Wintrust (WTFC) founder has 5,929 shares withheld for taxes

Rhea-AI Filing Summary

Wintrust Financial founder and senior advisor Edward J. Wehmer reported a tax-withholding disposition of 5,929 shares of common stock on March 27, 2026. The shares were valued at $132.98 per share and were used to satisfy tax obligations, not sold in the open market.

After this event, Wehmer directly holds 168,742 common shares, with additional indirect common stock holdings through his spouse and a 401(k) plan, plus direct and indirect holdings of Depositary Shares of Series F Preferred Stock.

Insider Trade Summary

5 transactions reported

Mixed 5 txns

Insider WEHMER EDWARD J

Role FOUNDER AND SENIOR ADVISOR

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	5,929	$132.98	$788K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Depositary Shares of Series F Preferred Stock	--	--	--
holding	Depositary Shares of Series F Preferred Stock	--	--	--

Holdings After Transaction: Common Stock — 168,742 shares (Direct); Common Stock — 18,487 shares (Indirect, by Spouse); Depositary Shares of Series F Preferred Stock — 2,382 shares (Direct); Depositary Shares of Series F Preferred Stock — 3,919 shares (Indirect, By Spouse)

Footnotes (1)

Key Figures

Tax-withheld shares: 5,929 shares Tax-withholding price: $132.98 per share Direct common holdings: 168,742 shares +4 more

7 metrics

Tax-withheld shares 5,929 shares Common stock delivered for tax obligations at $132.98 on March 27, 2026

Tax-withholding price $132.98 per share Value used for 5,929 common shares delivered for taxes

Direct common holdings 168,742 shares Edward J. Wehmer’s direct Wintrust common stock after transaction

Spouse common holdings 18,487 shares Indirect Wintrust common stock held by spouse

401(k) common holdings 8,358 shares Indirect Wintrust common stock held via 401(k) plan

Direct Series F preferred depositary shares 2,382 shares Depositary Shares of Series F Preferred Stock held directly

Spouse Series F preferred depositary shares 3,919 shares Depositary Shares of Series F Preferred Stock held by spouse

Key Terms

tax-withholding disposition, Depositary Shares of Series F Preferred Stock, 401(k) Plan, indirect ownership

4 terms

tax-withholding disposition financial

"transaction_action is described as a tax-withholding disposition of common stock"

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

Depositary Shares of Series F Preferred Stock financial

"security_title lists Depositary Shares of Series F Preferred Stock as held directly and indirectly"

401(k) Plan financial

"nature_of_ownership includes indirect common stock ownership by 401(k) Plan"

A 401(k) plan is a workplace retirement account that lets employees set aside part of their pay into a tax-advantaged savings pot, often with employers adding matching contributions — like a workplace piggy bank for future income. It matters to investors because the amount people save and how employers fund these plans influence consumer spending, corporate payroll costs and the flow of money into financial markets, which can affect stock prices and company valuations.

indirect ownership financial

"ownership_code I and nature_of_ownership by Spouse indicate indirect ownership"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

WEHMER EDWARD J

(Last) (First) (Middle)

9700 WEST HIGGINS ROAD, 8TH FLOOR

(Street)

ROSEMONT ILLINOIS 60018

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
WINTRUST FINANCIAL CORP [ WTFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	FOUNDER AND SENIOR ADVISOR

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/27/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/27/2026		F		5,929	D	$132.98	168,742	D
Common Stock								18,487	I	by Spouse
Common Stock								8,358	I	by 401(k) Plan
Depositary Shares of Series F Preferred Stock								2,382	D
Depositary Shares of Series F Preferred Stock								3,919	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/Kathleen M. Boege, Attorney-in-fact	03/31/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did WTFC founder Edward J. Wehmer report?

Edward J. Wehmer reported a tax-withholding disposition of Wintrust Financial common stock. On March 27, 2026, 5,929 shares were delivered at $132.98 per share to cover tax obligations, rather than being sold in an open-market transaction.

How many WTFC shares were withheld for Edward J. Wehmer’s taxes and at what price?

A total of 5,929 Wintrust Financial common shares were withheld for taxes at $132.98 per share. This Form 4 labels the event as a tax-withholding disposition, meaning the shares satisfied tax liabilities instead of being voluntarily sold in the market.

What are Edward J. Wehmer’s direct common stock holdings in WTFC after this filing?

Following the tax-withholding transaction, Edward J. Wehmer directly holds 168,742 shares of Wintrust Financial common stock. This post-transaction balance reflects his remaining direct equity position after 5,929 shares were delivered to cover tax obligations on March 27, 2026.

What indirect common stock holdings related to WTFC does Edward J. Wehmer have?

The filing shows 18,487 Wintrust Financial common shares held indirectly by Wehmer’s spouse and 8,358 shares held indirectly through a 401(k) plan. These positions are reported as indirect ownership, separate from his direct common stock holdings.

What preferred stock interests in WTFC does Edward J. Wehmer report?

Wehmer reports holdings of Depositary Shares of Series F Preferred Stock. He directly holds 2,382 preferred depositary shares and indirectly holds 3,919 such shares through his spouse, in addition to his reported common stock positions.

Does this WTFC Form 4 show any open-market buying or selling by Edward J. Wehmer?

The Form 4 does not show open-market purchases or sales. It records a single tax-withholding disposition of 5,929 common shares and several holding-only entries that update direct and indirect ownership balances in common and preferred depositary shares.