[Form 3] WINTRUST FINANCIAL CORP Initial Statement of Beneficial Ownership

Rhea-AI Filing Summary

Initial Form 3 for Wintrust Financial Corp (WTFC) reports that Laura A. Kohl filed an initial statement of beneficial ownership tied to an event on 10/01/2025. The filing lists Ms. Kohl's relationship as a Director and indicates 0 shares of Common Stock owned directly, with no derivative securities reported. The form was signed by an attorney-in-fact on 10/10/2025.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Kohl Laura A.

(Last) (First) (Middle)

9700 WEST HIGGINS ROAD, 8TH FLOOR

(Street)

ROSEMONT IL 60018

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
10/01/2025

3. Issuer Name and Ticker or Trading Symbol
WINTRUST FINANCIAL CORP [ WTFC ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	0	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

Exhibit 24.1 Power of Attorney

	/s/Kathleen M. Boege, Attorney-in-fact	10/10/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does the WTFC Form 3 filed by Laura A. Kohl report?

Laura A. Kohl filed an initial Form 3 reporting her status as a Director of Wintrust Financial Corp (WTFC) and 0 shares of Common Stock beneficially owned as of 10/01/2025.

When was the event requiring the WTFC Form 3 recorded?

The event date reported on the form is 10/01/2025, and the form was signed on 10/10/2025.

Does the WTFC Form 3 disclose any derivative securities for Laura A. Kohl?

No. Table II for derivative securities shows no entries; the filing reports no derivative securities beneficially owned.

What is the reporting relationship declared by Laura A. Kohl on the Form 3?

The form marks the reporting person’s relationship to the issuer as Director (the Director box is checked).

Who signed the WTFC Form 3 and in what capacity?

The form bears a signature block showing Kathleen M. Boege, Attorney-in-fact, who signed on 10/10/2025 on behalf of the reporting person.