Wintrust CFO disposes 963 shares at $146.20

Rhea-AI Filing Summary

Wintrust Financial Corp.'s Chief Financial Officer, David L. Stoehr, reported a disposition of 963 shares of common stock on January 26, 2026 at $146.20 per share, coded as transaction type F. Following this transaction, he beneficially owns 21,137 common shares, all held directly.

Insights

Equity ownership and insider-transactions analyst

Routine Form 4 showing small CFO share disposition and updated holdings.

The Chief Financial Officer of Wintrust Financial Corp., David L. Stoehr, recorded a Form 4 transaction coded F for 963 common shares at $146.20 per share on January 26, 2026. The filing updates his direct beneficial ownership to 21,137 shares.

This appears to be a routine insider transaction that modestly adjusts reported holdings rather than a large change in ownership. It does not, by itself, signal a change in company fundamentals or strategy and is typically viewed as administrative for tracking insider equity positions.

Insider Trade Summary

Exercise Price or Tax Liability: 963 shares

Exercise Price or Tax Liability 1 txn

Insider STOEHR DAVID L

Role CHIEF FINANCIAL OFFICER

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	963	$146.20	$141K

Holdings After Transaction: Common Stock — 21,137 shares (Direct)

FAQ

What insider transaction did WTFC’s CFO report on this Form 4?

Wintrust Financial Corp.’s CFO, David L. Stoehr, reported a disposition of 963 common shares on January 26, 2026. The shares were transacted at $146.20 per share, classified under transaction code F for non-derivative securities.

How many WTFC shares does CFO David L. Stoehr own after the transaction?

After the reported transaction, CFO David L. Stoehr beneficially owns 21,137 shares of Wintrust Financial Corp. common stock. The filing shows these shares as held in direct ownership, updating the market on his current equity stake.

What does transaction code F mean in the WTFC CFO’s Form 4?

The Form 4 for Wintrust Financial’s CFO lists transaction code F for the 963-share disposition. Code F is an official SEC designation for a specific type of non-derivative transaction, and the filing records it at $146.20 per share on January 26, 2026.

Is the WTFC CFO’s Form 4 transaction a direct or indirect holding change?

The transaction updates a direct holding. The Form 4 specifies ownership form as “D” for direct, with no nature-of-ownership footnote, indicating the 21,137 post-transaction shares are directly held by CFO David L. Stoehr rather than through another entity.

Does this WTFC Form 4 indicate any derivative securities activity?

No derivative securities activity is reported. The excerpted Form 4 table for derivatives shows column headers but no completed rows, while the only detailed transaction involves non-derivative common stock with a 963-share disposition at $146.20 per share.

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Accepted by SEC EDGAR 01/28/2026 - 04:11 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

STOEHR DAVID L

(Last) (First) (Middle)

9700 WEST HIGGINS ROAD, 8TH FLOOR

(Street)

ROSEMONT IL 60018

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WINTRUST FINANCIAL CORP [ WTFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CHIEF FINANCIAL OFFICER

3. Date of Earliest Transaction (Month/Day/Year)
01/26/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/26/2026		F		963	D	$146.2	21,137	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/Kathleen M. Boege, Attorney-in-fact	01/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.