Here are the 10-K annual reports from West Bancorporation (WTBA) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow WTBA and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full WTBA filings page.
West Bancorporation, Inc. reports modest 2025 balance sheet growth while detailing its business model and regulatory environment. Total assets reached $4.1 billion, up 3.2% from $4.0 billion, and deposits rose to $3.5 billion, a 3.3% increase, reflecting continued customer expansion in Iowa and Minnesota markets.
The company emphasizes commercial and commercial real estate lending, noting high CRE concentrations that require heightened risk management. It paid $1.00 per share in 2025 dividends and declared a $0.25 quarterly dividend for early 2026. The tangible common equity ratio improved to 6.42% from 5.68%, and management highlights strong capital, extensive regulation, cybersecurity and AI-related risks, human capital initiatives, and a wide range of macroeconomic and credit risks that could affect future performance.