Wintrust Financial (WTFC) COO granted 154 dividend shares of common stock

Rhea-AI Filing Summary

Wintrust Financial Corp Vice Chairman and COO David A. Dykstra received an automatic stock dividend award of 154 shares of Common Stock on May 28, 2026. The shares were issued as dividends in stock under previously granted restricted stock units, rather than bought on the open market.

After this grant, Dykstra directly owns 179,964 shares of Wintrust common stock. This is a routine compensation-related acquisition classified as a grant or award, not an open-market purchase or sale.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider DYKSTRA DAVID A

Role VICE CHAIRMAN AND COO

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	154	$150.69	$23K

Holdings After Transaction: Common Stock — 179,964 shares (Direct, null)

Footnotes (1)

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Key Figures

Shares granted: 154 shares Reference price per share: $150.69 per share Shares owned after transaction: 179,964 shares

3 metrics

Shares granted 154 shares Dividend shares on restricted stock units, May 28, 2026

Reference price per share $150.69 per share Reported value for 154-share award

Shares owned after transaction 179,964 shares Direct holdings following the grant

Key Terms

restricted stock units, Grant, award, or other acquisition, Common Stock

3 terms

restricted stock units financial

"Dividends awarded in shares pursuant to the terms of previously granted restricted stock units."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

Common Stock financial

"security_title: Common Stock"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DYKSTRA DAVID A

(Last) (First) (Middle)

9700 WEST HIGGINS ROAD, 8TH FLOOR

(Street)

ROSEMONT ILLINOIS 60018

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
WINTRUST FINANCIAL CORP [ WTFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	VICE CHAIRMAN AND COO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/28/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/28/2026		A		154(1)	A	$150.69	179,964	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Dividends awarded in shares pursuant to the terms of previously granted restricted stock units.

Remarks:

	/s/Kathleen M. Boege, Attorney-in-fact	05/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did WTFC executive David Dykstra report?

David A. Dykstra reported receiving 154 shares of Wintrust Financial common stock. These shares were granted as stock dividends tied to previously awarded restricted stock units, making this a compensation-related acquisition rather than a market trade.

Was the WTFC insider transaction an open-market stock purchase or sale?

The WTFC insider transaction was not an open-market trade. It was coded as a grant or award, representing 154 dividend shares issued under existing restricted stock units, so no open-market buying or selling occurred in this filing.

How many WTFC shares does David Dykstra hold after this grant?

After the reported transaction, David A. Dykstra directly holds 179,964 shares of Wintrust Financial common stock. This total reflects his position following the 154-share dividend grant linked to previously granted restricted stock units.

What was the reference price per share in the WTFC Form 4 filing?

The Form 4 lists a reference price of $150.69 per share for the 154-share award. This value is used for reporting purposes on the grant and does not indicate an open-market purchase price paid by the executive.

How is the WTFC insider transaction classified by the SEC codes?

The WTFC insider transaction is coded “A” for grant, award, or other acquisition. It is categorized as an acquisition related to compensation, specifically stock dividends on restricted stock units, rather than a conventional buy or sell transaction.