Every 8-K that Wintrust Financial Corporation (WTFCN) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow WTFCN and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full WTFCN filings page.
Wintrust Financial Corporation reported record third-quarter 2026 net income of $239.1 million, or $3.37 per diluted share. For the first nine months, net income was $700.1 million, up 17% from $600.8 million in 2025; diluted earnings were $9.89 per share, versus $8.25.
Third-quarter net interest income was $621.6 million, compared with $597.4 million in Q2, and net interest margin was 3.49% (3.51% on a fully taxable-equivalent, non-GAAP basis). Loans increased $1.1 billion and deposits increased $1.3 billion from Q2, each at an 8% annualized rate. Provision for credit losses was $25.9 million; net charge-offs totaled $21.0 million, or 15 basis points of average total loans on an annualized basis. At September 30, 2026, non-performing loans were $176.9 million, or 0.31% of total loans.
Wintrust completed its purchase of a guardianship services business on September 1, 2026. The business had approximately $1.2 billion in assets under management. As of September 30, 2026, Wintrust had preliminarily recorded approximately $7.5 million in goodwill; initial purchase accounting was not finalized and was subject to change.
Wintrust Financial Corporation reported record profitability for the second quarter and first half of 2026. Quarterly net income was $233.7 million, or $3.30 per diluted share, compared with $195.5 million, or $2.78, a year earlier. Net income for the first six months reached a record $461.1 million, or $6.52 per diluted share, 20% higher than the same period of 2025; second quarter 2026 was the sixth consecutive quarter of record net income.
Total loans rose to $55.7 billion and deposits to $61.1 billion at June 30, 2026, reflecting strong organic growth. Net interest income increased to $597.4 million, with a net interest margin of 3.50% (3.52% on a fully taxable-equivalent basis). Asset quality remained solid: net charge-offs were 0.10% of average loans on an annualized basis, non-performing loans were 0.32% of total loans, and non-performing assets were 0.26% of total assets, supported by an allowance for credit losses of $481.2 million.
Wintrust Financial Corporation reported that shareholders completed all scheduled voting at the 2026 Annual Meeting. Investors elected all twelve director nominees, with individual support levels generally around 58 million votes in favor and over 3.2 million broker non-votes recorded for each director.
Shareholders also approved the advisory, non-binding vote on the Company’s 2025 executive compensation with 56,857,769 votes for, 1,623,123 against, and 75,966 abstentions. In addition, they ratified Ernst & Young LLP as independent registered public accounting firm for fiscal 2026, with 57,552,404 votes for, 4,249,760 against, and 27,921 abstentions.
Wintrust Financial Corporation reported record first-quarter 2026 results. Net income reached $227.4 million, or $3.22 per diluted share, up from $223.0 million, or $3.15, in the prior quarter and 20% higher than a year earlier.
Total loans grew to $54.1 billion and deposits to $58.9 billion, both up about 7–8% annualized from the prior quarter. Net interest income was $579.0 million with a net interest margin of 3.54% (3.56% fully tax-equivalent), modestly higher than the fourth quarter. Non-interest income rose to $134.1 million, helped by stronger wealth management and mortgage banking revenue.
Asset quality remained solid. Net charge-offs were $18.4 million, or 0.14% of average loans annualized, down from 0.17% in the prior quarter. Non-performing loans were $182.7 million, 0.34% of total loans, while the allowance for credit losses increased to $471.6 million. Return on average assets was 1.32% and return on average common equity was 12.76%, reflecting strong profitability.
Wintrust Financial Corporation reported its fourth quarter 2025 earnings on January 20, 2026. The company made its results available through a detailed earnings press release and a Fourth Quarter 2025 Earnings Release Presentation posted on its website.
The press release is provided as Exhibit 99.1 and the related investor presentation as Exhibit 99.2. Both documents include supplemental information on non-GAAP financial measures, with reconciliations and related details described in specific pages of each exhibit.