ 14,367     $ 13,148  

Adjustments to reconcile to Core FFO:

               

Proxy contest costs

    94        

Core FFO

  $ 14,461     $ 13,148  

 

 

46

 

Property Net Operating Income (NOI)

 

NOI: Net Operating Income: Management believes that NOI is a useful measure of our property operating performance. We define NOI as operating revenues (rental and other revenues) less property and related expenses (property operation and maintenance and real estate taxes). Other REITs may use different methodologies for calculating NOI and, accordingly, our NOI may not be comparable to other REITs. Because NOI adjusts for general and administrative expenses, depreciation and amortization, interest expense, interest dividend and other investment income, provision for income taxes, gain or loss on sale of property, gain or loss on sale or disposal of assets, and net income attributable to noncontrolling interests, it provides a performance measure that, when compared year-over-year, reflects the revenues and expenses directly associated with owning and operating commercial real estate properties and the impact to operations from trends in occupancy rates, rental rates and operating costs, providing perspective not immediately apparent from net income. We use NOI to evaluate our operating performance since NOI allows us to evaluate the impact that factors such as occupancy levels, lease structure, lease rates and tenant base have on our results, margins and returns. In addition, management believes that NOI provides useful information to the investment community about our property and operating performance when compared to other REITs since NOI is generally recognized as a standard measure of property performance in the real estate industry. However, NOI should not be viewed as a measure of our overall financial performance since it does not reflect general and administrative expenses, depreciation and amortization, interest expense, interest income, provision for income taxes and gain or loss on sale or disposition of assets, the level of capital expenditures and leasing costs necessary to maintain the operating performance of our properties.

 

Below is the calculation of NOI and the reconciliations to net income, which we believe is the most directly comparable U.S. GAAP financial measure (in thousands):

 

   

Three Months Ended

 
   

March 31,

 

PROPERTY NET OPERATING INCOME

 

2026

   

2025

 

Net income attributable to Whitestone REIT

  $ 4,142     $ 3,701  

General and administrative expenses

    6,010       5,443  

Depreciation and amortization

    9,974       9,324  

Interest expense

    8,384       8,097  

Interest, dividend and other investment income

    (9 )     (100 )

Provision for income taxes

    132       127  

Loss on disposal of assets, net

    215       100  

Net income attributable to noncontrolling interests

    51       47  

NOI

  $ 28,899     $ 26,739  

 

Liquidity and Capital Resources  

 

Our short-term liquidity requirements consist primarily of distributions to holders of our common shares and OP units, including those required to maintain our REIT status and satisfy our current quarterly distribution target of $0.1425 per common share and OP unit, recurring expenditures, such as repairs and maintenance of our properties, non-recurring expenditures, such as capital improvements and tenant improvements, debt service requirements, and, potentially, acquisitions of additional properties.

 

47

 

During the three months ended March 31, 2026, our cash provided by operating activities was $3,562,000 and our total distributions were $7,378,000.  Therefore, we had distributions in excess of cash flow from operations of approximately $3,816,000. We anticipate that cash flows from operating activities and our borrowing capacity under our 2025 Facility will provide adequate capital for our working capital requirements, anticipated capital expenditures, acquisitions and scheduled debt payments in the short term. We also believe that cash flows from operating activities and our borrowing capacity will allow us to make all distributions required for us to continue to qualify to be taxed as a REIT for federal income tax purposes. 

 

Our long-term capital requirements consist primarily of maturities under our longer-term debt agreements, development and redevelopment costs, and potential acquisitions. We expect to meet our long-term liquidity requirements with net cash from operations, long-term indebtedness, sales of common shares, issuance of OP units, sales of underperforming properties and non-core properties and other financing opportunities, including debt financing. We believe we have access to multiple sources of capital to fund our long-term liquidity requirements, including the incurrence of additional debt and the issuance of additional equity. On December 18, 2025, we announced an increase to our quarterly distribution to $0.1425 per common share and OP unit for the first quarter of 2026, represented a 5.6% increase over the Company's previous quarterly dividend amount. The Board will regularly reassess the dividend in light of economic conditions. As of March 31, 2026, subject to any potential future paydowns in the borrowing base, we have $219 million remaining availability under the 2025 Revolver.

 

Our ability to access the capital markets will be dependent on a number of factors as well, including general market conditions for REITs and market perceptions about us. In light of the dynamics in the capital markets impacted by macroeconomic factors and economic uncertainty, our access to capital may be diminished. Despite these potential challenges, we believe we have sufficient access to capital for the foreseeable future, but we can provide no assurance that such capital will be available to us in the future on attractive terms or at all.

 

On May 9, 2025, we filed a Form S-3 (File No. 333-287167), which was subsequently declared effective by the SEC on May 19, 2025 (the “2025 Registration Statement”), replacing the 2022 Registration Statement (defined below). The 2025 Registration Statement will expire on May 19, 2028. The 2025 Registration Statement registers the issuance and sale by us of up to $750 million in securities from time to time, including common shares, preferred shares, debt securities, depositary shares and subscription rights.

 

On September 16, 2025, we entered into equity distribution agreements (individually, an “Equity Distribution Agreement” and together, the “Equity Distribution Agreements”) with each of BMO Capital Markets Corp., Barclays Capital Inc., BofA Securities, Inc., BTIG, LLC, Capital One Securities, Inc., Citizens JMP Securities, LLC, Deutsche Bank Securities Inc., Goldman Sachs & Co. LLC, KeyBanc Capital Markets Inc., RBC Capital Markets, LLC, Robert W. Baird & Co. Incorporated, Truist Securities, Inc., and UBS Securities LLC (individually, a “Placement Agent” and together, the “Placement Agents”), as agents for the offer and sale of up to an aggregate of $100,000,000 of our common shares of beneficial interest, par value $0.001 per share (the “Shares”), from time to time in “at the market” offerings (the “ATM Program”). We did not sell any shares under the ATM Program during the three months ended March 31, 2026.

 

On May 12, 2022, we filed a Form S-3 (File No. 333-264881), which was subsequently declared effective by the SEC on May 20, 2022 (the “2022 Registration Statement”), pursuant to which we could issue and sell up to $500 million in securities, including common shares, preferred shares, debt securities, depositary shares and subscription rights. The 2022 Registration Statement, which registered the 2022 ATM Program (the “2022 ATM Program”), expired on May 20, 2025. As a result, no further shares of common stock may be sold under the 2022 ATM Program. We did not sell any shares under the 2022 ATM Program during the three months ended March 31, 2025. 

 

To the extent we sell shares in the future under the Equity Distribution Agreements, we anticipate using net proceeds for general corporate purposes, which may include acquisitions of additional properties, the repayment of outstanding indebtedness, capital expenditures, the expansion, redevelopment and/or re-tenanting of properties in our portfolio, working capital and other general purposes.

 

We expect that our rental income will increase as we continue to acquire additional properties, subsequently increasing our cash flows generated from operating activities. We intend to finance the continued acquisition of such additional properties through equity issuances and through debt financing.

 

48

 

Our capital structure includes non-recourse mortgage debt that we have assumed or originated on certain properties. We may hedge the future cash flows of certain variable rate debt transactions principally through interest rate swaps with major financial institutions. See Note 8 (Derivatives and Hedging Activities) to the accompanying consolidated financial statements for a description of our current cash flow hedges.

 

We classify all cash pledged as collateral to secure certain obligations and all cash whose use is limited as restricted cash. As of March 31, 2026, we had no restricted cash.

 

Cash, Cash Equivalents and Restricted Cash 

 

We had cash, cash equivalents and restricted cash of approximately $6,016,000 as of March 31, 2026, as compared to $7,360,000 on December 31, 2025.  Sources and uses of cash during the three months ended March 31, 2026 and 2025 were as follows: 

 

Sources of Cash

 

 

Proceeds from borrowings under unsecured term loan of $28,000,000 for the three months ended March 31, 2026, compared to $27,300,000 for the three months ended March 31, 2025;

 

 

Cash flow from operations of $3,562,000 for the three months ended March 31, 2026, compared to $3,081,000 for the three months ended March 31, 2025; 

 

Uses of Cash

 

 

Payments of notes payable of $17,143,000 for the three months ended March 31, 2026, compared to $17,572,000 for the three months ended March 31, 2025;

 

 

Payment of distributions to common shareholders and OP unit holders of $7,378,000 for the three months ended March 31, 2026, compared to $6,932,000 for the three months ended March 31, 2025;

 

 

Additions to real estate of $5,626,000 for the three months ended March 31, 2026, compared to $3,914,000 for the three months ended March 31, 2025; 

 

 

Repurchase of common shares from employees to satisfy tax withholding obligations upon vesting of equity awards of $1,936,000 for the three months ended March 31, 2026, compared to $1,510,000 for the three months ended March 31, 2025; 

 

 

Acquisition of real estate of $814,000 for the three months ended March 31, 2026, compared to $0 for the three months ended March 31, 2025; and

 

 

Payment of finance lease liability of $9,000 for the three months ended March 31, 2026, compared to $9,000 for the three months ended March 31, 2025.

 

We place all cash in short-term, highly liquid investments that we believe provide appropriate safety of principal.

 

49

 

Debt  

 

Debt consisted of the following as of the dates indicated (in thousands):

 

Description

 

March 31, 2026

   

December 31, 2025

 

Fixed rate notes

               

$375.0 million, 3.40% plus 1.25% to 1.85% Note, due January 31, 2031 (1)

  $ 375,000     $ 375,000  

$80.0 million, 3.72% Note, due June 1, 2027

    80,000       80,000  

$50.0 million, 5.09% Note, due March 22, 2029 (Series A)

    21,428       28,571  

$50.0 million, 5.17% Note, due March 22, 2029 (Series B)

    30,000       40,000  

$56.3 million, 6.23% Note, due July 31, 2031

    56,340       56,340  

$17.7 million, 3.81% Note, due November 6, 2029

    17,650       17,650  

Floating rate notes

               

Unsecured line of credit, SOFR plus 1.30% to 1.90%, due September 19, 2029

    79,791       51,791  

Total notes payable principal

    660,209       649,352  

Less: unamortized debt discount

    (939 )     (997 )

Less: deferred financing costs, net of accumulated amortization

    (4,195 )     (4,430 )

Total notes payable

  $ 655,075     $ 643,925  

 

(1)

Promissory note includes an interest rate swap that fixes the SOFR portion of the term loan at an interest rate of 3.40% through September 30, 2026, 3.36% from October 1, 2026 through January 31, 2028, and 3.42% beginning February 1, 2028 through January 31, 2031. 

 

Scheduled maturities of our outstanding debt as of March 31, 2026 were as follows (in thousands):

 

Year

 

Amount Due

 

2026 (remaining)

  $  

2027

    97,414  

2028

    17,823  

2029

    35,517  

2030

    80,561  

2031

    428,894  

Total

  $ 660,209  

 

50

 

On November 6, 2025, the Company assumed a $17.7 million term loan in connection with the acquisition of the World Cup Plaza property, which matures on November 6, 2029 and bears interest at a stated rate of 3.81%. The assumed loan was initially recorded at its acquisition-date fair value of $16.6 million, with the $1.1 million difference between the contractual principal amount and the fair value recognized as a discount. The discount is amortized to interest expense over the remaining contractual term of the loan using the straight-line method, which approximates the effective interest method. The fair value of the assumed loan was estimated using a discounted cash flow methodology, which considers contractual future cash flows and observable market interest rates for debt instruments with similar terms and credit risk, and is classified within Level 2 of the fair value hierarchy.

 

On June 21, 2024, Whitestone REIT, operating through its subsidiaries Whitestone Strand LLC, Whitestone Las Colinas Village LLC, and Whitestone Seville, LLC (collectively, the “Borrower”), entered into a loan agreement (the “Loan Agreement”) with Nationwide Life Insurance Company (the “Lender”) for a mortgage loan in the principal amount of $56,340,000 (the “Loan”).

 

The Loan provides for a fixed interest rate of 6.23% per annum. Payments commence on August 1, 2024, and are due on the first day of each calendar month thereafter through July 1, 2031, with interest-only payments for the first 36 months. Monthly payments consist of principal and interest based on a 30-year amortization schedule beginning on August 1, 2027. The Loan may be prepaid in full but not in part, provided that, as conditions precedent, Borrower: (i) gives Lender not less than fifteen (15) days prior notice of Borrower’s intention to prepay the Loan; (ii) pays to Lender the prepayment premium as set forth in the Loan Agreement, if any, then due and payable to Lender; and (iii) pays to Lender all other amounts then due under the loan documents. No prepayment premium is required for prepayments in full made on or after six months prior to the maturity date.

 

The Loan is a non-recourse loan secured by three of our properties including their related equipment, fixtures, personal property, and other assets, and a limited carve-out guarantee by the Operating Partnership.

 

The loan documents contain customary terms and conditions, including without limitation affirmative and negative covenants such as information reporting and insurance requirements. The loan documents also contain customary events of default, including defaults in the payment of principal or interest, defaults in compliance with the covenants, and bankruptcy or other insolvency events. Upon the occurrence of an event of default, the Lender is entitled to accelerate all obligations of the Borrower. The Lender will also be entitled to receive the entire unpaid principal balance at a default rate.

 

The Loan proceeds will be used to pay down the Borrower’s existing floating rate indebtedness.

 

On September 19, 2025, we, through our Operating Partnership, entered into an unsecured credit facility (the “2025 Facility”) pursuant to that certain Fourth Amended and Restated Credit Agreement (the “A&R Credit Agreement”), by and among the Operating Partnership, the Guarantors from time to time parties thereto, the several financial institutions from time to time party thereto and Bank of Montreal, as administrative agent (the “Administrative Agent”). The A&R Credit Agreement amends and restates that certain Third Amended and Restated Credit Agreement, dated September 16, 2022 with the Administrative Agent, and the other agents and lenders named therein (as amended, restated, supplemented or otherwise modified prior to September 19, 2025, the “Prior Credit Agreement”). 

 

The 2025 Facility is comprised of the following two tranches of indebtedness:

 

 

$375.0 million unsecured revolving credit facility with a maturity date of September 19, 2029, with two six-month options to extend the maturity date to September 19, 2030 (the “Revolver”); and

 

$375.0 million unsecured term loan with a maturity date of January 31, 2031 (the “Term Loan”)

 

Borrowings under the 2025 Facility accrue interest (at the Operating Partnership’s option) at a Base Rate or Term SOFR plus an applicable margin based upon the Company’s then existing leverage. Based on the Company’s current leverage ratio, the Revolver has an initial interest rate of Term SOFR plus 1.30%. In addition, the Company entered into interest rate swaps to fix the Term SOFR rates on the Term Loan. The Term Loan has the following interest rates:

 

As of March 31, 2026, the interest rate on the Revolver was 4.97%. The Term Loan with the swaps has the following interest rates:

 

  • 

3.40% (Term SOFR) plus 1.35% (current applicable margin) through September 30, 2026;

 

3.36% (Term SOFR) plus 1.35% (current applicable margin) from October 1, 2026 through January 31, 2028; and

 

3.42% (Term SOFR) plus 1.35% (current applicable margin) from February 1, 2028 through January 31, 2031.

 

Base Rate means, for any day, the highest of: (a) the Administrative Agent’s prime commercial rate, (b) the sum of (i) the rate per annum equal to the weighted average of the rates on overnight federal funds transactions with members of the Federal Reserve System, as published by the Federal Reserve Bank of New York for such day, plus (ii) 0.50%, or (c) the sum of (i) Term SOFR for a one-month tenor in effect on such day plus (ii) 1.10%. Term SOFR means, for any such day, the SOFR-based term rate for the day two (2) business days prior.

 

The A&R Credit Agreement contains substantially similar terms to the Prior Credit Agreement. Other material terms, including financial covenants, were not changed by the A&R Credit Agreement, except as follows:

 

 

a 10 basis point credit spread adjustment previously applied to SOFR-based loans was eliminated;

 

the maturity date for both the Revolver and the Term Loan were extended to the maturity dates described above;

 

the interest rates were adjusted as described above; and

 

the unused fee applicable to the Revolver was reduced by 5 basis points in instances where the average daily unused commitments are less than 50% of the total revolving commitments.

 

At closing, the Company used (i) approximately $83.2 million of proceeds from the Term Loan to repay amounts outstanding under its previous unsecured revolving credit facility, (ii) $285 million of proceeds from the Term Loan to refinance in full the Company’s Term Loan and (iii) approximately $6.8 million from the Term Loan towards fees and expenses related to the A&R Credit Agreement.

 

As of March 31, 2026, subject to any potential future paydowns or increases in the borrowing base, we have $219 million remaining availability under the Revolver. As of March 31, 2026, $454.8 million was drawn on the 2025 Facility and our unused borrowing capacity was $295.2 million, assuming that we use the proceeds of the 2025 Facility to acquire properties, or to repay debt on properties, that are eligible to be included in the unsecured borrowing base. 

 

 

51

 

We, each direct and indirect material subsidiary of the Operating Partnership and any other subsidiary of the Operating Partnership that is a guarantor under any unsecured ratable debt will serve as a guarantor for funds borrowed by the Operating Partnership under the 2025 Facility. The 2025 Facility contains customary terms and conditions, including, without limitation, customary representations and warranties and affirmative and negative covenants including, without limitation, information reporting requirements, limitations on investments, acquisitions, loans and advances, mergers, consolidations and sales, incurrence of liens, dividends and restricted payments. In addition, the 2025 Facility contains certain financial covenants including the following:

 

 

maximum total indebtedness to total asset value ratio of 0.60 to 1.00;

 

 

maximum secured debt to total asset value ratio of 0.40 to 1.00;

 

 

minimum EBITDA (earnings before interest, taxes, depreciation, amortization or extraordinary items) to fixed charges ratio of 1.50 to 1.00;

 

 

maximum secured recourse debt to total asset value ratio of 0.15 to 1.00; 

 

 

maintenance of a minimum tangible net worth (adjusted for accumulated depreciation and amortization) of $527 million plus 75% of the net proceeds from additional equity offerings (as defined therein);

 

 

minimum adjusted property net operating income to implied unencumbered debt service of 1.50 to 1.00; and

 

 

maximum unsecured indebtedness to unencumbered asset pool value of 0.60 to 1.00.

 

On March 22, 2019, we, through our Operating Partnership, entered into a Note Purchase and Guarantee Agreement (as amended from time to time, the “Note Agreement”) together with certain subsidiary guarantors as initial guarantor parties thereto (the “Subsidiary Guarantors”) and The Prudential Insurance Company of America and the various other purchasers named therein (collectively, the “Purchasers”) providing for the issuance and sale of $100 million of senior unsecured notes of the Operating Partnership, of which (i) $50 million are designated as 5.09% Series A Senior Notes due March 22, 2029 (the “Series A Notes”) and (ii) $50 million are designated as 5.17% Series B Senior Notes due March 22, 2029 (the “Series B Notes” and, together with the Series A Notes, the “Notes”) pursuant to a private placement that closed on March 22, 2019 (the “Private Placement”). Obligations under the Notes are unconditionally guaranteed by the Company and by the Subsidiary Guarantors.

 

On December 16, 2022, the Company and the Operating Partnership, amended the Existing Note Agreement, pursuant to the terms and conditions of the Amended Note Agreement, by and among the Company and the Operating Partnership, together with certain subsidiary guarantors as initial guarantor parties thereto and The Prudential Insurance Company of America and the various other purchasers named therein.

 

The principal of the Series A Notes began to amortize on March 22, 2023, with annual principal payments of approximately $7.1 million. The principal of the Series B Notes began to amortize on March 22, 2025 with annual principal payments of $10.0 million. The Notes will pay interest quarterly on the 22nd day of March, June, September and December in each year until maturity.

 

The Operating Partnership may prepay at any time all, or from time to time part of, the Notes, in an amount not less than $1,000,000 in the case of a partial prepayment, at 100% of the principal amount so prepaid, plus a make-whole amount. The make-whole amount is equal to the excess, if any, of the discounted value of the remaining scheduled payments with respect to the Notes being prepaid over the aggregate principal amount of such Notes (as described in the Note Agreement). In addition, in connection with a Change of Control (as defined in the Note Agreement), the Operating Partnership is required to offer to prepay the Notes at 100% of the principal amount plus accrued and unpaid interest thereon.

 

52

 

The Note Agreement contains representations, warranties, covenants, terms and conditions customary for transactions of this type and substantially similar to the Operating Partnership’s existing senior revolving credit facility, including limitations on liens, incurrence of investments, acquisitions, loans and advances and restrictions on dividends and certain other restricted payments. In addition, the Note Agreement contains certain financial covenants substantially similar to the Operating Partnership’s existing senior revolving credit facility, including the following:

 

 

maximum total indebtedness to total asset value ratio of 0.60 to 1.00;

 

 

maximum secured debt to total asset value ratio of 0.40 to 1.00;

 

 

minimum EBITDA (earnings before interest, taxes, depreciation, amortization or extraordinary items) to fixed charges ratio of 1.50 to 1.00;

 

 

maximum secured recourse debt to total asset value ratio of 0.15 to 1.00;

 

 

maintenance of a minimum tangible net worth (adjusted for accumulated depreciation and amortization) of 75% of the Company's total net worth as of December 31, 2021 plus 75% of the net proceeds from additional equity offerings (as defined therein); and

 

 

minimum adjusted property NOI to implied unencumbered debt service ratio of 1.50 to 1.00.

 

In addition, the Note Agreement contains a financial covenant requiring that maximum unsecured indebtedness not exceed the ratio of unsecured indebtedness to unencumbered asset pool of 0.60 to 1.00. That covenant is substantially similar to the borrowing base concept contained in the Operating Partnership’s existing senior revolving credit facility.

 

The Note Agreement also contains default provisions, including defaults for non-payment, breach of representations and warranties, insolvency, non-performance of covenants, cross-defaults with other indebtedness and guarantor defaults. The occurrence of an event of default under the Note Agreement could result in the Purchasers accelerating the payment of all obligations under the Notes. The financial and restrictive covenants and default provisions in the Note Agreement are substantially similar to those contained in the Operating Partnership’s existing credit facility.

 

Net proceeds from the Private Placement were used to refinance existing indebtedness. The Notes have not been and will not be registered under the Securities Act and may not be offered or sold in the United States absent registration or an applicable exemption from the registration requirements of the Securities Act. The Notes were sold in reliance on the exemption from registration provided by Section 4(a)(2) of the Securities Act.

 

As of March 31, 2026, our $153.99 million in secured debt was collateralized by five properties with a carrying value of $253.2 million.  Our loans contain restrictions that would require the payment of prepayment penalties for the acceleration of outstanding debt and are secured by deeds of trust on certain of our properties and by assignment of the rents and leases associated with those properties. As of March 31, 2026, we were in compliance with all loan covenants.

 

Refer to Note 7 (Debt) to the accompanying consolidated financial statements for additional information regarding debt.

 

Capital Expenditures

 

We continually evaluate our properties’ performance and value. We may determine it is in our shareholders’ best interest to invest capital in properties that we believe have potential for increasing value. We also may have unexpected capital expenditures or improvements for our existing assets. Additionally, we intend to continue investing in similar properties outside of the markets on which we focus in cities with exceptional demographics to diversify market risk, and we may incur significant capital expenditures or make improvements in connection with any properties we may acquire.

 

53

 

The following is a summary of our capital expenditures for the three month periods ended March 31, 2026 and 2025 (in thousands):

 

   

Three Months Ended March 31,

 
   

2026

   

2025

 

Capital expenditures:

               

Tenant improvements and allowances

  $ 4,510     $ 2,259  

Developments / redevelopments

    1,048       1,737  

Leasing commissions and costs

    888       651  

Maintenance capital expenditures

    1,722       1,628  

Total capital expenditures (1)

  $ 8,168     $ 6,275  

 

(1)

Total capital expenditures include the non cash accrued capital expenditures line item as reported in the consolidated statements of cash flows. 

 

54

 

Distributions 

 

U.S. federal income tax law generally requires that a REIT distribute annually to its shareholders at least 90% of its REIT taxable income, without regard to the deduction for dividends paid and excluding net capital gains, and that it pay tax at regular corporate rates on any taxable income that it does not distribute. We currently, and intend to continue to, accrue distributions quarterly and make distributions in three monthly installments following the end of each quarter. For a discussion of our cash flow as compared to dividends, see “Management’s Discussion and Analysis of Financial Condition and Results of Operations - Liquidity and Capital Resources.”

 

The timing and frequency of our distributions are authorized and declared by our Board in exercise of its business judgment based upon a number of factors, including:

 

 

our funds from operations;

 

 

our debt service requirements;

 

 

our capital expenditure requirements for our properties;

 

 

our taxable income, combined with the annual distribution requirements necessary to maintain REIT qualification;

 

 

requirements of Maryland law;

 

 

our overall financial condition; and

 

 

other factors deemed relevant by our Board.

 

Any distributions we make will be at the discretion of our Board and we cannot provide assurance that our distributions will be made or sustained in the future.

 

On December 18, 2025, we announced an increase to our quarterly distribution to $0.1425 per common share and OP unit for the first quarter of 2026, represented a 5.6% increase over the Company's previous quarterly dividend amount. The Board will continue to regularly reassess the dividend level.

 

55

 

During the three months ended March 31, 2026, we paid distributions to our common shareholders and OP unit holders of $7.4 million, compared to $6.9 million in the three months ended March 31, 2025.  Common shareholders and OP unit holders receive monthly distributions.  Payments of distributions are declared quarterly and paid monthly. The following table summarizes the cash distributions paid or payable to holders of our common shares and noncontrolling OP units during each quarter of 2025 and the three months ended March 31, 2026 (in thousands, except per share data):

 

   

Common Shares

   

Noncontrolling OP Unit Holders

   

Total

 

Quarter Paid

 

Distributions Per Common Share

   

Amount Paid

   

Distributions Per OP Unit

   

Amount Paid

   

Amount Paid

 

2026

                                       

First Quarter

  $ 0.1425     $ 7,288     $ 0.1425     $ 90     $ 7,378  

Total

  $ 0.1425     $ 7,288     $ 0.1425     $ 90     $ 7,378  
                                         

2025

                                       

Fourth Quarter

  $ 0.1350     $ 6,858     $ 0.1350     $ 87     $ 6,945  

Third Quarter

    0.1350       6,858       0.1350       87       6,945  

Second Quarter

    0.1350       6,845       0.1350       87       6,932  

First Quarter

    0.1350       6,845       0.1350       87       6,932  

Total

  $ 0.5400     $ 27,406     $ 0.5400     $ 348     $ 27,754  

 

Taxes

 

We elected to be taxed as a REIT under the Internal Revenue Code of 1986, as amended, beginning with our taxable year ended December 31, 1999.  As a REIT, we generally are not subject to federal income tax on income that we distribute to our shareholders.  If we fail to qualify as a REIT in any taxable year, we will be subject to federal income tax on our taxable income at regular corporate rates.  We believe that we are organized and operate in a manner to qualify and be taxed as a REIT, and we intend to operate so as to remain qualified as a REIT for federal income tax purposes.

 

Environmental Matters

 

Our properties are subject to environmental laws and regulations adopted by various governmental authorities in the jurisdictions in which our operations are conducted. From our inception, we have incurred no significant environmental costs, accrued liabilities or expenditures to mitigate or eliminate future environmental contamination.

 

Off-Balance Sheet Arrangements

 

Guarantees. We may guarantee the debt of a real estate partnership primarily because it allows the real estate partnership to obtain funding at a lower cost than could be obtained otherwise. This results in a higher return for the real estate partnership on its investment, and a higher return on our investment in the real estate partnership. We may receive a fee from the real estate partnership for providing the guarantee. Additionally, when we issue a guarantee, the terms of the real estate partnership’s partnership agreement typically provide that we may receive indemnification from the real estate partnership or have the ability to increase our ownership interest. See Note 6 (Investment in Real Estate Partnership) to the accompanying consolidated financial statements for information related to our former guarantee of the real estate partnership’s debt, which is no longer in effect.

 

56

 

Item 3.  Quantitative and Qualitative Disclosures About Market Risk. 

 

Our future income, cash flows and fair value relevant to our financial instruments depend upon prevailing market interest rates. Market risk refers to the risk of loss from adverse changes in market prices and interest rates. Based upon the nature of our operations, we are not subject to foreign exchange rate or commodity price risk. The principal market risk to which we are exposed is the risk related to interest rate fluctuations. Many factors, including governmental monetary and tax policies, domestic and international economic and political considerations, and other factors that are beyond our control contribute to interest rate risk. Our interest rate risk objective is to limit the impact of interest rate fluctuations on earnings and cash flows and to lower our overall borrowing costs. To achieve this objective, we manage our exposure to fluctuations in market interest rates for our borrowings through the use of fixed rate debt instruments to the extent that reasonably favorable rates are obtainable.

 

All of our financial instruments were entered into for other than trading purposes.

 

Fixed Interest Rate

 

As of March 31, 2026, $580.4 million, or approximately 88% of our total outstanding debt, was subject to fixed interest rates, which limit the risk of fluctuating interest rates. Although a change in the market interest rates affects the fair market value of our fixed interest rate debt, it does not impact net income to shareholders or cash flows. Our total outstanding fixed interest rate debt had an average effective interest rate as of March 31, 2026 of approximately 4.69% per annum with scheduled maturities ranging from 2027 to 2031. See Note 7 (Debt) to the accompanying consolidated financial statements for further detail. Holding other variables constant, a 1% increase or decrease in interest rates would cause a $15.8 million decline or increase, respectively, in the fair value for our fixed rate debt.

 

Variable Interest Rate Debt

 

As of March 31, 2026, $79.8 million, or approximately 12% of our outstanding debt, was subject to floating interest rates of SOFR plus 1.30% to 1.90% and not currently subject to a hedge. The impact of a 1% increase or decrease in interest rates on our non-hedged variable rate debt would result in a decrease or increase of annual net income of approximately $0.8 million, respectively. 

 

Credit Risk

 

Credit risk may be increased as a result of macroeconomic factors such as inflation, rising interest rates, and financial institution disruptions. Actions taken by the U.S. and international governments to decrease the impact of inflation, including rising interest rates, may result in a continued decline in global economic activity generally, and may adversely affect the financial condition of our tenants in particular. Although the full extent of the adverse impacts on our tenants cannot be predicted, in future periods we may experience reductions in on-time payments or closures of tenants’ businesses, which could have a material adverse effect on our results of operations, cash flows and financial condition.

 

Item 4.  Controls and Procedures.

 

Evaluation of Disclosure Controls and Procedures

 

The Company’s management is responsible for establishing and maintaining adequate disclosure controls and procedures as defined in Rules 13a-15(e) and 15d-15(e) under the Securities Exchange Act of 1934, as amended (the “Exchange Act”). Disclosure controls and procedures means controls and other procedures of the Company that are designed to ensure that information required to be disclosed by the Company in the reports that it files or submits under the Exchange Act, is recorded, processed, summarized, and reported, within the time periods specified in the SEC’s rules and forms. Disclosure controls and procedures include, without limitation, controls and procedures designed to ensure that information required to be disclosed by the Company in the reports that it files or submits under the Exchange Act is accumulated and communicated to the Company’s management, including its principal executive and principal financial officers, as appropriate to allow timely decisions regarding required disclosure. Based on the evaluation of our disclosure controls and procedures as of March 31, 2026, our principal executive and financial officers have concluded that such disclosure controls and procedures were effective.

 

Changes in Internal Control Over Financial Reporting

 

There have been no changes in our internal control over financial reporting during the three months ended March 31, 2026 that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

 

57

 

PART II. OTHER INFORMATION

 

Item 1. Legal Proceedings.

 

We are subject to various legal proceedings and claims that arise in the ordinary course of business.  These matters are generally covered by insurance.  While the resolution of these matters cannot be predicted with certainty, management believes the final outcome of such matters will not have a material adverse effect on our financial position, results of operations or liquidity.

 

As disclosed in Note 17 to the Notes to Consolidated Financial Statements included in this Quarterly Report on Form 10-Q, we are engaged in certain legal proceedings, and the disclosure set forth in Note 17 is incorporated herein by reference.

 

Item 1A. Risk Factors.

 

There has been no material change in our risk factors from those previously disclosed in Part I, Item 1A of our Annual Report on Form 10-K for the year ended December 31, 2025, except as set forth below. Additional risk factors not presently known to us or that we currently deem immaterial may also impair our business or results of operations. We may disclose changes to such factors or disclose additional factors from time to time in our future filings with the Securities and Exchange Commission.

 

The Mergers are subject to certain closing conditions which may impose unexpected delays in the completion of the Mergers, or the Mergers may not be completed at all.

 

The Mergers are currently expected to close in the second half of 2026, assuming that all of the conditions in the Merger Agreement are satisfied or waived. The Merger Agreement contains customary termination rights, including that either the Company or Parent may, subject to specified limitations, terminate the Merger Agreement if the Closing Date has not occurred on or before October 5, 2026, if the transactions contemplated by the Merger Agreement are permanently enjoined or otherwise prohibited by an Order that is final and non-appealable or if the Company Shareholder Approval is not received.

 

Certain events may delay the completion of the Mergers or result in a termination of the Merger Agreement. Some of these events are outside the control of either party. In particular, the completion of the Mergers are subject to (i) the approval of the Company Merger by the affirmative vote of the holders of Company Common Shares entitled to cast a majority of all the votes entitled to be cast on the matter to approve the Company Merger, (ii) the receipt by us of a REIT tax opinion by Parent and (iii) other closing conditions as set forth in the Merger Agreement.

 

The Merger Agreement provides that, upon termination of the Merger Agreement by the Company or Parent in certain customary circumstances, including termination by the Company due to Company Adverse Recommendation Change and subsequent entry into a definitive agreement providing for a Company Superior Proposal, and termination by Parent following a Company Adverse Recommendation Change or the Company’s intentional and material breach of the “no shop”, a fee of $36,000,000 will be payable by the Company to Parent.

 

We may incur significant additional costs in connection with any delay in completing the Mergers or termination of the Merger Agreement, in addition to significant transaction costs, including legal, financial advisory, accounting and other costs we have already incurred. We cannot provide any assurance that the conditions to the completion of the Mergers will be satisfied or waived or that any adverse change, effect, event, circumstance, occurrence or state of facts that could give rise to the termination of the Merger Agreement will not occur, and we cannot provide any assurances as to whether or when the Mergers will be completed on the terms or timeline set forth in the Merger Agreement or at all.

 

Failure to complete the Mergers in a timely manner or at all could materially and adversely affect our stock price and future business and financial results.

 

We can provide no assurance that the Mergers will occur or that the conditions to the Mergers will be satisfied in a timely manner or at all. Also, we can provide no assurance that an event, change or other circumstance that could give rise to the termination of the Merger Agreement will not occur. Delays in completing the Mergers or the failure to complete the Mergers at all could materially and adversely affect our future business and financial results, and, in that event, the market price of our common stock may decline significantly, particularly to the extent that the current market price reflects a market assumption that the Mergers will be completed. If the Mergers are delayed for any reason, we will be subject to several risks, including the diversion of management focus and resources from operational matters and other strategic opportunities while working to complete the Mergers, any of which could materially and adversely affect our results of operations, cash flows, financial condition and our ability to pay distributions to our shareholders.

 

The pendency of the Mergers could materially and adversely affect our business and operations.

 

In connection with the pending Mergers, some of our tenants, prospective tenants or vendors may delay or defer decisions concerning their business relationships or transactions with us, which could negatively impact our revenues, earnings, cash flows and expenses, regardless of whether the Mergers are completed. In addition, under the Merger Agreement, we are restricted from entering into certain corporate transactions and taking certain other specified actions, and requires that we conduct our business in all material respects in the ordinary course and consistent with past practice until the completion of the Mergers or the termination of the Merger Agreement. These restrictions, which could be in place for an extended period of time if the completion of the Mergers is delayed, could prevent us from pursuing attractive business opportunities that may arise prior to completion of the Mergers or from making appropriate changes to business or organizational structure. This could in turn materially and adversely impact our business, financial condition and results of operations.

 

The pendency of the Mergers may also make it more difficult for us to effectively recruit, retain and incentivize key personnel and may cause distractions from our strategy and day-to-day operations for our current employees and management. Further, uncertainty about the effect of the Mergers on our employees may have a material adverse effect on us during the pendency of the Mergers, as this uncertainty may impair our ability to retain and motivate key personnel during the pendency of the Mergers. Employee retention may be particularly challenging as our employees may experience uncertainty about their future roles following consummation of the Mergers.

 

 

58

 

 

An adverse judgment in a lawsuit challenging the Mergers may prevent the Mergers from becoming effective or from becoming effective within the expected timeframe.

 

Our shareholders may file lawsuits challenging the Mergers or the other transactions contemplated by the Merger Agreement, which may name us and/or our board of directors as defendants. If litigation or other legal proceedings are brought against us or against our board in connection with the Merger Agreement, we will defend against it, but we cannot provide any assurance as to the outcome of such lawsuits, including the amount of costs associated with defending these claims or any other liabilities that may be incurred in connection with the litigation of these claims.

 

One of the conditions to the completion of the Mergers is that no preliminary or permanent injunction by any governmental entity of competent jurisdiction, such as a court, is in effect that makes illegal or otherwise prohibits the consummation of the Mergers. As such, if any future legal actions result in an injunction prohibiting the consummation of the Mergers, then such injunction may prevent the consummation of the Mergers on the agreed terms, within the expected timeframe or at all, any of which could substantially harm our business. Whether or not any plaintiff’s claim is successful, this type of litigation may result in significant costs and divert management’s attention and resources, which could have a material adverse effect on our business, results of operation or financial position.

 

We are expected to incur significant costs in connection with the Merger, which may be in excess of those anticipated by us.

 

We have incurred and expect to continue to incur costs associated with negotiating and completing the Mergers. These costs have been, and will continue to be, substantial. The substantial majority of costs will consist of transaction costs related to the Mergers and include, among others, fees paid to financial, legal and accounting advisors, filing fees, and employee retention and other employment-related costs. Many of these costs will be borne by us even if the Mergers are not completed.

 

59

 

Item 2. Unregistered Sales of Equity Securities and Use of Proceeds. 

 

 

(a)

During the period covered by this Quarterly Report on Form 10-Q, we did not sell any equity securities that were not registered under the Securities Act.

 

 

(b)

Not applicable.

 

 

(c)

During the three months ended March 31, 2026, certain of our employees tendered owned common shares to satisfy the tax withholding on the lapse of certain restrictions on restricted common shares issued under the 2018 Plan. The following table summarizes all of these repurchases during the three months ended March 31, 2026.

 

Period

 

Total Number of Shares Purchased (1)

   

Average Price Paid Per Share

   

Total Number of Shares Purchased as Part of Publicly Announced Plans or Programs

   

Maximum Number of Shares that May Yet be Purchased Under the Plans or Programs

 

January 1, 2026 - January 31, 2026

    139,411     $ 13.89       N/A       N/A  

February 1, 2026 - February 28, 2026

                N/A       N/A  

March 1, 2026 - March 31, 2026

                N/A       N/A  

Total

    139,411     $ 13.89                  

 

(1)

The number of shares purchased represents common shares held by employees who tendered owned common shares to satisfy the tax withholding on the lapse of certain restrictions on restricted common shares issued under the 2018 Plan. With respect to these shares, the price paid per share is based on the fair market value at the time of tender.

 

Item 3. Defaults Upon Senior Securities.

 

None.

 

Item 4. Mine Safety Disclosures.

 

Not applicable.

 

Item 5. Other Information.

 

During the three months ended  March 31, 2026, no trustee or officer of the Company adopted or terminated a “Rule 10b5-1 trading arrangement” or “non-Rule 10b5-1 trading arrangement,” as each term is defined in Item 408(a) of Regulation S-K. 

 

Item 6. Exhibits.

 

The exhibits listed on the accompanying Exhibit Index are filed, furnished and incorporated by reference (as stated therein) as part of this Report.

 

60

 

EXHIBIT INDEX

 

Exhibit No.

Description

 

2.1

Agreement and Plan of Merger, dated as of April 8, 2026, by and among Whitestone REIT, Whitestone REIT Operating Partnership, L.P., AREG Wizard Parent LP, AREG Wizard Intermediate LP and AREG Wizard Operating Partnership LP.

 

3.1.1

Articles of Amendment and Restatement of Whitestone REIT (previously filed as and incorporated by reference to Exhibit 3.1 to the Registrant's Current Report on Form 8-K, filed on July 31, 2008)

 

3.1.2

Articles Supplementary (previously filed as and incorporated by reference to Exhibit 3(i).1 to the Registrant's Current Report on Form 8-K, filed on December 6, 2006)

 

3.1.3

Articles of Amendment (previously filed as and incorporated by reference to Exhibit 3.1 to the Registrant's Current Report on Form 8-K, filed on August 24, 2010)

 

3.1.4

Articles of Amendment (previously filed as and incorporated by reference to Exhibit 3.2 to the Registrant's Current Report on Form 8-K, filed on August 24, 2010)

 

3.1.5

Articles Supplementary (previously filed as and incorporated by reference to Exhibit 3.3 to the Registrant's Current Report on Form 8-K, filed on August 24, 2010)

 

3.1.6

Articles of Amendment (previously filed as and incorporated by reference to Exhibit 3.1.1 to the Registrant's Current Report on Form 8-K, filed on June 27, 2012)

 

3.1.7

Articles of Amendment (previously filed as and incorporated by reference to Exhibit 3.1.2 to the Registrant's Current Report on Form 8-K, filed on June 27, 2012)

 

3.1.8

Articles of Amendment (previously filed as and incorporated by reference to Exhibit 3.1.8 to the Registrants Annual Report on Form 10-K, filed on March 2, 2020)

 

3.1.9

Articles Supplementary for Series A Preferred Shares (previously filed and incorporated by reference to Exhibit 3.1. to the Registrants Current Report on Form 8-K filed on May 15, 2020)

 

3.2.1

Amended and Restated Bylaws of Whitestone REIT (previously filed as and incorporated by reference to Exhibit 3.1 to the Registrants Current Report on Form 8-K, filed on March 24,2020)

 

3.2.2

Amendment No. 1 to Amended and Restated Bylaws of Whitestone REIT (previously filed as and incorporated by reference to Exhibit 3.1 to the Registrants Current Report on Form 8-K, filed January 19, 2022

 

3.2.3

Amendment No. 2 to Amended and Restated Bylaws of Whitestone REIT (previously filed as and incorporated by reference to Exhibit 3.1 to the Registrant's Current Report on Form 8-K, filed March 30, 2022)

 

           3.2.4

Amendment No. 3 to Amended and Restated Bylaws of Whitestone REIT (previously filed as and incorporated by reference to Exhibit 3.1 to the Registrant's Current Report on Form 8-K, filed April 9, 2025)

 

10.1

Form of Indemnification Agreement (incorporated by reference to Exhibit 10.1 to the Registrant's Current Report on Form 8-K, filed April 9, 2026)

 

31.1*

Certification of Principal Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

 

31.2*

Certification of Principal Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

 

32.1**

Certificate of Chief Executive Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

 

32.2**

Certificate of Chief Financial Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002


 

101

The following financial information of the Registrant for the quarter ended March 31, 2026, formatted in Inline XBRL (eXtensible Business Reporting Language): (i) the Consolidated Balance Sheets as of March 31, 2026 (unaudited) and December 31, 2025, (ii) the Consolidated Statements of Operations and Comprehensive Income (Loss) for the three month periods ended March 31, 2026 and 2025 (unaudited), (iii) the Consolidated Statements of Changes in Equity for the three month periods ended March 31, 2026 and 2025 (unaudited), (iv) the Consolidated Statement of Cash Flows for the three months ended March 31, 2026 and 2025 (unaudited) and (v) the Notes to the Consolidated Financial Statements (unaudited).

 

104

Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document and in Exhibit 101.

________________________

 

*

Filed herewith.

**

Furnished herewith.

 

 

61

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

 

       

WHITESTONE REIT

Date:

May 6, 2026    

/s/ David K. Holeman

       

David K. Holeman

       

Chief Executive Officer

       

(Principal Executive Officer)

 

Date:

May 6, 2026    

/s/ John S. Hogan

       

John S. Hogan

       

Chief Financial Officer

       

(Principal Financial and Principal Accounting Officer)

 

62

FAQ

How did Whitestone REIT (WSR) perform in Q1 2026?

Whitestone REIT grew Q1 2026 revenues to $41.4 million from $38.0 million and increased net income attributable to the company to $4.1 million from $3.7 million. Basic and diluted earnings per share were $0.08, up from $0.07 in the prior-year quarter.

What were Whitestone REIT (WSR) earnings per share for Q1 2026?

Whitestone REIT reported basic and diluted earnings per share of $0.08 for Q1 2026, compared with $0.07 a year earlier. These figures are based on weighted average basic shares of 51.4 million and diluted shares of 52.8 million outstanding during the quarter.

How much debt does Whitestone REIT (WSR) have as of March 31, 2026?

As of March 31, 2026, Whitestone REIT had total notes payable of $655.1 million after discounts and deferred financing costs, against total notes payable principal of $660.2 million. Debt consists of fixed-rate term loans and a floating-rate unsecured credit facility.

What distributions did Whitestone REIT (WSR) pay in early 2026?

For the first quarter of 2026, Whitestone REIT paid a cash distribution of $0.1425 per common share and per OP unit. Total cash distributions were $7.3 million to common shareholders and $0.1 million to OP unit holders, for combined payments of $7.4 million.

Did Whitestone REIT (WSR) acquire or sell properties around Q1 2026?

On March 5, 2026, Whitestone REIT acquired Dunlap Crossings, a 3,400 square foot property in Phoenix, for about $0.8 million. In late 2025 it also completed several dispositions, including Kempwood Plaza and Sugar Park Plaza in Houston, recording gains on sale.

What are Whitestone REIT (WSR) future minimum rents under existing leases?

As of March 31, 2026, Whitestone REIT’s minimum future rents under noncancelable operating leases totaled $538.7 million. Scheduled rents include $87.0 million for the remainder of 2026, $103.5 million in 2027, and $140.6 million in years beyond 2030.

How is Whitestone REIT (WSR) managing interest rate risk on its debt?

Whitestone REIT uses interest rate swaps designated as cash flow hedges to manage variable-rate debt exposure. As of March 31, 2026, these swaps had a net positive fair value recognized in equity, contributing $2.4 million of other comprehensive income in the quarter.