Wintrust Financial (WTFC) CEO reports 8,506-share tax-withholding disposition

Rhea-AI Filing Summary

WINTRUST FINANCIAL CORP president and CEO Timothy Crane reported a tax-withholding disposition of 8,506 shares of common stock on February 25, 2026 at an indicated price of $149.83 per share. After this transaction, his directly held ownership stands at 95,706 common shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider CRANE TIMOTHY

Role PRESIDENT & CEO

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	8,506	$149.83	$1.27M

Holdings After Transaction: Common Stock — 95,706 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CRANE TIMOTHY

(Last) (First) (Middle)

9700 WEST HIGGINS ROAD, 8TH FLOOR

(Street)

ROSEMONT IL 60018

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WINTRUST FINANCIAL CORP [ WTFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	PRESIDENT & CEO

3. Date of Earliest Transaction (Month/Day/Year)
02/25/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/25/2026		F		8,506	D	$149.83	95,706	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/David A. Dykstra, Attorney-in-fact	02/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did WTFC CEO Timothy Crane report?

Timothy Crane reported a tax-withholding disposition of 8,506 WINTRUST FINANCIAL CORP common shares. The transaction occurred on February 25, 2026 at an indicated price of $149.83 per share and was coded as a tax-related share delivery (code F).

Was the WTFC insider transaction a market sale or tax withholding?

The WTFC insider transaction was a tax-withholding disposition, not an open-market sale. It is coded F, described as payment of exercise price or tax liability by delivering securities, meaning shares were used to satisfy obligations rather than sold in a regular market trade.

How many WTFC shares did Timothy Crane dispose of in this filing?

Timothy Crane disposed of 8,506 shares of WINTRUST FINANCIAL CORP common stock. The filing characterizes this as a tax-withholding disposition at an indicated price of $149.83 per share, reflecting shares delivered to cover obligations instead of a standard buy-or-sell transaction.

What is Timothy Crane’s WTFC share ownership after this transaction?

After the reported transaction, Timothy Crane directly holds 95,706 shares of WINTRUST FINANCIAL CORP common stock. This figure reflects his position following the tax-withholding disposition of 8,506 shares reported for February 25, 2026 in the Form 4 filing data.

What does transaction code F mean in the WTFC Form 4 filing?

Transaction code F indicates payment of an exercise price or tax liability by delivering securities. In the WTFC filing, it describes Timothy Crane’s 8,506-share tax-withholding disposition, where shares of common stock were used to satisfy obligations rather than executed as a typical market sale.