Wintrust (WTFC) lending chief reports disposal of 1,268 shares

Rhea-AI Filing Summary

Wintrust Financial Corp. officer Richard B. Murphy, Vice Chair and Chief Lending Officer, reported a disposition of 1,268 shares of Wintrust common stock on January 26, 2026 at $146.20 per share in a transaction coded "F". Following this transaction, he directly beneficially owns 49,340 common shares of Wintrust Financial Corp.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider MURPHY RICHARD B

Role VICE CHAIR,CHIEF LENDING OFC

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	1,268	$146.20	$185K

Holdings After Transaction: Common Stock — 49,340 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MURPHY RICHARD B

(Last) (First) (Middle)

9700 WEST HIGGINS ROAD, 8TH FLOOR

(Street)

ROSEMONT IL 60018

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WINTRUST FINANCIAL CORP [ WTFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	VICE CHAIR,CHIEF LENDING OFC

3. Date of Earliest Transaction (Month/Day/Year)
01/26/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/26/2026		F		1,268	D	$146.2	49,340	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/Kathleen M. Boege, Attorney-in-fact	01/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did WTFC executive Richard B. Murphy report?

Richard B. Murphy reported disposing of 1,268 shares of Wintrust Financial Corp. common stock. The transaction occurred on January 26, 2026 at a reported price of $146.20 per share, in a transaction coded “F” on the Form 4 filing.

How many WTFC shares does Richard B. Murphy own after this Form 4?

After the reported transaction, Richard B. Murphy directly beneficially owns 49,340 shares of Wintrust Financial Corp. common stock. This figure reflects his holdings following the January 26, 2026 disposition of 1,268 shares reported in Table I of the Form 4.

What was the price per share in Richard B. Murphy’s WTFC transaction?

The reported transaction price was $146.20 per share for the 1,268 Wintrust Financial Corp. common stock shares. This price is shown in Table I of the Form 4 and applies specifically to the January 26, 2026 transaction coded “F”.

Was the WTFC insider transaction direct or indirect ownership?

The Form 4 shows the transaction under direct ownership, marked with a "D" in the ownership column. No nature of indirect beneficial ownership is listed, indicating the 1,268 share disposition and 49,340 remaining shares are reported as directly held.

Does Richard B. Murphy hold any WTFC derivative securities in this filing?

The Form 4’s Table II for derivative securities contains no reported entries. Only a non-derivative common stock transaction is disclosed, involving 1,268 shares disposed of and resulting in 49,340 Wintrust Financial Corp. common shares directly beneficially owned afterward.