XP Inc. (XP) Banco XP CEO reports 891,466 Class A shares on Form 3

Rhea-AI Filing Summary

XP Inc. filed an initial insider ownership report for CEO, Banco XP, Berenguer Neto Jose De Menezes. The filing shows he directly holds 891,466 Class A common shares. According to a footnote, this figure includes Class A shares underlying restricted stock units and shares held in the form of Brazilian Depository Receipts.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Berenguer Neto Jose De Menezes

(Last) (First) (Middle)

20, GENESIS CLOSE

(Street)

GRAND CAYMAN, GEORGE TOWN KY1-1208

(City) (State) (Zip)

CAYMAN ISLANDS

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/18/2026

3. Issuer Name and Ticker or Trading Symbol
XP Inc. [ XP ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CEO, Banco XP.

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A Common Shares	891,466(1)	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects Class A common shares subject to outstanding restricted stock units and Class A common shares held in the form of Brazilian Depository Receipts.

Remarks:

Exhibit 24 - Power of Attorney

	/s/ Jose De Menezes Berenguer Neto	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does the XP (XP) Form 3 filing for Berenguer Neto Jose De Menezes show?

The Form 3 shows that Berenguer Neto Jose De Menezes, CEO of Banco XP, holds 891,466 Class A common shares of XP Inc. This total includes shares from outstanding restricted stock units and shares held as Brazilian Depository Receipts.

Did the XP (XP) Form 3 report any insider buying or selling?

The Form 3 does not report insider buying or selling; it is an initial ownership statement. It simply discloses that the executive directly holds 891,466 Class A common shares, including restricted stock units and Brazilian Depository Receipts.

How many XP Inc. Class A shares does the Banco XP CEO report owning?

The Banco XP CEO reports direct ownership of 891,466 Class A common shares of XP Inc. A footnote explains that this amount includes shares subject to outstanding restricted stock units and shares held in the form of Brazilian Depository Receipts.

What is the role of Berenguer Neto Jose De Menezes in XP (XP) according to the Form 3?

The Form 3 identifies Berenguer Neto Jose De Menezes as an officer of XP Inc., serving as CEO, Banco XP. The filing discloses his direct holdings of 891,466 Class A common shares, including restricted stock units and Brazilian Depository Receipts.

Does the XP (XP) Form 3 include derivative securities like options or warrants?

The Form 3 data provided does not list any derivative securities such as options or warrants. It focuses on direct ownership of 891,466 Class A common shares, including restricted stock units and Brazilian Depository Receipts referenced in the footnote.