[Form 4] WINTRUST FINANCIAL CORP Insider Trading Activity

Rhea-AI Filing Summary

Wintrust Financial Corp (WTFC) director Marla F. Glabe received 387 shares of Wintrust common stock on 09/30/2025 at a reported price of $123.98 per share as compensation for third-quarter 2025 director services under the Director's Deferred Fee and Stock Plan approved by shareholders. After the award, the reporting person beneficially owns 22,584 shares directly. The Form 4 was filed as an individual filing and signed by an attorney-in-fact on behalf of the reporting person.

Insights

Corporate Governance Expert

TL;DR: Routine director equity award under an approved deferred fee plan; increases alignment with shareholders.

The transaction is a standard issuance of stock as director compensation, paid under a shareholder-approved plan. The addition of 387 shares modestly raises the director's direct ownership to 22,584 shares, reinforcing alignment between management and shareholders. There are no indicators of unusual timing, option exercises, or related-party transfers in the filing. Documentation indicates proper filing format and signature executed by an attorney-in-fact.

Securities Analyst

TL;DR: Small, routine acquisition of 387 shares; immaterial to company capitalization but relevant for insider ownership tracking.

This Form 4 reports a non-derivative acquisition of 387 common shares at $123.98 per share as compensation for director services. The share count post-transaction is disclosed as 22,584 shares held directly. The filing contains no additional transactions, derivative positions, or disclosures that would materially affect valuation metrics or capital structure. Filing appears procedural and compliant with Section 16 reporting.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

GLABE MARLA F

(Last) (First) (Middle)

9700 WEST HIGGINS ROAD, 8TH FLOOR

(Street)

ROSEMONT IL 60018

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WINTRUST FINANCIAL CORP [ WTFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/30/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/30/2025		A		387(1)	A	$123.98	22,584	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares earned for the third quarter of 2025 for services as a Director of the Company in accordance with the Director's Deferred Fee and Stock Plan approved by the Shareholders.

Remarks:

	/s/Kathleen M. Boege, Attorney-in-fact	09/30/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did Marla F. Glabe report on WTFC Form 4?

The Form 4 reports the acquisition of 387 shares of Wintrust common stock on 09/30/2025 as director compensation.

At what price were the WTFC shares reported on the Form 4?

The reported price for the acquired shares is $123.98 per share.

How many WTFC shares does the reporting person own after the transaction?

After the reported acquisition, the reporting person beneficially owns 22,584 shares directly.

Under what plan were the WTFC shares issued to the director?

The shares were earned under the Director's Deferred Fee and Stock Plan approved by shareholders.

Was the Form 4 filed jointly or by a single reporting person?

The Form 4 was filed by one reporting person (individual filing).